Quite a few brokerages have limited-time bonuses this month. If you were planning to open an account and would like to pick up a sizable bonus along the way, don’t miss these. Details below:

  • Moomoo’s new bonus: open an account and get a $150 stock card + $1,000 NVDA + $100 trading coupon + 8.1% APY + 1 year of Moomoo Engine! Expires September 30.
  • TradeUP’s bonus goes up to 50 shares of NVDA + a 5-share lottery. I expect it probably won’t be this high later. If you need to open an account, especially if you can keep funds there for two years, this is a pretty good deal. Expires October 31.
  • BBAE offers up to a $600 bonus. After the latest update, the exclusive $50 bonus is still very easy to get. You can also open an account with just an ID card, even from within China.
  • HSBC Securities: open a new self-directed investment account and deposit $25,000 to get $500; open a managed account and deposit $50,000 to get $1,000. Open by December 18.
  • Citi Self Invest has increased its bonus to up to $1,000. Deposit $10,000 to get a $100 bonus; the top tier is $1,000 for $500,000+.
  • Webull’s new-account bonus is now a 12-share lottery, so it depends on your luck. The $20 prediction-market freebie is also worth picking up.
  • Other platforms such as Schwab, Chase Self Invest, Merrill Edge, and TradeStation also have decent bonuses, though the deposit requirements are a bit high. Robinhood’s bonus is lower, but it is quite suitable for beginners getting started.

Opening an investment platform account does not trigger a hard pull and will not affect your credit score. As long as you pass identity verification, you can open the account. So feel free to open accounts and collect more bonuses!

TradeUP Tiger Brokers (50 NVDA shares + 5-share lottery)

The promotion has been extended through October 31, 2026. If you already opened an account before but never deposited funds, you can still participate. TradeUP has now fully updated its account opening bonus: register through our channel and make a deposit or transfer assets, and you can get up to 50 NVDA shares (worth about $196 each). In addition, you can also get the existing 5-stock raffle and 3% transfer bonus.

  • TradeUP sign-up link (if you have an SSN/ITIN, choose USA; if not, choose other country and just enter a U.S. address)

The best-value setup is to deposit $2,500, which gets you 1 NVDA share + 3 raffle entries + 4% APY. If you have enough funds, you can deposit $10,000 to get 2 NVDA shares + 4 stock draws. You can either deposit funds or transfer assets. The reward tiers are below, and they can all be stacked:

  • 【Site-exclusive bonus】Open a TradeUP account, deposit funds, and keep the funds there for a certain number of days to receive additional NVDA shares. Up to 50 NVDA shares.
  • 【Stock raffle】When you open an account, you can draw up to 5 stocks, each worth up to $1,800. For net deposits of $100-$4,999, you get 2 draws; $5,000-$9,999, 3 draws; $10,000-$99,900, 4 draws; and $100,000+, 5 draws. The odds are 95% for $10-$10; 3% for $20-$30; 1% for $30-$50; 0.8% for $50-$100; and 0.2% for $1,800.
  • 【3% transfer bonus】If you can fund your account by transferring assets, you can also activate a transfer bonus of up to 3% (see the transfer section below for details).
  • 【High APY】The cash account offers a high APY for the first three months (it may fluctuate slightly over time).
  • Once you meet the requirements, the stocks will be distributed according to the table below.

【Note】Except for users in mainland China, Hong Kong, Singapore, Australia, and New Zealand, as well as users who do not have an SSN and cannot provide a U.S. mailing address, compliant users in other regions can claim the stock bonus. This brokerage account can be opened with an SSN/ITIN as long as you have a U.S. address. You can provide a utility bill, credit card statement, bank statement, or other document showing the address you entered as proof.

Note that the NVDA shares are not distributed all at once. The specific distribution rules are below (terms). Please note that different tiers require you to keep the funds in place for different lengths of time, with the longest being 2 years. Also, if you withdraw funds and drop below the required tier during the reward period, later rewards will not be issued.

Based on common questions discussed in the chat group, here is a summary to help everyone open an account, deposit funds, and claim rewards. FAQ:

  • If you transfer in from another brokerage via ACATS, can you still participate in the new-user NVDA bonus and the transfer bonus? Yes! You can also activate the random stock draw. So if you have another brokerage, transferring via ACATS is best — it’s like a triple dip! (details)
  • Do I need to separately sign up for the high-interest cash account? Yes. After opening the account, enroll on the promotion page.
  • Also, if your first deposit is very small, you can contact customer service and ask them to help you apply for additional stock-draw entries.

Futu Moomoo ($250 + $1,000 NVDA + 8.1% APY)

Now register for Moomoo through this site's exclusive link. If you meet the deposit requirements, you can get up to four stackable rewards! Exclusive $150 reward + $1,000 NVDA + $100 trading coupons + idle cash earning an ultra-high 8.1% APY, plus one free year of Moomoo Engine premium features. The four bonuses below can be stacked, so you can look at them one by one. I think the best value is to deposit $2,000 and get $350. If you have enough funds, you can go up to $10,000 and get $450. Idle cash also earns 8.1% APY

First bonus: exclusive to new users on this site, first cumulative deposit of $1,000 gets a $150 stock card + one free year of Moomoo Engine

  • During the promotion period (before September 30), make a cumulative deposit of $1,000
  • The stock cards you receive are three $50 cards, for a total of $150, and they unlock after your deposit has been maintained for 60 days
  • You can only use the stock card when trading U.S. stocks in the Moomoo app (Stocks, REITs, and ETFs all qualify)
  • After the $50 stock card is unlocked, any trade of $50 or more will automatically deduct $50

Second bonus: new user deposit reward, get up to $1,000 in NVDA

  • Make a first cumulative deposit of $500 and receive $30 worth of NVDA stock -> 60-day lock-up
  • Make a first cumulative deposit of $2,000 and receive a cumulative $100 worth of NVDA stock -> 60-day lock-up
  • Make a first cumulative deposit of $10,000 and receive a cumulative $200 worth of NVDA stock-> 60-day lock-up
  • Make a first cumulative deposit of $50,000 and receive a cumulative $400 worth of free NVDA stock -> 120-day lock-up (release $200 after 60 days and the remaining $200 after 120 days)
  • Make a first cumulative deposit of $100,000 and receive a cumulative $1,000 worth of free NVDA stock -> 180-day lock-up (release $200 after 60 days, $400 after 120 days, and the remaining $400 after 180 days)

You can use your deposit to trade, or simply leave it there to earn interest. If you do trade, I recommend depositing a bit more so you don't end up below the threshold after losses!

Third bonus: trading coupon reward, after new users deposit $100, get 10 $10 trading coupons

  • Each $100+ trade can use one, which is basically encouraging you to trade more (if you just want to cash out and buy SGOV, that's fine)
  • Also, if you refer a friend to register for Moomoo, you'll get another $10*10 trading coupons (but then your friend won't get this site's $150 stock card reward)

Fourth bonus: high interest for new users, account-opening bonus Cash Sweep up to 8.1% APY

  • New customers can join cash sweep as soon as they open an account. The coupon will be sent to the account and needs to be activated in the app.
  • Idle cash can earn 3.35% APY + a 2-month 4.75% APY booster (supports deposits and withdrawals anytime + automatic trade settlement). This 8.1% APY applies only to the first $20,000 in cash deposits.

Note: This article covers Moomoo U.S. benefits and product feature information. If you apply with an SSN or ITIN and enter a U.S. address, you can still receive the bonus normally.

[ACAT Transfer Bonus] In addition, Moomoo has an ACAT transfer bonus that can match 3% of transferred assets. You need to transfer assets from designated brokerages to Moomoo to activate it. The first eligible transfer can receive a cash bonus equal to 3% of the transferred amount, up to $600. Note that the ACAT transfer bonus and the deposit bonus use different channels: assets transferred in via ACAT cannot activate the NVDA bonus above, and deposited funds cannot activate the ACAT transfer bonus. However, new users can get both bonuses as long as you transfer funds into Moomoo through both methods.

Webull (12 fractional shares + 1 month of membership)

Webull has updated its account-opening bonus. Open an account and deposit $100, and you can receive 12 fractional shares, each worth $3-$300. At the same time, new users can also enjoy one free month of Webull Premium.

The specific terms for the regular new-user promotion are as follows (which works out much better than the previous $20 NVDA offer):

  • During July 22, 2026 – October 14, 2026 (Eastern Time), make an initial deposit of $100 or more and keep it in the account for 10 days to receive 12 fractional shares directly
  • The fractional shares come from SpaceX (SPCX), NVIDIA (NVDA), Apple (AAPL), and Tesla (TSLA)
  • Fractional shares and probabilities are as follows: $3, 98.00%; $5, 1.50%; $50, 0.43%; $100, 0.04%; $200, 0.02%; $300, 0.01% (the guaranteed minimum for 12 shares is $36, and the maximum is $3,600)
  • Plus 1 month of free Webull Premium (worth $3.99), which offers a 3.35% yield, a generous IRA match, better margin rates, and more — still quite useful
  • The reward usually appears within 1 calendar day on Webull's "My Rewards" page, but it will initially show as Locked and will unlock after 10 days
  • If you previously registered but have not deposited yet, you can deposit and join this new promotion directly

They also offer a transfer promotion

  • Transfer users can get up to $100 reimbursed in transfer fees
  • IRA users can get up to a 3.4% match (terms)

BBAE $600

BBAE now has a new user deposit bonus, with up to $400 available. In addition, there is a referral bonus that can be stacked for an extra $50. Transfer bonuses also offer a $150 subsidy. Details are below. Opening a BBAE account does not require SSN/ITIN; you can open an account with a Chinese ID card, which is very convenient. (Submitting an application requires a non-Mainland China IP)

  • BBAE signup link (register through the link, or download the app yourself and enter invite code stic4skdx)

After registration, you will automatically receive three coupons that can be used directly. The three bonuses of $400+$50+$150 can be stacked, but please note the specific requirements for each bonus. I think the best value is to deposit $2,000, which can get you a $50 bonus.

[First tier: New user bonus] The tiers are below. You need to complete cumulative net deposits within 90 days after registration. Once you meet a tier, the reward will be issued automatically.

  • Cumulative net deposits of $5,000 – $19,999, cash bonus $20
  • Cumulative net deposits of $20,000 – $499,999, cash bonus $60
  • Cumulative net deposits of $50,000 – $99,999, cash bonus $150
  • Cumulative net deposits of $100,000+, cash bonus $400

[Second tier: Exclusive referral bonus] Register BBAE through our exclusive link now and get an extra $50 bonus.

  • Make a one-time deposit of $2,000 and get an extra $50 bonus. You need to make one deposit of $2,000+ via ACH or Wire within 90 days after registration (not necessarily the first deposit).

[Third tier: Deposit/transfer bonus] New users who deposit or transfer assets can also get additional rewards now, with up to $150 extra. These three subsidies can only be redeemed once. This subsidy can be stacked with the new user's $400 and our $100 channel bonus. Details are as follows

  • International wire deposit of $5,000 or more. Subsidy: $30
  • Domestic (U.S.) wire deposit of $5,000 or more. Subsidy: $10
  • Asset transfer of $10,000 or more. Subsidy: $150

HSBC Securities $500-$1,000

HSBC currently has a New to Wealth investment account bonus. Both new and existing Premier customers can participate if eligible. The self-directed investment account is the more worthwhile option: deposit $25,000 and you can get $500.

  • Open a new self-directed brokerage or advised brokerage account, deposit at least $25,000, and get a $500 bonus.
  • Open a new Managed Portfolio Account or Spectrum account, deposit at least $50,000, and get a $1,000 bonus.

If you are doing this purely for the account-opening bonus, I think the self-directed brokerage option is simpler: deposit $25,000 and get $500, equivalent to a 2% bonus. Of course, to open this account you still need an existing HSBC Premier relationship, so you can stack it with the account-opening bonuses.

To participate, you must not have held a qualifying HSBC Securities account as of August 31, 2026, and by December 18 at the latest you must have an open and in-good-standing HSBC Premier Checking account and have opened the new investment account. Funds must be transferred in by December 31 and maintained through March 31, 2027.

Chase Self Invest $1,000

Open an account and deposit funds now to get a $50-$1,000 bonus. You need to open the account by October 21, 2026, and deposit funds within 45 days of account opening. The balance is determined on day 45, and after that determination, the funds must be maintained for at least 90 days.

The current sign-up bonus is tiered based on the amount you fund into the account:

  • Invest $5,000-$24,999 and get a $50 bonus.
  • Invest $25,000-$99,999 and get a $150 bonus.
  • Invest $100,000-$249,999 and get a $325 bonus.
  • Invest $250,000 or more and get a $1,000 bonus.

Citi Self Invest $1,000

Citi Self Invest has now increased its account-opening bonus to up to $1,000. Both new accounts and existing Self Invest accounts can participate by transferring in New-to-Citi funds.

The current bonus tiers are as follows:

  • Deposit $10,000-$49,999 and get a $100 bonus.
  • Deposit $50,000-$199,999 and get a $200 bonus.
  • Deposit $200,000-$499,999 and get a $500 bonus.
  • Deposit $500,000 or more and get a $1,000 bonus.

You need to fund the account with New-to-Citi funds and keep eDelivery enabled. The funds also need to be maintained until the applicable Maintain Funds deadline, with the exact timing calculated based on the month of your first deposit.

Etrade $1,500 bonus

They currently offer up to a $10,000 bonus for investment accounts. You need to deposit the specified amount within 60 days of account opening to receive it. The promotion ends on October 31, 2026. The terms say the bonus will be paid within 7 business days after the 60-day deposit period.

However, the official terms clearly require the funds to remain in the account for at least 12 months after the 60-day funding period ends; otherwise, the cash bonus may be clawed back.

New funds or securities must (i) be deposited or transferred to the new E*TRADE account within 60 days of enrollment in this offer; (ii) be from accounts outside of E*TRADE; and (iii) remain in the new E*TRADE account (minus any trading losses) for a minimum of twelve months after the 60-day funding period otherwise your cash credit(s) may be surrendered. For purposes of the value of a deposit, any securities transferred will be valued as of the closing price of that security on the business day the deposit is received as reflected in the transaction history. Removing any deposit or cash from the new E*TRADE account or eligible-linked account(s) during the promotion period (60 days) may result in a lower reward amount or loss of reward.

The detailed reward table is below. Although the ad says the bonus is up to $1,500, if you have more money, you can get up to $10,000. For an investment account, since your money is being transferred in anyway, buying some money market funds to earn a high yield is not a bad deal.

BofA Merrill Edge $600-$1,000

This account now has an additional bonus. If you are enrolled in BofA Rewards and meet the program’s eligibility requirements, you can get up to a $1,000 bonus through the link below. BofA Rewards requires an eligible Bank of America checking account, and you must maintain your BofA Rewards membership when bonus eligibility is determined.

Just deposit the required amount within 45 days of account opening and keep it there for 90 days. The highest tier is a $1,000 bonus for $250,000. The bonuses for the other deposit tiers are also higher than the regular offer, so you can compare them with the $600 offer.The regular account bonus is as follows. You only need to meet the deposit requirement within 45 days to get a bonus of up to $600!

TradeStation $250-$3,500

If you sign up for TradeStation through the link below and deposit $5,000 within 30 days of account opening, you can get a total bonus of $250. The bonus is paid over five months, at $50 per month.

If you have enough funds, you can also choose the account-opening bonus below. However, by comparison, the deposit requirement is too high, so it is not very worthwhile.

Robinhood ($5-$200)

Robinhood now gives the account-opening stock bonus in the form of fractional shares, valued at $5-$200. You can choose from well-known stocks such as Google, Apple, Amazon, and Tesla. It is pretty good—at least better than the old method of randomly giving out an unknown stock.

Schwab ($50-$1,000)

Schwab has updated its account-opening bonus. Now you only need to deposit funds within 45 days to get a bonus of up to $1,000. Details are below.

Now you only need to fund the account within 45 days. The bonus will be paid around 45 days + 1 week, so remember to maintain the deposit amount corresponding to the bonus you want during this period.

Make a qualifying net deposit of cash or securities within 45 days of opening the account. We'll deposit the Bonus Award into your account about a week after the 45 day period.
  • On the 45th day after account opening, Schwab will calculate whether the account’s net deposit meets the requirement, and the bonus will be paid one week after the “45-day period.”
  • If you still have not received the bonus after 52 days, you can call 800-398-8640 or contact customer service via online chat and ask for it.
  • The deposit needs to remain for a full year, otherwise the bonus may be clawed back!
For taxable accounts, you must maintain the net deposit amount (less any market losses) at Schwab for at least one year or Schwab may charge back the bonus award.
Another bonus has a lower threshold. Open an account and deposit at least $50 within 30 days, and you can get stocks with a total value of $50. This $50 is evenly allocated among the top five companies in the S&P 500, which is basically a starter investment for you.
(1) opens a Schwab One individual taxable retail brokerage account and (2) deposits at least $50 into that account within 30 days of enrolling in the offer (only outside assets new to Schwab qualify; assets transferred from affiliates other than Schwab Retirement Plan Services are excluded) .

Other

Some of the offers below have relatively high requirements, are from smaller platforms, or are cryptocurrency platforms. You can click the specific links to learn more.

About This Ranking

In addition to credit cards and bank accounts offering signup bonuses, stock brokerages and investment platforms can also offer fairly high account-opening bonuses. Opening these investment accounts generally does not affect your personal credit history, so it can be essentially free money. The requirements for these bonuses are usually just depositing funds or completing certain trades. Overall, they are still very easy to complete. This article summarizes the relevant bonuses to make them easier to claim. Of course, keep in mind that investing involves risk, so proceed with caution. If you really do not want to invest, you can simply complete the tasks required for the signup bonus, transfer the money out afterward, and then close the account. It will not affect your credit score anyway. And if you are doing it purely for the signup bonus, you do not really need to worry about things like trading commissions either. It is basically a one-time deal: get the bonus and move on.

Stock Investing Basics

Below are introductions to several commonly used U.S. stock brokerages and their signup bonuses.

Overview Signup Bonus Quick Take
Moomoo Futu Get a $350 stock card + $1,000 NVDA + 8.1% APY Comprehensive features and a strong Chinese-language experience. Quotes, Level 2 data, options, and cash management are all practical, making it suitable for everyone from beginners to active traders.
TradeUp Tiger Brokers Get 50 NVDA shares + draw for 5 shares + 4% for three months Good for active trading. For U.S. tax residents, trading fees and margin are relatively competitive. It supports Web Trading, Level 2 data, and Chinese-language customer service.
Webull 12 fractional shares + 1 month of Premium membership Strong market-watching and active-trading features. Charts, technical indicators, options, and pre-market/after-hours trading are fairly complete, making it suitable for frequent traders.
BBAE Up to $650 in rewards Convenient account opening for users in China, with no SSN/ITIN required to apply. Chinese-language support is strong, but it currently has a Platform Fee, so it is not ideal for small-balance, high-frequency trading.
Robinhood Draw 1 stock The interface is simple and easy to use, making it suitable for beginners buying U.S. stocks for the first time. Gold users also get a high yield on idle cash and a lower Margin Rate.
Interactive Brokers Up to $1,000 Highly professional, with support for global markets and multiple currencies. Margin costs are competitive, and it also supports account opening for China residents, making it suitable for advanced investors and global investors.
TradeStation $250 More geared toward professional and active trading. Advanced charting, strategy backtesting, and automated trading features are relatively strong, but ordinary long-term investors may not need them.
Schwab Get up to $1,000 Good for long-term investing and larger asset balances. Buying ETFs and CDs is convenient. Checking and global ATM access are also advantages, but the default interest rate on idle cash is relatively low.
Fidelity Brokerage Account Signup link A long-established full-service brokerage, suitable for long-term investing, ETFs, and retirement accounts. Cash management is also good, making it a strong choice as a long-term primary brokerage.
BIT (formerly Matrixport) Get $210 for deposits and trading Suitable for users in China and digital-asset users. It can be used to allocate USDT/USDC and other funds into U.S. stocks. It is not a traditional U.S. brokerage, so you should review fees and the asset custody structure separately.
SoFi Invest Get $75 for opening an account Simple to use and supports Stock Bits, making it suitable for small-balance and long-term investing. Professional market data and trading tools are limited, so it is not suitable for frequent trading.
M1 Finance Investing Get $10 for depositing money Focused on Pies and automated investing. It is suitable for long-term dollar-cost averaging after setting your stock and ETF allocations, but not for users mainly focused on active trading.

If you do not have an SSN/ITIN but still want to trade U.S. stocks, you can consider the following brokerages/platforms. They can be opened entirely with China-based documents, and you can register with an ID card or passport. They do not participate in China CRS.

  • BBAE: Chinese-user friendly, and you can open an account without an SSN/ITIN
  • BIT (formerly Matrixport): You can open an account with an ID card, and approval can be completed within a few hours.
  • Bitget platform: Identity verification can be completed with an ID card/Chinese passport

If you are in mainland China and want to invest in U.S. stocks, you can read this overview:

Signup Bonus Master List

The accounts below all have very solid sign-up bonuses. Pick the ones you like and earn some extra cash. Over time, those small amounts add up, and in a year you can make a good amount of money and travel funds from these financial accounts.