Moomoo has updated its account opening bonus. Sign up through this site's exclusive link, meet the deposit requirements, and you can get up to $1,000 in NVDA bonus shares, earn an exceptionally high 8.1% APY on idle cash, and enjoy one free year of Moomoo Engine advanced features. The best value is a $10,000 deposit; of course, given the 8.1% APY, depositing more can also make sense.

[New users] Deposit to get up to $1,000 in NVIDIA bonus shares + 8.1% APY + 1 free year of Moomoo Engine

  • Make a first cumulative deposit of $500 and receive $30 worth of NVDA shares -> 60-day lockup
  • Make a first cumulative deposit of $2,000 and receive a cumulative $100 worth of NVDA shares -> 60-day lockup
  • Make a first cumulative deposit of $10,000 and receive a cumulative $200 worth of NVDA shares -> 60-day lockup
  • Make a first cumulative deposit of $50,000 and receive a cumulative $400 worth of free NVDA shares -> 120-day lockup (deliver $200 after 60 days and the remaining $200 after 120 days)
  • Make a first cumulative deposit of $100,000 and receive a cumulative $1,000 worth of free NVDA shares -> 180-day lockup (deliver $200 after 60 days, $400 after 120 days, and the remaining $400 after 180 days)

You can use your deposit to trade, or just leave it there to earn interest without trading. If you do trade, I recommend depositing more so you don’t end up falling below the minimum after losses! [New users] Account-opening bonus Cash Sweep

  • New customers can join cash sweep as soon as they open an account. The coupon will be sent to the account and needs to be activated in the app.
  • Idle cash can earn 3.35% APY + a 2-month 4.75% APY booster (supports deposits and withdrawals anytime + automatic trade settlement). This 8.1% APY applies only to the first $20,000 in cash deposits.

Note: Readers from Malaysia, Singapore, Canada, Australia, and Japan can also use this link. It will redirect based on your IP to different landing pages. Open a Moomoo account for the corresponding region (note that the supported asset classes, fees, and new-user perks vary by region; once you land on the page, check the detailed T&Cs for the specifics). This article is about Moomoo U.S. benefits and product features. If you apply with an SSN or ITIN and enter a U.S. address, you can still receive the bonus normally.

【Transfer Bonus】In addition, Moomoo also has a transfer bonus that can match 3% of the funds transferred in. You need to transfer from a designated brokerage to Moomoo to activate it. The first transfer gets a 3% cash bonus matching the transferred amount, capped at $600 (Terms). Note that the transfer bonus and the deposit bonus use different channels: funds transferred in cannot activate the earlier NVDA bonus; deposited funds cannot activate the transfer bonus. But both bonuses are available to new users, as long as you fund Moomoo through both channels. If you have questions, you can join our WeChat consultation group for help (the group has more than 200 people, so you need to add an assistant to be invited in)

Futu Moomoo Overview

First things first: the stock market carries risk, so invest cautiously!

Recently U.S. stocks have been extremely volatile, so it is a good time to introduce a few other stock-trading apps. Moomoo is a properly licensed U.S. broker-dealer and a member of SPIC and FINRA. In addition to commission-free stock trading, Moomoo supports Hong Kong stocks, ETFs, and options trading. It has also recently added full support for mainstream cryptocurrencies and offers IPO subscriptions for popular new listings. On the feature side, it not only provides free Level 2 market depth data, but also a pro-grade AI. My personal experience using it has been very good. Compared with other competitors, it offers more complete features and a user-friendly interface, making it suitable for everyone from beginners to advanced users. Seeing a Chinese-language interface is always a nice touch, and it also has 24-hour Chinese customer support. Note that Moomoo is only available to U.S. persons (resident aliens are also eligible) and requires an SSN/ITIN to apply. There are no trading fees. You must file taxes in accordance with U.S. tax requirements.

Account Information

Sign-up Bonus

See the bonus at the top of the article

Account Requirements

  • First of all, you should at least understand stock trading, since it involves risk.
  • A U.S. SSN/ITIN, because this is tied to tax reporting on your earnings.
  • New accounts are Margin Accounts, meaning margin accounts.
  • You may be asked to provide documents such as a U.S. driver's license, ID, proof of address, and proof of identity.

