關於 Bank of America 航空消費抵免
現在有兩張 BofA 信用卡都提供航空消費抵免。不過官方適用類別只包含航空雜費,並不包含機票。根據網友的實測,還是有一些其他方式可以拿到報銷。本文就詳細介紹這項福利,以及網友近期成功獲得報銷的數據點。
每年可報銷 $100 航空雜費;餐飲、旅遊 2x
- 開卡獎勵:$600 現金回饋(三個月消費 $4,000)
- 消費回饋:旅遊和餐飲消費 2%;其餘 1.5%;BOA 高級帳戶可享最高 1.75 倍積分
- 回饋兌換:1:1 直接兌現
- 年費:$95
- 立即申請>>
BofA Premium Rewards Elite 信用卡
每年送 $450 報銷
- 開卡獎勵:75,000 積分(三個月消費 $5,000)
- 消費回饋:旅遊和餐飲消費 2x;其餘 1.5x;BOA 高階帳戶有最高 1.75 倍積分
- 回饋兌換:1: 1 直接兌現,兌換航空 20% 折扣
- 年費:$550
- 立即申請>>
大家可以在 App 的卡片福利頁面查看這項報銷的使用情況。有時跨年後,這個追蹤表還沒刷新,建議大家等刷新後再處理,不用著急。
官方介紹
這是 BofA Premium Rewards 關於航空消費抵免的條款,Premium Elite 的內容差不多,就不重複貼了。重點是
- $100 報銷按日曆年(Calendar Year)計算
- 報銷只能用於航空雜費(airline incidental fee)
You are eligible for a statement credit of up to $100 each calendar year if you make qualifying airline incidental fee transactions.To qualify, you must use your Premium Rewards® credit card to pay all airline incidental fee transactions. Allow 2-3 weeks from qualifying for the statement credit to post to your account. You are responsible for payment of all charges until the statement credit posts to your account. Your account must be open with active charging privileges at the time of statement credit fulfillment.
包含的 BofA 美國境內航班雜費,例如升艙、改票費、取消費、託運費、機上娛樂、餐食、航空休息室費用等。
Qualifying transactions are those purchases made on domestic-originated flights on certain U.S.-domestic airline carriers that include:
- preferred seating upgrades,
- ticket change/cancellation fees,
- checked baggage fees,
- in-flight entertainment,
- onboard food and beverage charges,
- and airport lounge fees affiliated with eligible airline carriers.
下面一些費用則不包括,例如買機票、買哩程、轉點費用、禮品卡、機上免稅購物,另外一些廉航的費用也不包括。
- Airline ticket purchases,
- mileage point purchases,
- mileage point transfer fees,
- gift cards, duty-free purchases,
- award tickets and fees incurred with airline alliance partners do not qualify.
- Purchases made with the following U.S. domestic airline carriers will not qualify for the Airline Incidental Statement Credit: Allegiant Air, Spirit Airlines, and Sun Country Airlines.
理論上需要和機票分開 charge,不然有可能無法報銷。
Airline incidental fee transactions must be separate from airline ticket charges. The airlines must submit the ancillary fees under the appropriate merchant category code (MCC) , industry code or required service or product identifier to be identified as a qualifying airline incidental fee transaction.
這是官方條款,但從技術上來說,報銷都是根據商家的 MCC 判定的。換句話說,只要系統對上就能自動報銷。如果你的 charge 符合條款,但沒有被自動報銷,就大膽找客服處理即可。
公布的符合條件 MCC 為 3000, 3001, 3057, 3058, 3063, 3066, 3132, 3174, 3196 和 3256,對應如下:
- 3000 – United.
- 3001 – American Airlines.
- 3057 – East/West Airline (Australia)
- 3058 – Delta
- 3063 – US Airways
- 3066 – Southwest
- 3132 – Frontier
- 3174 – JetBlue
- 3196 – Hawaiin
- 3256 – Alaskan
報銷實測
這部分數據點來自 DOC。
其實除了上述官方列出的可報銷項目外,有些其他消費也能觸發報銷。這裡先提醒大家,如果是不符合條款的消費,可以先等等看會不會自動報銷,不要聯繫客服,不然之後 MCC 被修正就不好了。
可以獲得報銷的
如果你不知道該把報銷用在哪裡,先買 AA 禮品卡囤著就好。從這項報銷推出以來,AA 禮品卡一直都算穩定,最好用電腦購買。另外,也有網友正在測試 UA Travel Bank 能否獲得報銷,大家可以再等等看,反正現在才一月。
- American Airlines:
- Baggage check: 1, 2,
- Award close in fee: 1($75) , 2, 3,
- Award taxes & fees: 1($11.20) , 2, 3(didn’t work, was for $132) , 4,
- 電子禮品卡: 1($50) , 2($100) , 3($50 & $50) , 4($100) , 5($100) , 6($100) , 7($100) , 8($100) , 9($100) , 10, 11($100) , 12($100) , 13($100) , 14($50) , 15($100) , 16($55) 17($100) , 18($88.xx) , 19, 20($100) , 21($100) , 22($100) , 23($50) , 24($100) , 25($100) , 26($100) , 27($100) , 28($100) , 29($100) , 30($100) , 31($100) , 32($100) , 33($100) , 34($100) , 35($100) , 36($100) , 37, 38, 39, 40, 41, 42, 43, 44, 45, 46,
- 更改費: 1
- 國際優選座位: 1
- 里程轉點: 1
- Alaska:
- Delta:
- Frontier:
- JetBlue:
- Southwest:
- United:
無法獲得報銷
- Alaska Airlines:
- British Airways:
- 哩程票稅費: 1
- Delta:
- Hawaiian:
- 禮品卡:1 ($100)
- JetBlue:
- 機上餐點:1,
- Southwest:
- Spirit(看起來不屬於符合資格的航空公司):
- Sun Country:
- 改票費:1
- United:
其他注意事項
如果你近期打算停卡,一定要把今年的報銷用完再關卡喔,這種報銷在停卡後不會被追回,不用掉就浪費了。
