Many brokerages are offering limited-time bonuses this month. If you’re thinking about opening an account and want to earn a sizable bonus, don’t miss these offers. Here are the details:

  • Moomoo New Rewards: $1,000 NVDA+$200 in trading coupons+8.1%APY+1 year of Moomoo Engine! Expires October 31
  • TradeUP is offering up to 50 shares of NVDA+5 shares in a stock giveaway. The offer probably won’t be this generous later, so it may be worth opening an account—especially if you can leave your money invested for two years. Expires October 31
  • BBAE offers up to $600 in bonuses. After the latest update, its exclusive $50 bonus is still easy to get. You can open an account with just an ID, including from mainland China.
  • HSBC Securities offers $500 when you open a self-directed investment account and deposit $25,000, or $1,000 when you open a managed account and deposit $50,000. Open an account by December 18.
  • Citi Self Invest has increased its bonus to as much as $1,000. Deposit $10,000 to get a $100 bonus; the top tier pays $1,000 for deposits of $500,000+.
  • Webull now offers a chance to win 12 shares when you open an account, so it comes down to luck. You can also pick up a small, easy $20 bonus through prediction markets.
  • Schwab, Chase Self Invest, Merrill Edge, and Trade Station also have good offers, though their deposit requirements are somewhat high. Robinhood’s bonus is smaller, but it’s a good place for beginners to start.

Opening an investment account does not involve a hard pull or affect your credit score. You can open an account once your identity has been verified, so feel free to open accounts and collect the bonuses!

TradeUP Tiger Securities (50 shares of NVDA + 5 shares in a stock giveaway)

The promotion has been extended through December 31, 2026. If you already opened an account but have not deposited any funds, you can still participate. TradeUP has fully updated its account-opening rewards. Register through our channel and deposit funds or transfer assets to receive up to 50 shares of NVDA (about $214 per share), plus the existing drawing for up to 5 shares and the 3% transfer bonus.

The best-value combination is a $2,500 deposit, which can earn you 1 share of NVDA, 3 stock-drawing entries, and 4% APY. If you have enough funds, you can deposit $10,000 to get 2 shares of NVDA and 4 stock-drawing entries. You can deposit funds or transfer assets. The reward tiers below can be combined:

  • 【Site-exclusive reward】Open a TradeUP account, deposit funds, and keep them in the account for a specified number of days to receive additional NVDA shares. Earn up to 50 shares of NVDA.
  • 【Stock drawing】When you open an account, you can draw up to 5 stocks, each worth up to $1,800. With net deposits of $100-$4,999, you get 2 draws; $5,000-$9,999, 3 draws; $10,000-$99,900, 4 draws; and $100,000+, 5 draws. The odds are 95% for $10-$10; 3% for $20-$30; 1% for $30-$50; 0.8% for $50-$100; and 0.2% for $1,800.
  • 【3% transfer bonus】If you can fund your account by transferring assets, you can also activate a transfer bonus of up to 3% (see the transfer section below for details).
  • 【High APY】The cash account offers a high APY for the first three months (the rate may fluctuate slightly over time).
  • Once you meet the requirements, the stocks will be distributed according to the table below.

【Note】Users in mainland China, Hong Kong, Singapore, Australia, and New Zealand are excluded. Users without an SSN who cannot provide a U.S. mailing address are also excluded. Compliant users in other regions can claim the stock bonus. You can open an account with an SSN/ITIN, as long as you have a U.S. address. You can provide a utility bill, credit card statement, bank statement, or another document showing the address you entered as proof.

Note that the NVDA shares are not distributed all at once. See the specific distribution rules below (terms). Different tiers require you to keep funds in the account for different periods, with the longest being 2 years. If you withdraw funds during the reward period and fall below a tier’s requirements, subsequent rewards will not be issued.

Here is a summary of common questions discussed in the group to help you open an account, deposit funds, and claim rewards.

  • If I transfer assets from another brokerage via ACATS, can I still qualify for the new-user NVDA bonus and the transfer bonus? Yes! You can also activate the random stock drawing. So if you have another brokerage account, transferring via ACATS is your best bet—it’s like a triple dip! (More details)
  • Do I need to sign up separately for the high-interest cash account? Yes. After opening the account, enroll on the promotion page.
  • Also, if your initial deposit is very small, you can contact customer service to ask for help applying for additional stock-drawing entries.

