哥倫比亞航空在美國有兩張聯名卡 $149 年費版及 $50 年費版，這兩張聯名卡都是開卡消費一筆即給獎勵，並且有一個小技巧：你可以拿完獎勵後打電話去 waive 第一年的年費。。
Doc 分享了一則關卡 DP。目前似乎被關卡的人不多（這張卡持卡人數量本身也比較少）。關卡來自 Fraud Risk Control Department，信件內容如下：
The credit card contract applicable to your account grants either party the right to terminate the account relationship or the credit privileges at any time with or without cause. It is a voluntary agreement that either party may terminate unilaterally.The Bank has chosen to exercise said contractual right and hereby informs you that the above mentioned account will be close effective <date>. Please destroy and discard any card you may have received for this account.
Credit card #XXXX
After said date, you will not have access to any of your credit card benefits. As a result, you must take the necessary steps and make the necessary arrangements to avoid setbacks. If you have authorized any companies to charge your account for membership fees for ongoing services, please contact them directly to arrange an alternate method of payment.
If there is a balance on the account, you will continue to receive your monthly billing statements. We inform you that you remain responsible for the payment of any balance in the account, which will remain subject to all the terms and conditions of the Agreement.
Sincerely,
Fraud Risk Control Department
正常用卡、經常用卡的人應該不至於被關卡。不過既然這張卡沒什麼特別福利，不常飛哥倫比亞航空的話，也不太適合長期持有。
https://www.uscreditcards101.com/banco-popular-avianca-vida-credit-card-review/
https://www.uscreditcards101.com/banco-popular-avianca-vuela-credit-card-review/
