Recent Good AMEX Offers: Quick Review (Updated 2020.8)

Here’s a quick rundown of several recent offers that are pretty decent.

  • Dell, Spend $100+ & Receive $100 (Platinum): Expires January 31, 2021. You can enroll at this link. Detailed analysis: Introduction to the Dell free-money offer
  • Get 20% Back at Shoprite, Up to $20: Expires October 5. Shoprite offers used to be so good that people would fly somewhere just to use them; this one is also pretty solid, though the cap is a bit low. They still sell quite a few third-party gift cards.
  • Get 10% Back at Staples & staples.com, Up to $40 Back(AMEX Business Cards):Expires December 31. Unfortunately, only business cards are eligible. This is an old friend among Staples offers. staples.com itself sells lots of third-party gift cards, such as Target, eBay, and Lowe's. Staples stores have even more: Amazon, various restaurant gift cards, Visa gift cards, and Mastercard gift cards. Staples also often runs no-activation-fee promotions on VGC/MGC. If you can cash them out without loss, that’s basically free money.
  • Sam's Club, Spend $50+ & Receive $10: Expires August 31. Their stores sell quite a few third-party gift cards, plus $500 VGC/MGC. You can also buy Sam's Club gift cards and use them at Walmart.
  • Superstores (Target/Walmart) , Spend $50+ & Receive $5 Statement Credit (Limit 2):A grocery/superstore offer with plenty of third-party gift card opportunities. Of course, just buying groceries will easily use it up too.
  • Shop Small, Spend $10+ & Receive $5 (Limit 10) : Expires September 30, but you need to enroll by August 23. See: Introduction to the Shop Small offer
  • Grubhub, Dell, Best Buy, Lowe's, Macys.com extra 1 MR: Different expiration dates, and no cap, which is always nice.
  • 5% Back At Supermarkets, cap $10: Expires August 31. Easy add—just spend $200. Stay safe while grocery shopping.

Note 1: The offer limit on mobile is now 50, while on desktop it appears to be 100. If you don’t see an offer, try adding some older offers first, then log out and back in—you may see it afterward.

Note 2: Right now, cash offers and MR offers are mutually exclusive, so you can only add one. I recommend adding the MR one first since it’s usually more valuable. Note 3: If you want to add more offers, you can try a newly opened card. See: How to add more AMEX offers

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AMEX Offer Basics

Characteristics of AMEX Offer

AMEX Offer is a built-in benefit on American Express credit cards and some Prepaid cards. If used well, it can easily save you $100+ over the course of a year. AMEX Offer has the following characteristics:

  • Every AMEX card may have offers, and authorized user cards also have their own separate AMEX offers
  • Offers appear randomly (YMMV; it’s partly luck)
  • You can trigger an offer by buying gift cards from the participating merchant, whether for that merchant or for other merchants, thereby achieving category conversion

The first two characteristics mean that the total value you can get from AMEX Offer can increase roughly linearly as your number of AMEX cards increases. For example, if one card saves $100 per year, then 10 cards (including authorized user cards) could potentially save $1,000. The third characteristic is the key to using AMEX Offer well. You do not necessarily have to buy physical merchandise from the merchant specified by AMEX. For example, with a Homedepot Offer from AMEX, you do not have to buy home improvement supplies to trigger the offer. Before the Offer expires, you can buy Homedepot gift cards at homedepot and use them later. You can also buy gas gift cards, eBay gift cards, or even Visa gift cards at Homedepot. That effectively means your gas purchases, eBay shopping, and many other expenses can all benefit from the AMEX Offer.

Example of use

If Xiao Ming has 3 AMEX primary cards and his wife has 3 AMEX primary cards, and they have also added each other as authorized users on those AMEX cards, then together they would have a total of 12 AMEX cards. Suppose an AMEX Offer appears at this time: Homedepot spend 50 get 10

Learn more

The above is just a rough introduction to the concept of using AMEX Offer effectively. For a more detailed explanation, see: