This month, quite a few brokerages are offering limited-time bonuses, so if you want to open an account and grab a big bonus at the same time, don't miss out. Details below

  • Expires July 31! Webull has an exclusive extra $100 Amazon + 12 fractional shares bonus for this site.
  • Expires July 31! Moomoo is offering this site an exclusive $1000 NVDA+$30 SK+8.1% APY bonus.
  • Expires August 31! TradeUP's bonus is up to 50 shares of NVDA.
  • BBAE up to $650 bonus
  • Other offers from Schwab, Chase Self Invest, Merrill Edge, and TradeStation are also pretty good, though the deposit requirements are a bit high. Robinhood's bonus is smaller, but it's a good place for beginners to start.

Opening an investment account does not involve a hard pull, and it will not affect your credit score. As long as your identity verification passes, you can open the account. So feel free to open one and collect more bonuses!

Futu Moomoo ($1,000 NVDA+$30 SK+8.1 APY%+1 year of Moomoo Engine)

Moomoo has updated its signup bonus. Sign up through this site's exclusive link, meet the deposit requirements, and you can get up to $1,000 in NVDA stock + $30 Hynix stock. Idle cash can earn an exceptionally high 8.1% APY, and you can also enjoy one free year of Moomoo Engine advanced features. The best value is a $10,000 deposit, though considering the 8.1% APY, depositing more can also make sense. The promotion expires on July 31, so open an account and fund it before then!

[New users] Deposit to get up to $1,000 in NVIDIA bonus shares + $30 Hynix bonus shares + 8.1% APY + 1 free year of Moomoo Engine

  • Make a first cumulative deposit of $500 and receive $30 worth of NVDA shares -> 60-day lockup
  • Make a first cumulative deposit of $2,000 and receive a cumulative $100 worth of NVDA shares -> 60-day lockup
  • Make a first cumulative deposit of $5,000 and receive a cumulative $100 worth of NVDA shares + $30 Hynix shares -> 60-day lockup
  • Make a first cumulative deposit of $10,000 and receive a cumulative $200 worth of NVDA shares + $30 Hynix shares -> 60-day lockup
  • Make a first cumulative deposit of $50,000 and receive a cumulative $400 worth of free NVDA shares + $30 Hynix shares -> 120-day lockup (deliver $200 after 60 days and the remaining $200 after 120 days)
  • Make a first cumulative deposit of $100,000 and receive a cumulative $1,000 worth of free NVDA shares + $30 Hynix shares -> 180-day lockup (deliver $200 after 60 days, $400 after 120 days, and the remaining $400 after 180 days)

You can use your deposit to trade, or just leave it there to earn interest without trading. If you do trade, I recommend depositing more so you don’t end up falling below the minimum after losses! [New users] Account-opening bonus Cash Sweep

  • New customers can join cash sweep as soon as they open an account. The coupon will be sent to the account and needs to be activated in the app.
  • Idle cash can earn 3.35% APY + a 2-month 4.75% APY booster (supports deposits and withdrawals anytime + automatic trade settlement). This 8.1% APY applies only to the first $20,000 in cash deposits.

Note: Readers from Malaysia, Singapore, Canada, Australia, and Japan can also use this link. It will redirect based on your IP to different landing pages. Open a Moomoo account for the corresponding region (note that the supported asset classes, fees, and new-user perks vary by region; once you land on the page, check the detailed T&Cs for the specifics). This article is about Moomoo U.S. benefits and product features. If you apply with an SSN or ITIN and enter a U.S. address, you can still receive the bonus normally.

【Transfer bonus】Moomoo also has a transfer bonus that can match 3% of the assets transferred in. You need to transfer from a qualifying brokerage into Moomoo to activate it. The first transfer gets a cash bonus equal to 3% of the transferred amount, up to $600. Note that the transfer bonus and the deposit bonus are handled through different channels: funds transferred in cannot activate the NVDA bonus above, and deposited funds cannot activate the transfer bonus. However, both bonuses are available to new users, as long as you fund Moomoo from both sides.

Webull ($100 Amazon + 12 fractional shares + 1 month membership)

Webull has updated its account-opening bonus. Open an account and deposit $100, and you can receive 12 fractional shares, each worth $3-$300. At the same time, new users can also enjoy one free month of Webull Premium.