Account Opening Process

  • Step 1: Click the account-opening link in the article, click Get Free Stock, and complete registration on the page. You only need to enter your email and password here.
  • Step 2: Download the Moomoo App. Search for Moomoo trade on Google Play/App Store to download it. The app icon is the same as the first image in this article.
  • Step 3: Open the App and complete login. Make sure to log in with the email address and password you used to register through the invite link.
  • Step 4: Click the "Open Account" button in the bottom menu bar, then enter the required account-opening information, including your name and SSN, in English.
  • Step 5: Wait for the review result. It is usually approved in less than 1 business day, and the result will be sent by email.
  • Step 6: After the account is opened successfully, remember to meet the deposit requirement for the sign-up bonus and keep the funds in the account for the required period.

Deposit

Like other brokers, once you link your U.S. bank account to your Moomoo account, you can initiate an ACH debit directly in the app. The money will arrive in your Moomoo account within 2-7 business days. Other methods and limits are as follows

Fees, Taxes, and Supported Asset Classes

Supported asset classes

  • U.S./Hong Kong stocks: stocks, ETFs, options, OTC, ADRs; IPO subscriptions are supported. Like other emerging online brokers, mutual funds cannot be bought or sold.
  • Crypto (new): mainstream cryptocurrencies such as Bitcoin (BTC), Ethereum (ETF), SOL, XRP, and DOGE can now be traded directly, which puts it among the leaders in this space among online brokers.

Like other U.S. stock brokers, buying and selling stocks and ETFs costs $0. Options trading is also $0, including the options contract fee. (Other fees may apply). The margin rate is currently 6.8% as of 2025.9. For taxes, Moomoo follows U.S. tax rules. You need to use the generated tax forms when filing and report capital gains (long-term and short-term) as well as dividends. Please consult a professional tax advisor for specifics. Pre-market and after-hours trading are supported, but 24-hour trading is not yet supported.

Fee comparisons for similar platforms are shown below

Moomoo Key Features

All-in-One Account

With one account, you can trade Hong Kong and U.S. stocks, ETFs, and options, and it fully supports crypto and U.S. IPO subscriptions. Moomoo supports a wide range of asset classes, including Hong Kong stocks, U.S. stocks, ETFs, options, IPO subscriptions, and trading in mainstream cryptocurrencies such as Bitcoin (BTC), Ethereum (ETF), SOL, XRP, and DOGE. Moomoo U.S. also fully supports crypto trading, offering trading in 32 cryptocurrencies, including Bitcoin, Ethereum, and SOL. Crypto trades are commission-free, with platform fees as low as 0.49%.

Trading Hong Kong stocks and Southbound Connect does not require opening any additional accounts, and it supports Hong Kong derivatives options and a variety of other trading products. In the app, both Hong Kong stocks and Southbound Connect can display rankings, including hot money activity, short-selling anomalies, fund flows, gainers, and active trading, and you can filter by region to see hot stock news for that region.

Options trading supports fully real-time market data (many other platforms have a 15-minute delay), and featured tools include an options pricing calculator, unusual options activity, an options screener, and capital flow/distribution analytics. Moomoo's AI is fully integrated and supports real-time market data and professional trading tools. It turns all important macro and single-stock events, trading data, and unusual moves into structured information, making it easy for traders to read quickly, and it provides clickable sources for instant cross-checking, greatly improving research efficiency. Traders at different stages can quickly understand market trends, never miss key updates, and interact with AI in real time with multi-turn Q&A support.

Moomoo now also offers a brand-new asset class — Prediction Market. Unlike common gambling platforms, Moomoo Prediction Market uses an exchange model with no bookmaker, and prices are determined freely by buyers and sellers, under direct U.S. federal CFTC/NFA regulation. The barrier to entry is low as well: you can participate with just $0.01, and there is no commission.

Moomoo Engine

In July, Moomoo officially launched Moomoo Engine, a professional tools membership designed for different trading styles, priced at $3.99/month. New users who register through the exclusive link in this article and complete account opening after July 2 can use it free for a full year with no extra steps.

Moomoo Engine packages professional trading tools according to your investing style. In the past, you had to piece these tools together across multiple platforms, but now one account does it all. In addition, the high-yield cash sweep account also requires Moomoo Engine to activate! The price is $3.99 per month, and if you have more than $1,000 in your account, the price is only $0.99 per month.

  • - Fundamental Engine: AI fundamental briefings, earnings hub, analyst forecasts, institutional research reports, valuation models, revenue analysis, and smart money—ideal for users who do stock research and long-term investing
  • - Options Engine: options Level 2 quotes, options strategy guide, P/L calculator, Gamma exposure, options activity scanner, options screener, and automated trading strategies—ideal for users who trade options and manage risk
  • - Technical Engine: real-time level 3 market depth, position distribution, indicator backtesting, custom alerts, fast ladder trading, professional chart trading, and advanced orders—ideal for users who do technical analysis and intraday or swing trading

Also, for existing users (users who registered from this site before July 2, 2026), as long as they have more than $100 in assets in their account (including cash and investment accounts), they can currently enjoy Moomoo Engine and the 3.35% APY high-yield cash account automatically for free, so there is nothing to worry about!

Cash sweep

In addition to a traditional stock trading account, Moomoo has also added a cash sweep account for the cash portion, so your idle funds can earn a high return too. In May 2026, this account’s annual rate was 3.35% APY (the first two months can match up to 8.1%). So if you have spare cash sitting in this account earning high interest, while still being able to invest at any time, that is a great option. It supports deposits and withdrawals at any time, requires no conversion, and settles trades automatically.

Charts, technical indicators, and TradingView integration

There is a rich selection of charts and technical indicators, including commonly used MACD, KDJ, EMA, and BOLL. The company data is comprehensive, including news, ratings, and financial statements. It also works with TradingView to provide professional charting tools, making it a good fit for technical analysis traders: draw lines and add annotations directly in the TradingView interface, then place orders in Moomoo with one click, without switching software.

Moomoo AI

Moomoo has just launched a brand-new feature that connects Moomoo’s real-time market data and trading functions directly to AI tools like Claude and ChatGPT. You can speak to the AI in Chinese, and it will help you check quotes, analyze data, and even practice buying and selling in a simulated account—no investing knowledge or coding required, just use it like sending a message. Of course, the decision to trade or not is still in your hands.

IPO subscriptions

U.S. IPO subscription capabilities have been upgraded: 0 commission, 0 subscription fee, and no lockup period. For hot stocks this year such as Bullish, Gemini, and Figure, Moomoo has delivered allocations for everyone. If you are interested, you can open and fund your account in advance so that when a reliable new listing comes along, you have time to apply (the IPO subscription window is usually only 2-3 days, and users in the U.S., Singapore, and some Hong Kong users can participate)

Many people have made a small profit through IPO subscriptions, which is pretty nice; if you get a good allocation, it is basically a sure win

Other

  • Supported order types: basic orders (auction orders, market orders, limit orders, fractional-share orders); advanced orders (stop-limit orders, market-if-touched orders [take profit], limit-if-touched orders [take profit], trailing stop market orders, trailing stop limit orders)
  • 24/7 instant news: integrates the latest market and company news from more than 50 professional, high-quality sources including Bloomberg. The 24x7 news feature pushes updates in real time so you can stay on top of investment news and never miss breaking stories. Global news: simply follow a stock to get related updates promptly, keep track of opportunities first, and seize the right entry point in time,
  • Earnings calendar: during earnings season, use Moomoo’s earnings calendar to visually mark the earnings release dates of important U.S. companies. Find the dates of the companies you care about with one click, subscribe for automatic reminders, and stay on top of earnings releases in real time.
  • Earnings hub: provides earnings previews and aggregates popular previews to help you quickly understand the key earnings data and expectations for star companies, with one-click access to the earnings calendar and easy scheduling of earnings release times.

Convert to a non-resident account

Moomoo supports converting the account to a Non-Resident version, and after living back in the home country long-term, it can be converted to the domestic version. The downside is that trades will incur fees, the same as Futu Niuniu: U.S. stocks $0.0049 / share, Hong Kong stocks 0.03%, see details below. You need to submit a W-8 form, a photo of your ID held in your hand, a photo of your SSN held in your hand, and other information. If you need this, you can email [email protected], and customer service will request the required materials based on your situation. In addition to trading fees, dividends in non-resident accounts are subject to a 10% withholding tax, so please note.

My take

Robinhood is minimalist. Moomoo is more comprehensive and more powerful than Robinhood, with a good interface. Its crypto, options, and recently launched AI features are all very useful, and its U.S. IPO subscriptions have no lockup period, so you can sell once you make money. If you want to invest in stocks seriously, Moomoo is a better fit for you. Webull is also good and tends to have more deposit promotions. These apps are all free, with no monthly fee and no trading fee, making them suitable for beginners to learn from scratch, and they even give away stocks so you can try your luck.

Stock Investing Basics

Below are a few commonly used U.S. stock brokerages and their signup bonuses

Overview Signup Bonus Quick Take
Moomoo (Futu) Get $1,030 in stock +8.1% APY Professional, no commissions, and free Level 2 market data. Good for both beginners and advanced users. Chinese-language customer service available. Requires SSN
TradeUp (Tiger Brokers) 50 shares of NVDA + chance to win 5 shares + 4% for three months No commissions, supports U.S. and Hong Kong stocks, and offers WebTrading. Chinese-language customer service available. Available globally.
Webull $100 Amazon +12 fractional shares +1 month of Premium membership No commissions, with frequent deposit-for-stock promotions
BBAE Up to $650 reward 0 commission, 0 fees; Chinese-friendly, and you can open an account without SSN/ITIN
Robinhood 1 free stock No commissions, with an interest-bearing cash account. Simple interface that is beginner-friendly
Interactive Brokers Up to $1,000 Wide product coverage. Professional, comprehensive trading platform, and high cash interest rates.
TradeStation $250 Professional trading platform with a full set of supporting tools
Schwab Up to $1,000 Professional and easy to use. Global ATM fee-free withdrawals, and $0 stock commissions
Fidelity Brokerage Account Sign-up link Well-established brokerage, no trading fees, and TurboTax included
BIT (formerly Matrixport) Deposit and trade to get $210 Supports direct crypto deposits and withdrawals, no China CRS, and you can register directly with an ID card
SoFi Invest Get $75 for opening an account No commissions, supports Stock Bits
WealthFront Manage up to $5,000 for free Automated investing and wealth management
M1 Finance Deposit funds and get $10 No commissions, with automatic investing based on your portfolio

If you do not have SSN/ITIN but still want to trade U.S. stocks, take a look at the brokerages/platforms below. All of them allow registration using a full set of Chinese documents, and you can sign up with just an ID card or passport. None of them participate in China CRS

  • BBAE: Chinese-friendly; you can open an account without SSN/ITIN.
  • BIT (formerly Matrixport): You can open an account with just an ID card, and approval can be completed within a few hours.
  • Bitget: Identity verification can be completed with an ID card/Chinese passport.

If you want to invest in U.S. stocks from mainland China, see this summary

Application link

Disclaimer

Disclaimer:$0 commission trading is available only to U.S. Residents trading in the U.S. markets through Moomoo Financial Inc.Other fees may apply. For more info, visit .Options trading is risky and not appropriate for everyone. Read the Options Disclosure Document () before trading. Options are complex and you may quickly lose the entire investment Promo 8.1% APY for new users only until 12/31/2025. Actual APY may differ, Rates may change. New user promo subject to terms & conditions, Click the ad for Bank Deposit List, Cash Sweep and Promo details. Terms and Conditions apply. Securities are offered through Moomoo FinancialInc..MemberFINRA/SIPCCrypto services are offered by Moomoo Crypto Inc. ("MCI") (NMLS ID 2287314), a money services business registered with FinCEN (MSB Registration Number: 31000288349013) . MCI is not a broker-dealer. Cryptocurrency services are not available in all states, see our full licensing disclosures . Cryptocurrencies are not legal tender, not backed by any government, and not FDIC insured or SIPC protected. Cryptocurrency trading involves significant risk and potential loss of principal. It is subject to volatile price swings, market manipulation, and can become illiquid at any time. For more information, see .IPOs can be risky and speculative investments and may not be appropriate for every investor.