Credit Cards 101
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Tightening Up: Banks Begin Lowering Credit Card Limits for Some Cardholders
According to Cnet, a survey found that 25% of U.S. credit card holders had their credit limits reduced within a 30-day period. The reason is, of course, that during the pandemic, m...
Friendly Reminder | Don’t Forget to Use Up This Month’s (May) Wireless and Streaming Credits; Dining Credits on Hotel Cards Start Tomorrow!
Wireless and Streaming Credits Today is May 31, so don’t forget about the wireless and streaming statement credits that AMEX is offering. If you haven’t used them up yet, you can r...
Today (05/31) Is the Last Day to Apply or Upgrade and Still Get AMEX’s 6-Month Spending Window
It’s already May 31. If you’re still thinking about applying for a new card (or upgrading your current card), if you miss today, you’ll only have 3 months afterward to meet the hig...
How to Remove Alipay Restrictions When Using a US Credit Card
KUKU recently updated a few articles and news briefs about using US (overseas) credit cards with Alipay: Can US credit card grocery bonus categories and dining credits be triggered...
Cash Out? Use Ultimate Rewards for Apple Products and Get Up to 20% More Value
If you log in to Ultimate Rewards now, you can see that redeeming UR points for Apple products comes with an extra discount, worth up to 20% off. For example, a $399 iPhone SE requ...
Plastiq Raises Fees to 2.85% for Some Canadian Credit Cards
As we mentioned earlier, after its funding round, Plastiq proudly cut its refer bonus. See: Plastiq cuts the refer bonus to $100 FFD, while the invitee still gets $500 FFD At the s...
Alipay Adds New Details on Foreign Credit Card Limits and Acceptance
Today, a reader shared an amazing DP: Alipay/Taobao purchases can trigger Chase’s temporary grocery bonus during the pandemic. See: Can US credit cards’ grocery bonus categories an...
Can US Credit Cards Earn Bonus Grocery Rewards and Dining Credits in China? [Update: Alipay/Taobao and in-store QR payments can trigger Chase bonus rewards, including CSR 5x]
【2020.5 Update 2】Alipay has started supporting in-store QR-code payments with foreign credit cards! Current DPs show these transactions coding as groceries, with no fee. See: The U...
Easy Small Deal: Register to Earn an Extra 3x on All Purchases with the Barclays AA Aviator Credit Card
Many cardholders have received an email saying that from now through June 30, purchases on the Barclays AA Aviator credit card can earn an extra 3x, up to 2500 miles. In other word...
AMEX Wireless Telephone Services Credit Guide (Green/Platinum Versions) [Update: Google Fi/GV Now Trigger the Credit]
Based on several recent DPs, reloading Google Fi and Google Voice now appears to trigger the wireless phone service credit!...
Beginner’s Guide: How to Build Credit in the U.S. Without an SSN
This article shares several ways to start building credit if you can’t get an SSN in the short term....