Futu Moomoo ($200 +$1,000 NVDA+8.1%APY)

Sign up for Moomoo through this site’s exclusive link and meet the deposit requirements to qualify for up to three rewards: up to $1,000 in Anthropic stock, $100 in trading coupons, and up to 8.1% APY on idle cash. You can also enjoy one year of Moomoo Engine’s premium features for free. Here’s a closer look at each offer. I think the best value is depositing $2,000 to get $200. If you have enough funds, you can deposit $10,000 to get $300. Idle cash can also earn 8.1% APY. The promotion expires on November 30!

First reward: New-user deposit bonus, worth up to $1,000 in Anthropic stock

  • Make an initial cumulative deposit of $500 to receive $30 worth of Anthropic stock -> 60-day holding period
  • Make an initial cumulative deposit of $2,000 to receive a cumulative total of $100 worth of Anthropic stock -> 60-day holding period
  • Make an initial cumulative deposit of $10,000 to receive a cumulative total of $200 worth of Anthropic stock> 60-day holding period
  • Make an initial cumulative deposit of $50,000 to receive a cumulative total of $400 worth of Anthropic stock -> 120-day holding period ($200 released after 60 days and the remaining $200 after 120 days)
  • Make an initial cumulative deposit of $100,000 to receive a cumulative total of $1,000 worth of Anthropic stock -> 180-day holding period ($200 released after 60 days, $400 after 120 days, and the remaining $400 after 180 days)

You can trade with your deposit or simply leave it in your account to earn interest. If you plan to trade, I recommend depositing a bit more so losses don’t bring your balance below the required threshold!

Second reward: Trading coupons. New users who deposit $100 receive 10 $10 trading coupons

  • You can use one coupon for each trade of $100 or more, which is basically an incentive to trade more. If you just want to cash out, you can buy SGOV.
  • You can also get another $10*10 in trading coupons if you refer a friend who signs up for Moomoo.

Third reward: High yield for new users, with up to 8.1% APY through the account-opening Cash Sweep bonus

  • New customers can participate in Cash Sweep as soon as they open an account. The coupon will be sent to the account and must be activated in the app.
  • Idle cash can earn 3.35% APY plus a 2-month 4.75% APY booster (with deposits and withdrawals available at any time and automatic trade settlement). This 8.1% APY applies only to the first $20,000 in cash deposits.

Note: This article covers Moomoo U.S. benefits and product features. Applicants using an SSN or ITIN can receive the rewards as usual by entering a U.S. address.

【Account Transfer Bonus】Moomoo also has an account transfer bonus that matches 3% of transferred assets. To activate it, you must transfer assets to Moomoo from an eligible brokerage. The first transfer earns a cash bonus equal to 3% of the amount transferred (up to $600). Note that the transfer bonus and the deposit bonus use different funding channels: transferred assets cannot trigger the NVDA offer mentioned above, and deposited funds cannot trigger the transfer bonus. However, new users can earn both bonuses by transferring assets to Moomoo through both channels.

Webull (12 fractional shares+1 month of membership)

Webull has updated its account-opening bonus. Open an account and deposit $100, and you can receive 12 fractional shares, each worth $3-$300. New users can also get one free month of Webull Premium. In addition, you can earn a 5% annualized yield for the first 30 days on up to $10,000 in funds.

The specific terms for the regular new-user promotion are as follows (which works out much better than the previous $20 NVDA offer):

  • During July 22, 2026 – October 14, 2026 (Eastern Time), make an initial deposit of $100 or more and keep it in the account for 10 days to receive 12 fractional shares directly
  • The fractional shares come from SpaceX (SPCX), NVIDIA (NVDA), Apple (AAPL), and Tesla (TSLA)
  • Fractional share values and probabilities are as follows: $3, 98.00%; $5, 1.50%; $50, 0.43%; $100, 0.04%; $200, 0.02%; $300, 0.01% (the guaranteed minimum for 12 shares is $36, and the maximum is $3,600)
  • Plus 1 month of free Webull Premium (worth $3.99), which offers a 3.35% yield, a generous IRA match, better margin rates, and more — still quite useful
  • The reward usually appears within 1 calendar day on Webull's “My Rewards” page, but it will initially show as Locked and will unlock after 10 days
  • If you previously registered but have not deposited yet, you can deposit and join this new promotion directly

