根據美卡指南消息,AMEX 新推出了一種申請連結,介面上只會告訴你申請最多可以獲得 150,000 迎新獎賞,具體是多少,會在申請結束時才告知你。這是想讓大家刮刮看,看看自己能否中大獎嗎?我建議乾脆改成 1,000,000 迎新獎賞,讓大家慢慢刮。

當然實際上,我覺得 AMEX 的思路是:對於較少申卡、紀錄較好的人,會給 150,000;對於經常拿了迎新獎賞就跑的人,可能會給低一些,甚至沒有迎新獎賞。可以說 AMEX 把區別對待玩得很熟練。同樣,Gold 卡也是這種最高 90,000 的不確定獎賞。

比較坑的是,不管你最後開出多少迎新獎賞,開卡消費要求一律都是六個月 $8,000。不過還算有良心的是,根據條款,在你提交申請後,系統會先告知你這次申請可獲得多少迎新獎賞,然後由你自己決定接不接受。按照目前的情況,在接受之前,AMEX 只會給你 Soft Pull,也就是不會影響你的信用分數;只有在確定接受 offer 後,才會是 Hard Pull(會輕微影響信用分數)。

After you submit your application and before you accept the Card (if you are approved) , we will tell you the exact amount of Membership Rewards® Points which you are eligible to earn, which will be an amount up to 150,000 points. To qualify for such points, you must spend $8,000 (the "Threshold Amount") or more in eligible purchases on your Platinum Card® from American Express within the first 6 months of Platinum Card® from American Express Card Membership starting from the date that your account is opened