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BofA 的 AutoPay 一直很受詬病，常常會出現沒有付款成功，或付款金額不正確的情況。果然這個功能被提起集體訴訟了。當然，老樣子還是 BofA 拒絕承認自己的錯誤，但選擇出錢和解。最終每個人拿到的金額，將根據大家因這個功能問題而產生的額外利息來決定。這個集體訴訟不需要主動提出 claim，款項會自動發放。

看這段說明，似乎是從 pay due 切換成支付全部 balance 沒有成功，結果導致大家只是不用付 late fee，但剩下的 balance 還是繼續計算利息。

The Class is made up of any current or former Bank of America credit card holder who was enrolled in the bank’s eBill AutoPay for their credit card, selected the “Amount Due” payment option between June 3, 2014, and March 7, 2021, and as of May 21, 2021, switched their payment option from “Amount Due” to “Account Balance” after making an “Amount Due” payment and being assessed interest.

時間表如下

  • Final Hearing: 11/17/2021
  • Settlement Website: CreditCardAutoPaySettlement.com
  • The deadline to opt out of or object to the settlement: Sept. 11, 2021.