They also offer a transfer promotion:

  • Transfer users can get up to $100 reimbursed in transfer fees
  • IRA users can get up to a 3.4% match (terms)

BBAE $600

BBAE currently has a new-user deposit bonus, with up to $400 available. In addition, there is a channel referral bonus that can be stacked for an extra $50. Asset transfers also come with a $150 subsidy. See the details below. Opening a BBAE account does not require an SSN/ITIN; you can open an account with a Chinese ID card, which is very convenient. (Submitting the application requires a non-Mainland China IP address.)

  • BBAE signup link (register through the link, or download the app yourself and enter invite code stic4skdx)

After registration, you will automatically receive three coupons that can be used directly. The three bonuses of $400+$50+$150 can be stacked, but make sure to pay attention to the specific requirements for each bonus. In my view, the best value is depositing $2,000 to get a $50 bonus.

[First tier: New-user bonus] The tiers are below. You need to complete the required cumulative net deposits within 90 days after registration. Once you meet a tier, the reward will be issued automatically.

  • Cumulative net deposits of $5,000 – $19,999: $20 cash bonus
  • Cumulative net deposits of $20,000 – $499,999: $60 cash bonus
  • Cumulative net deposits of $50,000 – $99,999: $150 cash bonus
  • Cumulative net deposits of $100,000+: $400 cash bonus

[Second tier: Exclusive referral bonus] Register for BBAE through our exclusive link now to get an extra $50 bonus.

  • Make a one-time deposit of $2,000 and get an extra $50 bonus. You need to make one deposit of $2,000+ via ACH or wire within 90 days after registration (it does not have to be your first deposit).

[Third tier: Deposit/asset-transfer bonus] New users can also get additional rewards for deposits or asset transfers, with up to $150 extra. These three subsidies can only be redeemed once. This subsidy can be stacked with the new-user $400 bonus and our $50 channel bonus. Details are as follows:

  • International wire deposit of $5,000 or more: $30 subsidy
  • Domestic (within the U.S.) wire deposit of $5,000 or more: $10 subsidy
  • Asset transfer of $10,000 or more: $150 subsidy

HSBC Securities $500-$1,000

HSBC currently has a New to Wealth investment account bonus. Eligible new and existing Premier customers can participate. The self-directed investment account is particularly worthwhile: deposit $25,000 to earn $500.

  • Open a new self-directed brokerage or advised brokerage account and deposit at least $25,000 to earn $500
  • Open a new Managed Portfolio Account or Spectrum account and deposit at least $50,000 to earn $1,000

If you’re opening an account solely for the bonus, I think the self-directed brokerage option above is simpler: deposit $25,000 and get $500, equivalent to a 2% bonus. Of course, you need to already have HSBC Premier to open this account, so you can stack the offers when opening an account.

To participate, you must not have held an HSBC Securities account that meets the offer’s definition as of August 31, 2026. You must also have an active HSBC Premier Checking account and open the new investment account by December 18 at the latest. Deposit the funds by December 31 and keep them in the account through March 31, 2027.

Chase Self Invest $1,000

Open an account and deposit funds to earn a $50-$1,000 bonus. Open the account by January 21, 2027, and deposit funds within 45 days of opening (eligibility is assessed on day 45). Keep the funds in the account for at least 90 days after the assessment.

The current sign-up bonus is tiered according to the amount you deposit into the account:

  • Invest $5,000-$24,999 to earn a $50 bonus
  • Invest $25,000-$99,999 to earn a $150 bonus
  • Invest $100,000-$249,999 to earn a $325 bonus
  • Invest $250,000 or more to earn a $1,000 bonus

Citi Self Invest $1,000

Citi Self Invest has increased its account-opening bonus to as much as $1,000. Both new and existing Self Invest account holders can participate by transferring New-to-Citi funds.

