Friendly reminder If you can’t use WeChat Pay but want to join the Planet, you can add the assistant (WeChat ID: uscards101), and we’ll handle another payment method. After we receive it, we’ll send you a Planet annual card, which is valid for one year. If you’re not satisfied with the content after joining, you can self-cancel within 3 days and get a full refund. Note: if you cancel, you will be removed from all related WeChat groups.

1. What is MeiKa 101 Planet?

MeiKa 101 Planet is a members-only, private community. Annual fee: ¥399 (about $55), roughly half of a normal credit card annual fee.

With this Planet card, you get collective intelligence that can help you get more cards, more miles/points, more premium-cabin tickets, more upscale hotel stays, and more cashback. There is a lot of content about U.S. credit cards, airline miles, hotel points, various deals, cloud players, and more. It also has many seasoned, passionate experts across different areas, including ymlulu, a long-time leader in this circle for more than ten years, who also serves as the Planet host.

For friends joining at the full ¥399 price, we provide one of three additional benefits. Friends who join at a discounted price cannot participate in the three items below (you can make up the full annual fee to join).

  • If you need to book business and first class seats between China and the U.S., especially using your own miles/points, you can be prioritized for consultation planning with mileage ticket expert ISAAC. (After joining, contact WeChat assistant uscards101 and note: mileage consultation.)
  • If you are a pure beginner and want to grow quickly without taking detours, we offer a Newbie Bootcamp for friends with three or fewer credit cards. You can quickly increase both your card count and points count within a year. (After joining, contact WeChat assistant uscards101 and note: newbie bootcamp.)
  • If you’re a cloud resident, we can provide discounts for handling ITIN, U.S. address, and U.S. phone number setup. We also offer onboarding guidance for cloud residents, helping you process U.S. cards faster so applications won’t get blocked.

2. Who is MeiKa 101 Planet for?

Please don’t put this personally, and sorry if you happen to see yourself in one of these.

Type 1: You see others flexing huge mile hauls, flying business class, staying in luxury hotels, and flashing dozens of cards with pride. You’re left drooling silently and have no idea how to get started.

Type 2: You often step in the wrong direction, get clawed back after clawing back rewards, can’t finish open-card spending requirements, fail applications repeatedly, then discover higher bonuses after approval, and your credit history ends up in disarray.

Type 3: Playing cards alone is boring. No one to discuss with. You have questions but don’t know who to ask. You have invitations but no one to share them with.

Type 4: You already have some knowledge, but when you see others chatting in insider-speak and earning tens of thousands of points in no time, you feel outside the inner circle.

Type 5: You have lots of miles and points and think you’re already business-class free. But when it comes time to book a ticket back to China, you realize none of it works, and you can’t grab even one seat. Notions like 2c/p+ redemption are just fairytales.

Type 6: You’re sitting on a big pile of miles, room certificates, and points, but have little travel demand, so you watch certificates expire and points and miles devalue.

Type 7: You hold lots of cards and invitations, and you only want to promote to people around you to earn a little extra money. You try doing this on Little Red Book, but it doesn’t work out—you get blocked and/or scammed.

Type 8: You have some ideas to earn money, or to scale an earning model, but you don’t know how to get started or grow it.

Type 9: You’re very curious about paid groups and worry you’ll miss out on some bugs, tips, or playbook.

Type 10: Others are freely using Platinum cards, lounge benefits, and white-glove perks, opening cards from P1 to Pn and applying for cards and bank accounts every day. You, on the other hand, can’t find a reliable ITIN agent after searching for ages, and your cards keep getting locked after issuance.

.......

Type N: You’re a long-time US Credit Card 101 reader and simply want to support our team: ymlulu, metahacker, Rococo, ISAAC, guanguan, Eric, Tao.

Tell us, how many types describe you?

3. What’s inside MeiKa 101 Planet?

Daily highlights

When we see a good opportunity, we post it right away, such as rare China-U.S. business/first-class mileage-ticket releases, hidden credit card application links, and hotel points rooms. We also occasionally run invitation recruitment activities to help everyone post invitations on the blog so members can earn invitation rewards.

A lot of premium posts

For most of the in-depth, practical credit card and mileage content and good deals, we write long-form posts with detailed explanations. By following our premium posts, members can generally take action step by step and earn extra credit card bonuses plus a range of deals. We’ve already accumulated 50 premium posts. From my ten years in this space, I can say they are truly high-quality, practical content.

Premium posts also come with additional red packet rewards, which are distributed in the group.

