看到一則消息,有人利用之前 Chase Ink 卡 Preapprove 的漏洞,每個月申請一張 Chase ink 卡,獲得了大量的積分。他已經通過 Pay Yourself Back 兌換了 700 萬的積分,而且估計已經轉了好幾百萬到航空里程了。當然,最終還是被 Chase Ban 了。

This latest case is about Chase and at least one customer who opened lots of Ink business cards over the last year. He redeemed over 7 million Chase Ultimate Rewards through Pay Yourself Back, and likely millions more transferred to travel partners.

其實這漏洞我們之前也分享過,也不得不佩服這人真是膽子大,竟敢一直申請。原理就是找到 Chase preapprove 的申請連結規律,這種連結是可以破解兩年五卡的限制的。也就是如果你的信用紀錄夠硬,可以一直申請,不被限制。