The current bonus tiers are:

  • Deposit $10,000-$49,999 to earn a $100 bonus
  • Deposit $50,000-$199,999 to earn a $200 bonus
  • Deposit $200,000-$499,999 to earn a $500 bonus
  • Deposit $500,000 or more to earn a $1,000 bonus

You must fund the account with New-to-Citi funds and maintain eDelivery. You must also keep the funds in the account until the applicable Maintain Funds deadline, which is determined by the month of your initial deposit.

Etrade $1,500 bonus

They’re currently offering investment account bonuses of up to $10,000. To qualify, deposit the required amount within 60 days of opening the account. The offer ends October 31, 2026. The terms state that the bonus will be paid within 7 business days after the funds have been deposited for 60 days.

However, the official terms clearly require you to keep the funds in the account for at least 12 months after the 60-day funding period ends. Otherwise, the cash bonus may be clawed back.

New funds or securities must (i) be deposited or transferred to the new E*TRADE account within 60 days of enrollment in this offer; (ii) be from accounts outside of E*TRADE; and (iii) remain in the new E*TRADE account (minus any trading losses) for a minimum of twelve months after the 60-day funding period; otherwise, your cash credit(s) may be forfeited. For purposes of valuing a deposit, any securities transferred will be valued at the closing price of the security on the business day the deposit is received, as reflected in the transaction history. Removing any deposit or cash from the new E*TRADE account or eligible linked account(s) during the promotion period (60 days) may result in a lower reward amount or loss of reward.

The table below shows the rewards for each deposit amount. Although the advertised reward is up to $1,500, you can get up to $10,000 if you deposit more. For an investment account, since the money is already there, you could put some of it into a money market fund to earn a good yield—so it’s not a bad deal.

BofA Merrill Edge $600-$1,000

This account currently offers an additional reward. If you’re enrolled in BofA Rewards and meet the program’s eligibility requirements, you can get up to $1,000 through the link below. BofA Rewards requires an eligible Bank of America checking account, and you must remain a BofA Rewards member when your reward eligibility is determined.

Deposit the required amount within 45 days of opening the account and maintain it for 90 days. The top tier offers $1,000 for a $250,000 deposit. The rewards for the other deposit tiers are also higher than the standard offer, so compare them with the $600 offer.The standard account offer is shown below. Meet the deposit requirement within 45 days to receive a reward of up to $600!

TradeStation $250-$3,500

Sign up for TradeStation through the link below and deposit $5,000 within 30 days of opening the account to receive a total reward of $250. The reward is paid out over five months, at $50 per month.

If you have enough funds, you can also consider the account-opening offer below. However, the deposit requirement is very high, so it’s not a great deal by comparison.

Robinhood ($5-$200)

Robinhood now awards fractional shares when you open an account, worth $5-$200. You can choose from well-known stocks such as Google, Apple, Amazon, and Tesla. It’s a pretty good deal—at least better than receiving a random, unfamiliar stock as before.

Schwab ($50-$1,000)

Schwab has updated its account-opening offer. Now, you only need to deposit funds within 45 days to earn a reward of up to $1,000. Details below:

You only need to fund the account within 45 days. The reward will be paid about 45 days plus one week later, so make sure you maintain the deposit amount required for your desired reward throughout this period.

Make a qualifying net deposit of cash or securities within 45 days of opening the account. We'll deposit the Bonus Award into your account about a week after the 45 day period.
  • Your account’s net deposit is checked on day 45 after opening; the Bonus will be paid one week after the “45-day period.”
  • If you haven’t received the bonus after 52 days, call 800-398-8640 or contact customer service online to ask about it.
  • You must keep the deposit in the account for one year, or the reward may be clawed back!
For taxable accounts, you must maintain the net deposit amount (less any market losses) at Schwab for at least one year or Schwab may charge back the bonus award.
There’s another offer with a lower threshold: open an account and deposit at least $50 within 30 days to receive stocks worth a total of $50. The $50 is divided equally among the top five companies in the S&P 500, giving you a small start on investing.
(1) opens a Schwab One individual taxable retail brokerage account and (2) deposits at least $50 into that account within 30 days of enrolling in the offer (only outside assets new to Schwab qualify; assets transferred from affiliates other than Schwab Retirement Plan Services are excluded) .