Top-tier Q&A

In Planet, you can ask guests or partners directly. You can receive high-quality, detailed replies.

Exclusive benefits for Planet members

We also use our own resources to provide members with extra add-on services. We connect everyone with the most reliable, highest-quality services so members can avoid detours and get big results with a small budget.

Also, when members apply for credit cards, open bank checking accounts, or register on investment platforms through our exclusive links, they can get extra rewards from us. We’re not disclosing exact amounts; members can view them after joining Planet. To be transparent: more than 10% of members used these cashback links and successfully received the rewards we offer.

WeChat groups

The most basic part is the members-only group for all Planet friends. Because people join with paid membership, the group is highly active. When a question is posted, there are often several people replying quickly, and related discussions form right away. Questions get resolved fast, helping the asker avoid many detours. The group also often discusses small loopholes, tips, and practical knowledge. I also summarize and post them on Planet so members who missed it can still catch up.

In addition, we have set up a trading group, cloud-player group, community growth group, mileage help group, and guest-partner group so people with different needs can join the right mini-group for more targeted discussion. Experts from each area are also in the groups to help everyone share and learn together.

  • Transaction Group: We selected a few friends with more than 5 years of points-buyback experience. They buy members’ points and hotel vouchers, so they are more reliable than outside players and better at managing risk. Group members can also trade their own points and vouchers freely, with transparent, clearly listed pricing.
  • Cloud Player Group: Members share the latest Cloud Player knowledge and techniques in the group, helping everyone avoid detours. Through resource sharing, members can apply for US cards more quickly.
  • Community Promotion Group: The group discusses how to promote your own referral links online and the details of making money from ad placement. It also focuses on studying the Xiaohongshu algorithm, which has significantly increased traffic for participating members.
  • Mileage Help Group: It periodically posts seat-release updates and facilitates exchanging two-cabin award ticket seats that members have already acquired. Seats that get canceled are prioritized for group members first.
  • Guest Partner Group: The group discusses the latest loophole information and prioritizes testing the latest services to spot potential reward-chasing opportunities.

4、What can members get from 美卡 101 星球?

From my perspective, I have gained many solid partners. If you have the ability, you can scale further through our network and platform. The best outcome is for everyone to grow the pie together and develop money-making opportunities together. In mileage ticket booking, mid- to high-end hotel booking, ad promotion, and Cloud Player topics, I have already found partners, and everyone has already started real income-generating projects. My top project has already earned $5,000+.

For the rest, just check other members’ own responses. I won’t analyze how much these gains are worth—I’d say each one is worth more than the annual membership fee.

  • Members who made money by applying for accounts
  • Members with broad-based success
  • Members who made money through Xiaohongshu
  • Newcomers who also received enthusiastic support and Q&A help
  • Members who were fully onboarded through our invitations
  • Members who smoothly secured China-US two-cabin mileage tickets
  • There are also many members who got extra rewards through our links by applying for credit cards, bank accounts, or investment accounts. Handling ITIN this way saved a lot of money. Booking hotels to get the extra double-breakfast perk was another benefit. There is too much information to screenshot all of it.

5、Why join 美卡 101 星球 now?

The annual fee for the planet is ￥399, which converts to around $55, about half the annual fee of a regular credit card. But with this 美卡 101 星球 card, you get collective wisdom that can help you secure more cards, more miles and points, more two-cabin tickets, more premium hotels, and more cashback. You can earn the fee back quickly.

  • The best time to plant a tree is 10 years ago. The second-best time is now.
  • The best time to plant a tree is 20 years ago. The second-best time is now.

For friends who join at the full price of ￥399, we offer three additional benefits, choose one. Friends joining at a discounted price cannot participate in the three items below (you can top up the full annual fee to join).

  • If you have a need to book China-US business and first class, especially with your own points, you can arrange priority consultation planning with Mileage Ticket Expert ISAAC. (After joining, please contact WeChat mini assistant uscards101, and note “Mileage Consultation”)
  • If you are a complete beginner and want to grow quickly without detours, we provide a Beginner Boot Camp. Members with three or fewer credit cards can join; you can rapidly increase your number of cards and points within one year. (After joining, please contact WeChat mini assistant uscards101, and note “Beginner Boot Camp”)
  • If you are a cloud resident, we can offer benefits for discounted ITIN, U.S. address, and U.S. phone number setup. We also provide cloud-resident onboarding guidance so you can get US cards quickly and applications are no longer blocked.