Moomoo has updated its signup bonus. Sign up through this site's exclusive link, meet the deposit requirements, and you can get up to $1,000 in NVDA stock + $30 Hynix stock. Idle cash can earn an exceptionally high 8.1% APY, and you can also enjoy one free year of Moomoo Engine advanced features. The best value is a $10,000 deposit, though considering the 8.1% APY, depositing more can also make sense. The promotion expires on July 31, so open an account and fund it before then!

[New users] Deposit to get up to $1,000 in NVIDIA bonus shares + $30 Hynix bonus shares + 8.1% APY + 1 free year of Moomoo Engine

  • Make a first cumulative deposit of $500 and receive $30 worth of NVDA shares -> 60-day lockup
  • Make a first cumulative deposit of $2,000 and receive a cumulative $100 worth of NVDA shares -> 60-day lockup
  • Make a first cumulative deposit of $5,000 and receive a cumulative $100 worth of NVDA shares + $30 Hynix shares -> 60-day lockup
  • Make a first cumulative deposit of $10,000 and receive a cumulative $200 worth of NVDA shares + $30 Hynix shares -> 60-day lockup
  • Make a first cumulative deposit of $50,000 and receive a cumulative $400 worth of free NVDA shares + $30 Hynix shares -> 120-day lockup (deliver $200 after 60 days and the remaining $200 after 120 days)
  • Make a first cumulative deposit of $100,000 and receive a cumulative $1,000 worth of free NVDA shares + $30 Hynix shares -> 180-day lockup (deliver $200 after 60 days, $400 after 120 days, and the remaining $400 after 180 days)

You can use your deposit to trade, or just leave it there to earn interest without trading. If you do trade, I recommend depositing more so you don’t end up falling below the minimum after losses! [New users] Account-opening bonus Cash Sweep

  • New customers can join cash sweep as soon as they open an account. The coupon will be sent to the account and needs to be activated in the app.
  • Idle cash can earn 3.35% APY + a 2-month 4.75% APY booster (supports deposits and withdrawals anytime + automatic trade settlement). This 8.1% APY applies only to the first $20,000 in cash deposits.

Note: Readers from Malaysia, Singapore, Canada, Australia, and Japan can also use this link. It will redirect based on your IP to different landing pages. Open a Moomoo account for the corresponding region (note that the supported asset classes, fees, and new-user perks vary by region; once you land on the page, check the detailed T&Cs for the specifics). This article is about Moomoo U.S. benefits and product features. If you apply with an SSN or ITIN and enter a U.S. address, you can still receive the bonus normally.

【Transfer bonus】Moomoo also offers a transfer bonus that can match 3% of the funds you transfer in. You need to transfer from a designated broker to Moomoo to activate it. The first transfer bonus matches 3% of the transferred amount in cash rewards (up to US$600) (terms). Note that the transfer bonus and deposit bonus use different channels: funds transferred in cannot activate the NVDA bonus above, and deposited funds cannot activate the transfer bonus. However, both bonuses are available to new users, as long as you transfer funds into Moomoo through both channels. If you have any questions, you can join our WeChat consultation group to ask (the group now has more than 200 people, so you need to add an assistant to be invited into the group)

Futu Moomoo Introduction

First and foremost: the stock market involves risk, so invest carefully!

With U.S. stocks seeing sharp volatility lately, it is a good time to introduce some other stock trading apps. Moomoo is a properly licensed U.S. securities broker and a member of SIPC and FINRA. In addition to commission-free stock trading, Moomoo also supports trading in Hong Kong stocks, ETFs, and options. It has recently added full support for major cryptocurrencies and also supports IPO investing in popular new listings. On the features side, it not only provides free Level 2 market data, but also a professional AI tool. My personal experience using it has been very good. Compared with other competitors, it offers more features and a more user-friendly interface, making it suitable for everyone from beginners to advanced users. Seeing a Chinese interface is always reassuring, and it also offers 24-hour Chinese customer service. Note that Moomoo applications are only available to U.S. Persons (Resident Aliens are also eligible), and you need an SSN/ITIN to apply. There are no trading fees. You will need to file taxes according to U.S. tax requirements.

Account Information

Account Bonus

Please refer to the bonus at the beginning of the article.

Account Requirements

  • First of all, you should have some understanding of stock investing, since it does involve risk.
  • A U.S. SSN/ITIN, since this is related to reporting investment income for tax purposes.
  • All new accounts are Margin Accounts, meaning they are margin accounts.
  • You may be asked to provide documents such as a U.S. driver's license, ID, proof of address, or identity verification documents.

Account Opening Process

  • Step 1: Click the account opening link in the article, click Get Free Stock, and complete registration on the page. You only need to enter your email and password.
  • Step 2: Download the Moomoo app. Search for Moomoo trade on Google Play / the App Store to download it. The app icon is the same as the first image in this article.
  • Step 3: Open the app and sign in. Remember to use the email address and password registered through the invitation link.
  • Step 4: Tap the “Open Account” button in the bottom menu bar, then enter the information required for account opening, including your name and SSN, etc. (in English).
  • Step 5: Wait for the review result. It is usually approved in less than one business day, and the result will be sent by email.
  • Step 6: After the account is approved, remember to meet the deposit requirement for the account-opening bonus and keep the funds in place for the required period.

Deposits

As with other brokerages, once you link your U.S. bank account to your Moomoo account, you can initiate an ACH debit directly in the app. The funds will arrive in your Moomoo account within 2-7 business days. Other methods and limits are as follows

Fees, Taxes, and Supported Asset Classes

Supported asset classes

  • U.S./Hong Kong stocks: stocks, ETFs, options, OTC, and ADRs are supported, including IPO investing. Like other emerging online brokerages, mutual funds cannot be bought or sold.
  • Crypto (new): major cryptocurrencies including Bitcoin (BTC), Ethereum, SOL, XRP, and DOGE can now be traded directly, putting it among the leaders in the online brokerage space in this area.

As with other U.S. stock brokers, buying and selling stocks and ETFs costs $0. Options trading fees are also $0, including contract fees ($0). (Other fees may apply.) Margin Rate: currently (2025.9) is 6.8%. On taxes, Moomoo follows U.S. tax rules, so you need to use the generated tax forms and report Capital Gain (long-term and short-term) and dividends when filing taxes. For details, please consult a professional tax adviser. Pre-market and after-hours trading are supported, but 24-hour trading is not yet supported.

A fee comparison with similar platforms is shown below.

Moomoo Key Features

All-in-One Account

One account for Hong Kong/U.S. stocks, ETFs, and options, with full crypto support and U.S. IPO investing. Moomoo supports multiple asset classes, including Hong Kong stocks, U.S. stocks, ETFs, options, IPO investing, and trading in major cryptocurrencies such as Bitcoin (BTC), Ethereum, SOL, XRP, and DOGE. Moomoo U.S. also fully supports crypto trading, with support for 32 crypto assets including Bitcoin, Ethereum, and SOL. Crypto trades are charged 0 commission, with platform fees as low as 0.49%.

You do not need to open additional accounts to trade Hong Kong stocks and Stock Connect securities. It supports Hong Kong stock derivatives options and a variety of trading functions. In the app, both Hong Kong stocks and Stock Connect securities can display rankings, including trending by capital flow, unusual short-selling activity, fund flows, gainers, and active trading, and you can filter by region to view hot stock news for the corresponding region.

Options trading includes full real-time market data (many other platforms have a 15-minute delay), with features such as an options pricing calculator, unusual options activity, an options screener, and position/capital distribution. Moomoo AI is fully integrated and supports real-time market data and professional trading tools. It summarizes all important macro and single-stock events, trading data, and unusual price movements into structured information, making it easy for traders to read quickly, and provides clickable sources for cross-checking at any time, greatly improving research efficiency. Traders at different stages can quickly understand market movements, avoid missing key updates, and interact with AI in real time with multi-turn Q&A support.

Moomoo has also launched a brand-new asset class: Prediction Market. Unlike common gambling platforms, Moomoo Prediction Market uses an exchange model with no house; prices are freely determined by buyers and sellers, and it is directly regulated by the U.S. federal CFTC/NFA. The barrier to entry is low, with participation starting at $0.01 and 0 commission.

Moomoo Engine

Moomoo officially launched the Moomoo Engine feature in July - a professional tool membership designed around trading styles, with a market price of $3.99/month. New users who register through this article's exclusive link and complete account opening after July 2 can use it completely free for one full year, with no additional action required.

Moomoo Engine packages professional trading tools based on your investing style. In the past, you had to piece these tools together across multiple platforms; now one account does it all. In addition, the high-yield cash sweep account also requires Moomoo Engine to activate! The price is $3.99 per month, and if you have more than $1,000 in your account, the price is only $0.99 per month.

  • - Fundamental Engine: AI fundamental briefs, Earnings Center, analyst forecasts, institutional research reports, valuation models, revenue analysis, smart money — for users who do stock research and long-term investing
  • - Options Engine: options Level 2 quotes, options strategy guide, P&L calculator, Gamma exposure, options unusual activity scanner, options screener, automated trading strategies — for users who trade options and manage risk
  • - Technical Engine: real-time Level 3 depth quotes, chip distribution, indicator backtesting, custom alerts, ultra-fast ladder trading, professional chart trading, advanced orders — for users who do technical analysis, day trading, or swing trading

In addition, for existing users (users who registered through this site before July 2, 2026), as long as you have more than $100 in assets in your account (including cash and investment accounts), you can currently enjoy Moomoo Engine and the 3.35% APY high-yield cash account automatically for free, so there is nothing to worry about!

Cash sweep

In addition to a traditional stock trading account, Moomoo has also added a cash sweep account for cash holdings, so your idle funds can earn a strong return. In May 2026, the annual rate on this account is 3.35% APY (the first two months can match 8.1%). So if you have spare cash, putting it in this account to earn high interest while still being able to invest at any time is a very good option. Deposits and withdrawals are supported at any time, no conversion required, and settlement is automatic.

Charts, technical indicators, and TradingView integration

There is a rich selection of charts and technical indicators, including commonly used MACD, KDJ, EMA, and BOLL. Company data is also extensive, including news, ratings, and financial statements. At the same time, Moomoo partners with TradingView to provide professional charting tools for technical traders: draw lines and add annotations directly in the TradingView interface, then place orders on Moomoo with one click, without switching software.

Moomoo AI

Moomoo has just launched a brand-new feature—it connects Moomoo's real-time market data and trading functions directly to AI tools like Claude and ChatGPT. You can talk to AI in Chinese, and it will help you check quotes, analyze data, and even practice buying and selling in a simulated account—you don't need to understand investing or know how to code, and you can use it just like sending a message. Of course, the decision to trade or not is still in your hands.

IPO subscriptions

U.S. IPO subscription capabilities have been upgraded: 0 commission, 0 subscription fee, and no lock-up period. Popular stocks this year, such as Bullish, Gemini, and Figure, all had every applicant receive shares on Moomoo. If you're interested, you can open and fund your account in advance so that when a solid new IPO comes along, you'll have time to subscribe. The IPO subscription window is usually only 2-3 days, and users in the U.S., Singapore, and some HK users can participate)

Many people make a small profit through IPO subscriptions, which is pretty good; picking a strong winning allocation is basically a sure win.

Other

  • Supported order types: basic orders (auction orders, market orders, limit orders, fractional share orders); advanced orders (stop-limit orders, market orders when touched (take profit), limit orders when touched (take profit), trailing stop market orders, trailing stop limit orders)
  • 24/7 real-time news: integrates the latest market and company news from more than 50 professional, high-quality sources, including Bloomberg. The 24×7 news feature pushes updates in a timely manner so you can stay on top of investment news first, without missing any breaking stories. Global news: follow individual stocks to receive relevant updates promptly, stay on top of investment opportunities, and catch entry points in time.
  • Earnings calendar: during earnings season, use Moomoo's earnings calendar to visually mark the earnings release dates of major U.S. companies. Find the date for the company you're interested in with one click, subscribe to alerts, and automatically receive reminders so you can stay on top of earnings releases as soon as possible.
  • Earnings Center: provides earnings previews and aggregates popular previews to help you quickly understand the key numbers and expectations for star companies' earnings. One click takes you to the earnings calendar, making it easy to book an earnings release time.

Convert to a Non-Resident account

Moomoo supports converting the account to a Non-Resident version, and it can later be converted back to the domestic version after returning to China for a long period. The downside is that trading will incur fees, the same as Futu Niuniu: U.S. stocks $0.0049/share, Hong Kong stocks 0.03%; see details. You need to submit a W-8 form, a photo of your ID held in your hand, a photo of your SSN held in your hand, and other information. If you need this, you can email [email protected], and customer service will ask you to provide the corresponding materials based on your situation. In addition to trading fees, dividends in a Non-Resident account are subject to a 10% withholding tax, so please note.

My take

Robinhood is simple. Moomoo is more comprehensive and more powerful than Robinhood, with a good interface design. Its crypto, options, and recently launched AI features are all very practical, and U.S. IPO subscriptions have no lock-up period, so you can sell once you make money. If you want to invest seriously in stocks, Moomoo is a better fit for you. Webull is also good and tends to have more deposit promotions. These apps are all free, with no monthly fee and no trading fees, making them suitable for beginners to learn from scratch, and they even give you free stock to try your luck.

Stock Investing Basics

Below are a few commonly used U.S. stock brokerages, along with their signup bonuses.

Overview Signup Bonus Quick Take
Moomoo $1,030 in stock + 8.1% APY Professional platform, no commissions, and free Level 2 market data. Good for both beginners and advanced traders. Chinese-language customer service available. Requires SSN.
TradeUp 50 shares of NVDA + chance to win 5 more shares + 4% for three months No commissions, supports both U.S. and Hong Kong stocks, and offers WebTrading. Chinese-language customer service available. Available globally.
Webull $100 Amazon + 12 fractional shares + 1 month of Premium membership No commissions, with frequent deposit bonuses that give free stock.
BBAE Up to $650 bonus 0 commission, 0 fees; Chinese-friendly, and you can open an account without an SSN/ITIN.
Robinhood 1 free stock No commissions, with an interest-bearing cash account option. Simple interface that works well for beginners.
Interactive Brokers Up to $1,000 Broad market access. Professional, comprehensive trading platform with high interest on cash balances.
TradeStation $250 Professional trading platform with a full set of supporting tools.
Schwab Up to $1,000 Professional and easy to use. Global ATM fee rebates and $0 stock commissions.
Fidelity Brokerage Account Sign-up link Well-established brokerage with no trading fees, plus TurboTax included.
BIT (formerly Matrixport) $400 in stock Supports direct crypto deposits and withdrawals, does not participate in China CRS, and allows registration directly with an ID card.
SoFi Invest $75 for opening an account No commissions and supports Stock Bits.
WealthFront $5,000 managed free Automated investing and wealth management.
M1 Finance $10 for depositing funds No commissions, with automatic investing based on your portfolio allocation.

If you do not have an SSN/ITIN but still want to trade U.S. stocks, take a look at the brokerages/platforms below. All of them allow registration using a full set of Chinese documents, and you can sign up with just an ID card or passport. None of them participate in China CRS.

  • BBAE: Chinese-friendly; you can open an account without an SSN/ITIN.
  • BIT (formerly Matrixport): You can open an account with just an ID card, and approval can be completed within a few hours.
  • Bitget: Identity verification can be completed with an ID card/Chinese passport.

Application link

Disclaimer

Disclaimer: $0 commission trading is available only to U.S. residents trading in the U.S. markets through Moomoo Financial Inc. Other fees may apply. For more info, visit . Options trading is risky and not appropriate for everyone. Read the Options Disclosure Document () before trading. Options are complex and you may quickly lose the entire investment. Promo 8.1% APY for new users only until 12/31/2025. Actual APY may differ, rates may change. New user promo subject to terms & conditions. Click the ad for Bank Deposit List, Cash Sweep and promo details. Terms and Conditions apply. Securities are offered through Moomoo Financial Inc. Member FINRA/SIPC. Crypto services are offered by Moomoo Crypto Inc. ("MCI") (NMLS ID 2287314), a money services business registered with FinCEN (MSB Registration Number: 31000288349013). MCI is not a broker-dealer. Cryptocurrency services are not available in all states; see our full licensing disclosures. Cryptocurrencies are not legal tender, not backed by any government, and not FDIC insured or SIPC protected. Cryptocurrency trading involves significant risk and potential loss of principal. It is subject to volatile price swings, market manipulation, and can become illiquid at any time. For more information, see . IPOs can be risky and speculative investments and may not be appropriate for every investor.