Credit Cards 101
1397 posts
13 Things You Should Know About U.S. Credit Card Annual Fees
Let’s go over some key facts about credit card annual fees and see how many of these you already know....
Repost: One Reader’s Experience Getting Denied 3 Times for the Chase Sapphire Reserve
I came across a fairly interesting DP: if you currently hold a Sapphire card, then in addition to meeting the 48-month waiting period for the welcome bonus plus the 5/24 requiremen...
100,000 Welcome Bonus! You Can Now Call to Get a 100,000-Point Offer for the AMEX Business Platinum
According to M2M, you can now call in to get a 100,000 welcome bonus on the AMEX Business Platinum (the current public link is 85,000). This is still a pretty good time to apply fo...
Chase Credit Card Partner Benefits [2020.6 Update: Spotify, Groupon, and ShopRunner Offers Extended]
Chase had previously partnered with DoorDash and Lyft to add benefits at those merchants for Sapphire Preferred and Sapphire Reserve. Now Chase has added new benefits with Spotify,...
Capital One Savor Cards Add 3%-4% Streaming Service Cashback
According to a TPG update, the Capital One Savor will offer 4% cashback on Streaming Service, while Savor One will offer 3%. The temporary increase lasts through September 30. The...
AMEX and Mainland China’s First Partner Banks, Mobile Wallet Operators, and Third-Party Acquirers
This article references American Express’s WeChat official account post, Working Together to Support Industry Development One-Sentence Summary Partner banks in mainland China will,...
Official: AMEX formally receives a Bank Card Clearing Business License in mainland China
This had previously only been rumored, but now the license has officially been granted. It’s hard to say how the high processing fees will be handled, since even Alipay hasn’t real...
AMEX Hilton Aspire and Marriott Brilliant Dining Reimbursement Data Points [06/12 Update: US Starbucks Reloads Also Work; Weee Gift Cards May Trigger It]
Reloading a US Starbucks account can also trigger the reimbursement. Previously this was only speculation, but now there are actual data points. For Starbucks fans who can’t really...
How to Avoid the Annual Fee on the AMEX Morgan Stanley Platinum Card: Platinum CashPlus Bank Account ($550 Calendar-Year Bonus)
Platinum CashPlus Bank Account The Platinum CashPlus Bank Account is a cash management account Morgan Stanley launched earlier this year. Since it is called “Plus,” you do in fact...
BofA | Cash Rewards 10% Bonus on Redemption to a BofA Account Not Removed After All [Update: Still Available, Applied Automatically]
[Update] I originally had this wrong. Based on reader feedback, this perk has not been canceled; it was simply changed. The extra 10% is now applied directly when the cashback post...
A Guide to Credit Card Address Verification Service (AVS)
When checking out online, in addition to your credit card number, expiration date, and CVV, you’re usually also asked to enter your billing address. That address may be checked thr...