The specific terms for the regular new-user promotion are as follows (which works out much better than the previous $20 NVDA offer):

  • During July 22, 2026 – October 14, 2026 (Eastern Time), make an initial deposit of $100 or more and keep it in the account for 10 days to receive 12 fractional shares directly
  • The fractional shares come from SpaceX (SPCX), NVIDIA (NVDA), Apple (AAPL), and Tesla (TSLA)
  • Fractional shares and probabilities are as follows: $3, 98.00%; $5, 1.50%; $50, 0.43%; $100, 0.04%; $200, 0.02%; $300, 0.01% (the guaranteed minimum for 12 shares is $36, and the maximum is $3,600)
  • Plus 1 month of free Webull Premium (worth $3.99), which offers a 3.35% yield, a generous IRA match, better margin rates, and more — still quite useful
  • The reward usually appears within 1 calendar day on Webull's "My Rewards" page, but it will initially show as Locked and will unlock after 10 days
  • If you previously registered but have not deposited yet, you can deposit and join this new promotion directly

They also offer a transfer promotion

  • Transfer users can get up to $100 reimbursed in transfer fees
  • IRA users can get up to a 3.4% match (terms)

TradeUP Tiger Brokers (50 shares of NVDA + 5-share giveaway)

The promotion has been extended through August 31, 2026. If you already opened an account before but never deposited funds, you can still participate. Tradeup has now fully updated its account opening bonus: register through our channel and make a deposit or transfer assets, and you can get up to 50 NVDA shares (worth about $196 each). In addition, you can also get the existing 5-stock raffle and 3% transfer bonus.

  • TradeUP sign-up link (if you have an SSN/ITIN, choose USA; if not, choose other country and just enter a U.S. address)

The best-value setup is to deposit $2,500, which gets you 1 NVDA share + 3 raffle entries + 4% APY. If you have enough funds, you can deposit $10,000 to get 2 NVDA shares + a chance to win 4 shares. You can deposit funds or transfer assets. The reward tiers are below, and they can all be stacked:

  • 【Site-exclusive bonus】Open a TradeUP account, deposit funds, and keep the funds there for a certain number of days to receive additional NVDA shares. Up to 50 NVDA shares.
  • 【Stock raffle】When you open an account, you can draw up to 5 stocks, each worth up to $1,800. For net deposits of $100-$2,499, you get 2 draws; $2,500-$9,999, 3 draws; $10,000-$99,900, 4 draws; and $100,000+, 5 draws. The odds are 95% for $10-$10; 3% for $20-$30; 1% for $30-$50; 0.8% for $50-$100; and 0.2% for $1,800.
  • 【3% transfer bonus】If you fund your account by transferring assets, you can also activate a transfer bonus of up to 3% (see the transfer section below for details).
  • 【High APY】The cash account offers a high APY for the first three months (it may fluctuate slightly over time).
  • Once you meet the requirements, the stocks will be distributed according to the table below.

【Note】Except for users in mainland China, Hong Kong, Singapore, Australia, and New Zealand, as well as users who do not have an SSN and cannot provide a U.S. mailing address, compliant users in other regions can claim the stock bonus. This brokerage can be opened with an SSN/ITIN as long as you have a U.S. address. You can provide a utility bill, credit card statement, bank statement, or other document showing the address you entered as proof.

Note that the NVDA shares are not distributed all at once. The specific distribution rules are below (terms). Please note that different tiers require you to keep the funds in place for different lengths of time, with the longest being 2 years. Also, if you withdraw funds and drop below the required tier during the reward period, later rewards will not be issued.

Based on common questions discussed in the consultation group, here is a summary to help everyone open an account, deposit funds, and claim rewards. FAQ:

  • If you transfer in from another brokerage via ACATS, can you still participate in the new-user NVDA bonus and the transfer bonus? Yes! You can also activate the random stock draw. So if you have another brokerage, transferring via ACATS is best — it’s like a triple dip! (details)
  • Do I need to separately sign up for the high-interest cash account? Yes. After opening the account, enroll on the promotion page.
  • Also, if your first deposit is very small, you can contact customer service and ask them to help you apply for additional stock-draw entries.

BBAE $500

BBAE now has a new user deposit bonus, with up to $400 available. In addition, there is a referral bonus that can be stacked for an extra $50-$100. Details are below. Opening a BBAE account does not require SSN/ITIN; you can open an account with a Chinese ID card, which is very convenient. (Submitting an application requires a non-Mainland China IP)

  • BBAE signup link (register through the link, or download the app yourself and enter invite code stic4skdx)

After registration, you will automatically receive three coupons that can be used directly. The three bonuses of $400+$50+$150 can be stacked, but please note the specific requirements for each bonus. I think the best value is to deposit $2,000, which can get you a $50 + $40 bonus. [First layer: new user bonus] The tiers are below. You need to complete cumulative net deposits within 90 days after registration. Once you meet a tier, the reward will be issued automatically.

  • Cumulative net deposits of $200 – $999, cash bonus $20
  • Cumulative net deposits of $1,000 – $9,999, cash bonus $40
  • Cumulative net deposits of $10,000 – $49,999, cash bonus $150
  • Cumulative net deposits of $50,000 – $99,999, cash bonus $200
  • Cumulative net deposits of $100,000+, cash bonus $400

[Second layer: exclusive referral bonus] Register BBEA through our exclusive link now and get an extra $50 bonus.

  • Make a one-time deposit of $2,000 and get an extra $50 bonus. You need to make one deposit of $2,000+ via ACH or Wire within 90 days after registration (not necessarily the first deposit).

[Third layer: deposit/transfer bonus] New users who deposit or transfer assets can also get extra rewards now, with up to $150 extra. The three subsidies can only be redeemed once. This subsidy can be stacked with the new user $400 bonus and our $100 channel bonus. Details are as follows:

  • International wire deposit of $5,000 or more. Subsidy: $30
  • Domestic (U.S.) wire deposit of $5,000 or more. Subsidy: $10
  • Asset transfer of $10,000 or more. Subsidy: $150

Chase Self Invest $1,000

Open an account now and fund it to get a $50-$1,000 bonus. You must open the account by October 21, 2026, and deposit funds within 45 days of opening the account (eligibility is determined on day 45). After the determination date, keep the funds in the account for at least 90 days.

The current signup bonus is tiered based on how much you deposit into the account:

  • Invest $5,000-$24,999 to get a $50 bonus
  • Invest $25,000-$99,999 to get a $150 bonus
  • Invest $100,000-$249,999 to get a $325 bonus
  • Invest $250,000 or more to get a $1,000 bonus

E*TRADE $1,500 Bonus

They currently offer up to a $10,000 bonus for investment accounts. To qualify, you need to deposit the required amount within 60 days of opening the account. The promotion ends on October 31, 2026. The terms say the bonus will be paid within 7 business days after the 60-day deposit period. It looks like, if you time it right, you only need to keep the money in for 67 days, but it's probably better to wait until the bonus posts before moving it out.

The reward table is below. Although the ad says the maximum bonus is $1,500, if you have more money you can get up to $10,000. For an investment account, since your money is already transferred in, you can buy a money market fund and earn a decent yield, so it's not a bad deal. The direct return for each tier is 5%, 3%, 1.5%, 0.6%, and so on. Since you don't actually need to keep the money in for that long, it's actually pretty worthwhile. The annualized yields for each tier are as follows:

  • $1,000: 27.24%
  • $5,000: 16.34%
  • $20,000: 8.17%
  • $100,000: 3.27%
  • $200,000: 2.72%
  • $500,000: 1.63%
  • $1,000,000: 1.63% (actually the same as $500,000)
  • $1,500,000: 1.82%
  • $2,000,000: 1.63%
  • $5,000,000: 1.09%

BofA Merrill Edge $600-$1,000

This account now has an extra bonus. If you are a BofA Platinum Rewards customer, you can get up to a $1,000 bonus through the link below.

Deposit the required amount within 45 days of opening the account and keep it there for 90 days. The highest tier gives $1,000 for a $250,000 deposit. However, the deposit bonuses in the other tiers are all higher than the standard offer, so you can compare them with the $600 promotion.The standard account bonus is below. You only need to meet the deposit requirement within 45 days to get up to a $600 bonus!

TradeStation $250

If you sign up for TradeStation through the link below and deposit $5,000 within 30 days of opening the account, you can get a total of $250. The bonus is paid out over five months, at $50 per month.

Robinhood ($5-$200)

Robinhood now gives stock bonuses in the form of fractional shares worth $5-$200, and you can choose from well-known stocks like Google, Apple, Amazon, and Tesla. That's pretty good, at least better than randomly getting an obscure stock like before.

Schwab ($50-$1,000)

Schwab has updated its account-opening bonus. Now you only need to deposit funds within 45 days to get up to a $1,000 bonus. Details below

Now you only need to make a deposit within 45 days. The bonus will be paid out about 45 days + 1 week later, so make sure you keep the qualifying deposit in the account throughout that period.

Make a qualifying net deposit of cash or securities within 45 days of opening the account. We'll deposit the Bonus Award into your account about a week after the 45 day period.
  • On the 45th day after opening the account, Schwab will calculate whether the account's net deposits meet the requirement, and the bonus will be paid out one week after the 45-day period ends.
  • If you still haven't received the bonus after 52 days, call 800-398-8640 or contact customer service online to ask for it.
  • You must keep the deposit in the account for a full year, or the bonus may be clawed back!
For taxable accounts, you must maintain the net deposit amount (less any market losses) at Schwab for at least one year or Schwab may charge back the bonus award.
Another bonus has a lower threshold: open the account and deposit at least $50 within 30 days to receive $50 worth of stock. That $50 is split evenly among the top five companies in the S&P 500, which is a simple way to get started investing.
(1) opens a Schwab One individual taxable retail brokerage account and (2) deposits at least $50 into that account within 30 days of enrolling in the offer (only outside assets new to Schwab qualify; assets transferred from affiliates other than Schwab Retirement Plan Services are excluded) .

Other options

Some of the offers below have higher requirements, come from smaller platforms, or are crypto platforms. Click the individual links to learn more.

About this ranking

In fact, besides credit cards and bank accounts, stocks and investing platforms also offer fairly generous sign-up bonuses. And opening these investment accounts generally won't affect your personal credit history, so it's basically free money. The requirements for these platform bonuses are usually just depositing funds or completing a certain amount of trading. Overall, they're very convenient. So this article rounds up the relevant bonuses to make them easier to claim. Of course, remember that investing involves risk, so be cautious when entering the market. If you really don't want to invest, you can just do the tasks required for the account-opening bonus, transfer the money out afterward, and then close the account at the end; it still won't affect your credit score. And if you're only doing it for the sign-up bonus, you don't need to worry about trading fees or anything like that—it's just a one-time deal: take the bonus and run.

Stock Investing Basics

Below are a few commonly used U.S. stock brokerages, along with their signup bonuses.

Overview Signup Bonus Quick Take
Moomoo $1,030 in stock + 8.1% APY Professional platform, no commissions, and free Level 2 market data. Good for both beginners and advanced traders. Chinese-language customer service available. Requires SSN.
TradeUp 50 shares of NVDA + chance to win 5 more shares + 4% for three months No commissions, supports both U.S. and Hong Kong stocks, and offers WebTrading. Chinese-language customer service available. Available globally.
Webull $100 Amazon + 12 fractional shares + 1 month of Premium membership No commissions, with frequent deposit bonuses that give free stock.
BBAE Up to $650 bonus 0 commission, 0 fees; Chinese-friendly, and you can open an account without an SSN/ITIN.
Robinhood 1 free stock No commissions, with an interest-bearing cash account option. Simple interface that works well for beginners.
Interactive Brokers Up to $1,000 Broad market access. Professional, comprehensive trading platform with high interest on cash balances.
TradeStation $250 Professional trading platform with a full set of supporting tools.
Schwab Up to $1,000 Professional and easy to use. Global ATM fee rebates and $0 stock commissions.
Fidelity Brokerage Account Sign-up link Well-established brokerage with no trading fees, plus TurboTax included.
BIT (formerly Matrixport) $400 in stock Supports direct crypto deposits and withdrawals, does not participate in China CRS, and allows registration directly with an ID card.
SoFi Invest $75 for opening an account No commissions and supports Stock Bits.
WealthFront $5,000 managed free Automated investing and wealth management.
M1 Finance $10 for depositing funds No commissions, with automatic investing based on your portfolio allocation.

If you do not have an SSN/ITIN but still want to trade U.S. stocks, take a look at the brokerages/platforms below. All of them allow registration using a full set of Chinese documents, and you can sign up with just an ID card or passport. None of them participate in China CRS.

  • BBAE: Chinese-friendly; you can open an account without an SSN/ITIN.
  • BIT (formerly Matrixport): You can open an account with just an ID card, and approval can be completed within a few hours.
  • Bitget: Identity verification can be completed with an ID card/Chinese passport.

Big roundup of account-opening bonuses

The accounts below all have very good sign-up bonuses, so you can pick the ones you like and earn some extra cash. Small amounts add up, and over a year you can make a decent amount of money and travel funds from these financial accounts.