Wells Fargo 现在有 $400 的 Checking 开户奖励,并且允许网申。

  • 申请链接
  • 申请需要填入 Zip Code,并且全美的 Zip Code 都符合要求。
  • 2020 年 7 月 6 日过期
  • 申请需要身份识别为 Resident Alien(但也不会核查),奖励会发 1099-int 或者 1099-misc,这两个税表对各类身份都很安全,可以正常报税。其他注意事项,请仔细阅读申请 Terms。

奖励获取条件:需要 90 天内 总计 Direct Deposit 至少 $4,000,具体如下:

Bonus Requirements:

(i) Open a new, eligible Wells Fargo consumer checking account with a minimum opening deposit of $25 by July 31, 2020. All account applications are subject to approval.

(ii) Within 90 days of account opening (the “qualification period”), receive a total of $4,000 or more in qualifying direct deposits to the new checking account during the qualification period.

  • A qualifying direct deposit is a direct deposit of your salary, pension, Social Security, or other regular monthly income, electronically deposited through the Automated Clearing House (ACH) network by your employer or an outside agency.
  • Transfers from one account to another, mobile deposits, deposits made at a banking location, or ATM do not qualify.

(iii) Throughout the qualification period and until the bonus is paid, you must maintain a balance in your account greater than $0. Accounts with a zero balance may be subject to automatic closure pursuant to the terms of the Deposit Account Agreement.

Wells Fargo 的信用卡,目前比较严格限制申请人身份为绿卡或者公民。但是也有例外,这些例外通常都持有 Wells Fargo 的 Checking 或者 Savings Account。如果你不是绿卡或公民,申请一个 Checking 是获取他家好卡的唯一前提办法。持有 Checking 一段时间后,可以尝试前往 Branch,让 Banker 帮你申请你想要的信用卡,成功率还不错,YMMV。