This page brings together the exclusive bonuses, partner offers, and services currently available through US Credit Card 101.
You can earn extra rewards or receive additional benefits only by signing up through our links. Offers and account-opening bonuses may change at any time, so we recommend checking the relevant article for the latest terms before participating. Thanks for using our exclusive links, too—the more you use them, the more exclusive US Credit Card 101 offers we can negotiate with merchants!
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Exclusive Bonuses
| Program | Standard offer | US Credit Card 101 exclusive bonus | Key requirements | Expiration |
|---|---|---|---|---|
| TradeUP (Tiger Brokers) | Platform offers such as stock-opening bonuses and transfer bonuses | Up to 50 additional shares of NVDA | Rewards vary by deposit tier and holding period | December 31, 2026 |
| Moomoo | New users can get up to $1,000 in Anthropic+, high APY, and other offers | An extra $200 + one free year of Moomoo Engine premium features | Sign up through our exclusive link and meet the applicable account-opening and deposit requirements | November 30, 2026 |
| Webull | No bonus on the official website; standard referrals offer up to 10 shares | Up to 12 shares + one month of Webull Premium exclusively through our site | Sign up through our exclusive link, make an initial deposit of at least $100, and maintain it for 10 days | Ongoing |
| Mercury Business | No bonus on the official website; standard referrals offer up to $250 | Exclusive $300 bonus through our site | Sign up through our exclusive link, deposit at least $10,000 within 60 days, and maintain it for 30 days | Ongoing |
| BBAE | Platform offers such as new-user deposit bonuses and transfer reimbursements | An extra $50 bonus | Sign up through our exclusive link, enter referral code stic4skdx, and meet the applicable deposit requirements | Ongoing |
| BIT U.S. Stocks (formerly Matrixport) | No bonus on the official website | Get $310 for depositing and $300 for transferring assets | Chinese ID accepted for KYC; complete the applicable deposit, balance-maintenance, and trading tasks within the specified time after opening the account | November 30, 2026 |
| Rove Miles | No bonus on the official website; referrals earn 500 points | Exclusive 1,500-point signup bonus | Sign up through our exclusive link; the bonus is credited instantly | Ongoing |
| Panda Remit | No fees on your first transfer | An extra $5 coupon | Sign up through our exclusive link; the coupon is credited directly to your account | Ongoing |
| RebatesMe | Standard referral bonus is currently $10; no bonus for regular signups | Exclusive $40 signup bonus through our site—$30 extra | Sign up through our exclusive link. After earning $10 in cashback, you can claim the $40 signup bonus | Ongoing |
| GoCashBack | $5 signup bonus for regular signups on the official website | $15 signup bonus through our site—$10 extra | Sign up through our link or use referral code CC101 | Ongoing |
| TopCashback | No signup bonus on the official website | Get an extra $15 signup bonus | Sign up through our partner link and meet the applicable cashback requirements; you can also use promo code cnsave20 | Ongoing |
| Bitget | The platform also offers new-user account-opening, deposit, and trading promotions | Account-opening bonus + ongoing 20% rebate on trading fees | Sign up through our link or with referral code uscc101; eligible US Credit Card 101 Knowledge Planet members can apply for a higher trading-fee rebate | Ongoing |
| OKX | No bonus for signing up directly on the official website; referrals offer up to $400 | $400 account-opening bonus + a permanent 10% discount on trading fees | Sign up through our link and complete the applicable account-opening, deposit, and trading tasks | Ongoing |
| ENC Mobile | No bonus for signing up directly on the official website | $15 in free phone service | Use referral code AAK8 and meet the applicable activation and service-duration requirements | Ongoing |
| Panda Mobile | No bonus for signing up directly on the official website | $15 in free phone service | Use referral code MK88 and meet the applicable activation and service-duration requirements | Ongoing |
| Starryblu | No bonus; applications for a Singapore card require joining a waitlist | Get 60GSD in shopping vouchers when you open an account; fill out the form to speed up your place in line | Sign up through our link and complete the whitelist application form | Ongoing |
| RewardsWise | The paid plan normally costs $49.99 per year | Save $10 in the first year; pay just $39.99 | Use promo code US101 when purchasing the paid plan | Ongoing |
| AwardWallet | The free version tracks airline, hotel, and bank rewards; Plus is a paid membership | Six free months of Plus membership | Sign up through our link and use coupon code Uscreditcards101 | Ongoing |
Exclusive US Credit Card 101 Services
In addition to extra cash, stocks, points, and discounts, we offer services that are available or easier to access through US Credit Card 101. If you need any of them, you can learn more through the links below.
| Service | What it includes | Who it’s for | Details |
|---|---|---|---|
| Exclusive Hotel Bookings | Preferred programs such as Hyatt Privé, Marriott STARS/Luminous, Hilton For Luxury, and IHG Destined may include breakfast for two, hotel credits, room upgrades, early check-in, late checkout, and other benefits | Travelers booking midrange to upscale hotels who want extra benefits at prices close to those on the hotel’s official website | Learn about hotel booking services |
| Exclusive Award Ticket Bookings | Get an award-ticket plan based on your itinerary and existing points, or choose ticket searching, booking assistance, or full-service management | Travelers who want to fly international business or first class but can’t find award seats themselves or don’t want to navigate complex mileage rules | Learn about award ticket services |
| Exclusive Cloud Player Services | Resources related to ITINs, U.S. mailing addresses, the Cloud Player community, beginner guidance, and identity verification | People in China or elsewhere outside the U.S. who want to use the U.S. credit card, banking, and brokerage systems over the long term | View Cloud Player services |
Additional Benefits for Knowledge Planet Members
Some partner programs offer USCC101 Knowledge Planet members an even higher tier of rewards, including cash back for opening credit cards, bank accounts, and brokerage accounts, as well as higher commission rates on certain partner platforms. Specific offers are updated as partnerships change.
| Member Benefit | What’s Included | Details |
|---|---|---|
| Cash Back on Credit Card / Bank / Brokerage Applications | Some credit card, bank account, and investment account applications are eligible for extra cash back through the Knowledge Planet channel. The amount depends on the current Knowledge Planet promotion. | View Knowledge Planet Member Benefits |
| Higher Fee Rebates from Bitget and OKX | The regular USCC101 channel offers ongoing fee rebates. Eligible Knowledge Planet members can apply for a higher rate. | View the Bitget Overview |
| Business- and First-Class Award Booking Consultation | Get priority access to a consultation and planning session with award-ticket expert ISAAC. Based on your itinerary and the points you already have, he’ll recommend an optimal flight and award-booking strategy. | View Knowledge Planet Member Benefits |
Exclusive Offers for Mainland China Residents
The following bank account-opening offers are primarily for residents of mainland China. We don’t currently have separate guides for them on our site. If you’re interested, contact the USCC101 assistant directly on WeChat: uscards101.
| Program | Current Channel Reward | Main Requirements | How to Apply |
|---|---|---|---|
| HSBC China Premier Banking | Choose one: 26,000 China Southern miles / 26,000 Air China miles / 33,332 Hainan Airlines points / 40,600 IHG points | Maintain RMB 500,000 in assets for 12 calendar months | Contact the USCC101 assistant: uscards101 |
| HSBC China Premier Elite | Choose up to 50,000 China Southern miles / 50,000 Air China miles / 66,666 Hainan Airlines points. Account-opening gift options such as WeChat Pay instant discount vouchers and hotel offers are also available. | RMB 6,000,000 in assets; asset-maintenance periods and credit card requirements vary by reward | Contact the USCC101 assistant: uscards101 |
| Standard Chartered China | RMB 500 JD.com voucher + RMB 200 Starbucks voucher, for a total of RMB 700; successfully refer 1 new customer who opens an account after you open yours and you can also receive Apple headphones | Deposit RMB 500,000 and maintain the balance for 3 months | Contact the USCC101 assistant: uscards101 |
How Do You Claim These Exclusive Rewards?
For offers with a corresponding article on our site, click the program name in the table to see the latest requirements and registration link. Some rewards require you to apply through a specific link, invitation code, or promo code. If you apply through the wrong channel, the reward usually can’t be added afterward, so we recommend confirming the details before opening an account.
This page lists only partnerships that we believe offer readers meaningful additional value. If an offer later becomes no different from the Public Offer, or the exclusive reward ends, we’ll remove it from this page. We’ll continue adding new exclusive rewards as they become available. Thanks for using our exclusive links—the more you use them, the more exclusive USCC101 rewards we can negotiate with merchants!
If you have any questions, contact our assistant:
If you’re a merchant interested in promoting your product or partnering with us to offer readers better deals, see: