Posts by ymlulu
Chase Pay Yourself Back Guide: CSP/CSR redemption rates have dropped, basically not worth using anymore!
PYB redemptions increased in Q2 2025. The Aeroplan card added Home Improvement at 0.8¢/pt, and Sapphire Reserve added Pet at 1.25¢/pt. Adding new categories is a good thing, but th...
Chase Sapphire Reserve card offers 3 months of Marriott Gold, with extension through 2028
The Chase Sapphire Reserve card Marriott Gold 3-month promo is back. Register to get it, and if you complete three paid stays within three months, you can directly extend Gold stat...
2026 Credit Card Reimbursement Roundup: Q3 and Second-Half Reimbursements Begin!
The third quarter and second half of 2026 have started. If you have any of the cards below, it’s time to start submitting your Q3 and second-half reimbursements. I’ve organized eve...
Chase Sapphire Reserve (CSR) Credit Card: Marriott Gold Included; 100,000-Point Welcome Bonus, Tons of Credits!
The Chase Sapphire Reserve card’s complimentary 3-month Marriott Gold offer is back. Just enroll between July 1 and September 30 to get it. If you complete three paid stays within...
Wells Fargo Bank Account Guide: Checking Bonus of $400; Premier Bonus up to $2,500
You can now get up to $2,500 for upgrading to or opening a Wells Fargo Premier account, just by depositing money. The best play is to first open a regular Checking account for the...
2026 Credit Card Quarterly 5x Categories: Q3 Is Here! Don’t Forget to Activate and Switch Cards — Strategy Guide Inside
The third quarter of 2026 has begun. Below is a roundup of each card issuer’s 5x cash back categories for this quarter, plus which categories are worth activating and prioritizing....
AMEX Platinum (Schwab Version) Review: 80,000 Welcome Bonus
The current welcome bonus on this card is 80,000 points. Along with the updates to the Platinum family, the benefits have been completely refreshed and the annual fee has increased...
AMEX Platinum Morgan Stanley Card: 80,000 Welcome Bonus, E*TRADE Users Can Apply
The current welcome bonus is 80,000 points after $12,000 in spend within 6 months. E*TRADE’s website now clearly says that anyone with one of their accounts can apply for the Plati...
HSBC Premier Bank Account: New Customer Bonus Up to $5,000 + 3% APY
HSBC has launched an updated account opening bonus, now offering up to $5,000 just for depositing money—no direct deposit required. Compared with the previous offer, the deposit re...
Citi AAdvantage Globe Credit Card: 60,000 Welcome Bonus!
The welcome bonus is now 60,000. This card has a $350 annual fee, sitting between the AA Platinum’s $99 and the AA Executive’s $595. The card advertises up to $750 in statement cre...
BofA Atmos Rewards Summit Credit Card: Limited-Time 100,000 +25,000 Companion Certificate Offer Still Available
This limited-time 100,000 +25,000 companion certificate bonus is still available, but the previous 50% off code is gone. The official link only shows 80,000, so use the preferred l...