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BofA 的 auto pay 一直為人詬病，經常會出現沒有 pay 成功，或者 pay 的金額不對的情況。果然這個功能被集體訴訟了。當然，一如既往，BofA 還是拒絕承認自己的錯誤，但願意出錢和解。最終可獲得的金額，將根據大家因為這個功能問題而產生的額外利息來決定。這個集體訴訟不需要主動 claim，款項會自動發放。

看這個解釋，貌似是從 pay due 切換到 pay 全部 balance 沒有成功，然後導致大家只是不用交 late fee，剩下的 balance 繼續計息

The Class is made up of any current or former Bank of America credit card holder who was enrolled in the bank’s eBill AutoPay for their credit card, selected the “Amount Due” payment option between June 3, 2014, and March 7, 2021, and as of May 21, 2021, switched their payment option from “Amount Due” to “Account Balance” after making an “Amount Due” payment and being assessed interest.

time line 如下

  • Final Hearing: 11/17/2021
  • Settlement Website: CreditCardAutoPaySettlement.com
  • The deadline to opt out of or object to the settlement: Sept. 11, 2021.