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Wells Fargo 現在有 $400 的 Checking 開戶獎勵，並且可以線上申辦。

  • 申請連結
  • 申請需要填寫 Zip Code，且全美的 Zip Code 都符合要求。
  • 2020 年 7 月 6 日截止
  • 申請需要身分識別為 Resident Alien（但實務上也不會核查），獎勵會開立 1099-int 或 1099-misc，這兩種稅表對各類身份都很安全，可正常報稅。其他注意事項，請仔細閱讀申請 Terms。

獎勵取得條件：需要在 90 天內，總計 Direct Deposit 至少 $4,000，具體如下：

Bonus Requirements:

(i) Open a new, eligible Wells Fargo consumer checking account with a minimum opening deposit of $25 by July 31, 2020. All account applications are subject to approval.

(ii)Within 90 days of account opening (the "qualification period") , receive a total of $4,000 or more in qualifying direct deposits to the new checking account during the qualification period.

  • A qualifying direct deposit is a direct deposit of your salary, pension, Social Security, or other regular monthly income, electronically deposited through the Automated Clearing House (ACH) network by your employer or an outside agency.
  • Transfers from one account to another, mobile deposits, deposits made at a banking location, or ATM do not qualify.

(iii) Throughout the qualification period and until the bonus is paid, you must maintain a balance in your account greater than $0. Accounts with a zero balance may be subject to automatic closure pursuant to the terms of the Deposit Account Agreement.


Wells Fargo 的信用卡目前比較嚴格限制申請人身份為綠卡或公民，但也有例外，這些例外通常都持有 Wells Fargo 的 Checking 或 Savings Account。如果你不是綠卡或公民，申辦一個 Checking 是取得他家優質卡片的主要前提。持有 Checking 一段時間後，可嘗試前往分行，請 Banker 協助申請你想要的信用卡，成功率還不錯，YMMV。