Other

Some of the offers below have high requirements, are from smaller platforms, or involve cryptocurrency platforms. Click the relevant links for details.

About This Ranking

In addition to credit cards and bank accounts, which offer signup bonuses, stock brokerages and investment platforms can also offer sizable bonuses for opening an account. Opening these investment accounts generally does not affect your credit history, so it’s essentially free money. The requirements for these bonuses are usually just depositing funds or completing a certain number of trades. Overall, they’re pretty easy to meet. This article summarizes the relevant bonuses to make them easier to claim. Of course, investing involves risk, so proceed with caution. If you really don’t want to invest, you can simply complete the requirements for the signup bonus, transfer the money out afterward, and then close the account. It won’t affect your credit score. And if you’re doing it purely for the signup bonus, you don’t need to worry about things like trading fees. It’s a one-time deal: get the bonus and move on.

Stock Market Basics

Here are some popular U.S. stock brokerages and their account-opening bonuses:

Overview Sign-Up Bonus Quick Take
Moomoo $200 in stock vouchers + $1,000 in Anthropic stock + 8.1% APY Feature-rich with a strong Chinese-language experience. Its market data, Level 2 quotes, options, and cash management features are useful for everyone from beginners to active traders.
TradeUp 50 shares of NVDA + a chance to win 5 shares + 4% for three months Well suited to active trading, with competitive trading fees and margin rates for U.S. tax residents. It supports Web Trading and Level 2 quotes and offers Chinese-language customer service.
Webull 12 fractional shares + one month of Premium membership Strong charting and active-trading features, including technical indicators, options, and premarket and after-hours trading. A good fit for frequent traders.
BBAE Up to $650 in rewards Convenient for Chinese users to open an account; applications are accepted without an SSN or ITIN. It offers good Chinese-language support, but currently charges a platform fee, making it less suitable for frequent trading with small amounts.
Robinhood A chance to win 1 share of stock Its simple interface is easy to use, making it suitable for first-time U.S. stock investors. Gold members also get a higher yield on uninvested cash and lower margin rates.
Interactive Brokers Up to $1,000 A highly capable broker with access to global markets and multiple currencies. Its margin costs are competitive, and Chinese residents can also open accounts. A good fit for experienced investors and those investing globally.
TradeStation $250 Geared toward professional and active traders, with powerful advanced charting, strategy backtesting, and automated trading tools. Most long-term investors may not need these features.
Schwab Up to $1,000 Well suited to long-term investing and larger portfolios, with convenient access to ETFs and CDs. Checking accounts and global ATM access are also advantages, but the default yield on uninvested cash is relatively low.
Fidelity Account opening link A long-established full-service brokerage suited to long-term investing, ETFs, and retirement accounts. It also offers good cash management, making it a solid choice as a primary long-term brokerage.
BIT (formerly Matrixport) Earn $210 by depositing and trading Suitable for Chinese users and digital asset investors. You can use funds such as USDT and USDC to invest in U.S. stocks. It is not a traditional U.S. brokerage, so review its fees and asset custody structure separately.
SoFi Invest $75 for opening an account Easy to use and supports Stock Bits, making it suitable for small investments and long-term investing. It has fewer advanced market data and trading tools, so it is not ideal for frequent trading.
M1 Finance Get $10 when you deposit Focused on Pies and automated investing. It is well suited to setting a stock and ETF allocation and investing regularly over the long term, but not to active trading.

If you don’t have an SSN or ITIN but still want to invest in U.S. stocks, consider the brokerages and platforms below. They accept a full set of Chinese documents, and you can register with a national ID card or passport. None participates in China’s CRS.

  • BBAE: Welcoming to Chinese users; no SSN or ITIN required to open an account
  • BIT (formerly Matrixport): Open an account with a national ID card; approval can take just a few hours.
  • Bitget: Complete identity verification with a national ID card or Chinese passport

If you’re in China and want to invest in U.S. stocks, see this overview:

Signup Bonus Roundup

The accounts below all have very solid sign-up bonuses. Pick the ones you like and earn some extra cash. Over time, those small amounts add up, and in a year you can earn a good amount of money and travel funds from these financial accounts.