官網公佈了 Coinbase 這張卡要獲得高回贈的資產要求，注意，只有前 $10,000 消費可以獲得較高回贈。

  • Tier 1 – 2.0% of Eligible Purchases, if AOC is under $10,000;
  • Tier 2 – 2.5% of Eligible Purchases, if AOC is between $10,000 and $49,999.99 (the 2.5% Rewards Rate applies to the first $10,000 in Eligible Purchases per calendar month, with a 2.0% Rewards Rate for all Eligible Purchases in excess of $10,000 per month) ;
  • Tier 3 – 3.0% of Eligible Purchases, if AOC is between $50,000 and $199,999.99 (the 3.0% Rewards Rate applies to the first $10,000 in Eligible Purchases per calendar month, with a 2.0% Rewards Rate for all Eligible Purchases in excess of $10,000 per month) ; and
  • Tier 4 – 4.0% of Eligible Purchases, if AOC is equal to or greater than $200,000.00 (the 4.0% Rewards Rate applies to the first $10,000 in Eligible Purchases per month, with a 2.0% Rewards Rate for all Eligible Purchases in excess of $10,000 per month) .

看起來還不錯，畢竟 Coinbase 本身也提供 4.5% 的 saving，前面的 $10,000 可以直接放進 saving 裏。之後就要看投資了，所以還是比較適合本身習慣在 Coinbase 投資的朋友。

在 2025 年秋季，Coinbase 即將推出一張信用卡，最大賣點是最高有 4% 回贈，而且支付走的是 AMEX 網絡。

Coinbase One Card 的亮點

  • 回贈是 bitcoin
  • 起步已有 2% 回贈
  • 資產越多回贈越高，最高 4%。有三個檔次：2.5%、3%、4%
  • 一張特別的金屬卡：此卡還鐫刻有比特幣的起源故事。
  • 配合美國運通網絡的額外福利：透過美國 AMEX 網絡，有相應優惠和福利。
  • 只有訂閱 Coinbase One 的用戶才能申請（月費僅為 $4.99 或年費 $49.99）

Coinbase One 訂閱的新基礎套餐，月費僅為 $4.99 或年費 $49.99。透過這個套餐，可享受以下優惠：

  • 高達 4.5% 的 APY：您最初持有的 $10,000 USDC 可享受這個利率
  • 零交易費用：每月可在數百種資產上進行總值最高達 $500 的交易，無需支付手續費。
  • 加密保護：保障高達 $1,000 的加密資產，免受未經授權帳戶存取的風險。