文章目录
关于 PNC 银行
PNC 的全称是 PNC Financial Services，普通银行业务主要集中在东海岸和东北铁锈带。口碑还可以。
PNC Checking 账户
有三种 offer, $50, $200, $300。所有 offer 都要求有 Direct Deposit。
- 有效期：1/1/2020-3/31/2020
- 开户限制：只有美国公民才可以在网上开户，别的身份都需要去 branch 现场开户，别忘了先在网页上 request 一个 offer coupon 的 email，需要 email 里的 code 才可以拿到奖励。
- 提前关户：所有三种账户都有 180 天内提前关户会被收取 early account termination fee $25 的规定
- 报税相关：所得奖励会收到 1099-INT 税表。
达标后 60-90 天后奖励会发放到账户里，得到奖励时账户需要正常未关户。
Virtual Wallet 账户 – 奖励 $50
申请链接
具体需求
- 开户 60 天内须打入至少 $500 的 Direct Deposit
- 月费 $0。
Virtual Wallet with Performance Spend 账户
申请链接
具体需求
- 开户 60 天内须打入至少 $2,000 的 Direct Deposit。
- 月费 $15。
- non-PNC ATM 取现免费。
免除月费
- 月平均存款额 $2,000 或以上。
- 或者月 Direct Deposit 额达到 $2,000。
- 或者关联账户资产达到 $15,000。
Virtual Wallet with Performance Select 账户
申请链接
具体需求
- 开户 60 天内须打入至少 $5,000 的 Direct Deposit。
- 月费 $25。
- non-PNC ATM 取现免费。
- Waiver 部分转账手续费。
- 免费支票。
免除月费
- 月平均存款额 $5,000 或以上。
- 或者月 Direct Deposit 额达到 $5,000。
- 或者关联账户资产达到 $25,000。
PNC Direct Deposit( 来自 Doctor of Credit)
最简单的就是 Paypal、Venmo 了，应该没啥门槛。另外，有 Chase 账户的话，也非常稳定
The following count as a direct deposit:
- Alliant: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18,
- Ally: 1, 2, 3, 4 (didn’t work), 5, 6,
- AmEx serve: 1, 2, 3, 4, 5, 6,
- AmEx Redbird: 1
- AmEx Bluebird: 1,
- Bank of America: 1,
- Barclays: 1, 2 (didn’t work)
- BB&T: 1,
- Capital One 360: 1, 2, 3 (1 may no longer work), 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21,
- Charles Schwab: 1 (brokerage), 2, 3, 4 (didn’t work), 5,
- Chase: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54. 55, 56, 57,
- Chase Business: 1, 2,
- Discover ACH: 1, 2, 3, 4, 5 (didn’t work), 6 (didn’t work)
- FCB South County Bank: 1
- Fidelity: 1, 1, 2, 4,5,6,
- Fifth Third: 1, 2 (didn’t work)
- Huntington: 1,
- M&T: 1, 2,
- Navy Federal: 1
- Paypal: 1, 2, 3, 4, 5, 6, 7, 8, 9, 1o, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, (didn’t work), 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, (didn’t work), 34, 35, 36, 37, 38, 39, 40,
- Pentagon Federal Credit Union: 1
- Fidelity: 1, 2, 3
- Schwab: 1, 2
- Transferwise: 1,
- USAA: 1, 2, 3 (doesn’t work)
- Vanguard: 1,
- Venmo: 1, 2, 3, 4,
- Wells Fargo: 1, 2, 3 (didn’t work)
The following do not count as a direct deposit: