Note: deadlines for bank account opening bonus offers may keep getting extended, so you can click the offer link to check whether it has expired. Some account opening bonuses have specific requirements, so please click through to the detailed review for more information.

Chase Business Checking $500-$1,500

The Chase Business Checking account opening bonus has been increased to $500, and you only need to deposit $2,000 and complete five qualifying account activities. Very easy to complete, and much less than the previous $10,000 deposit requirement. The offer expires on June 18, so act fast!

To earn the account opening bonus, you need to deposit $2,000 within 30 days and keep it there for at least 60 days. In addition, you need to complete 5 qualifying account activities within 90 days. The easiest way is simply to make any five purchases with the linked debit card. Other options include using QuickDepositSM (mobile check deposit), ACH, wire transfers, or bill pay.
*Qualifying transactions include debit card purchases, Chase QuickDepositSM,3 ACH (credits) , wires (credits and debits) , Chase OnlineSM Bill Pay4 and Chase QuickAccept®. QuickAccept card payments are combined into one daily qualifying transaction.

One important note: Zelle does not count.

The following are not considered qualifying transactions: ACH (Debits) , Person to Person payments such as Zelle
银行账户开户奖励排行榜There is another offer with a higher maximum bonus, but it requires much larger deposits. Also, the first tier is only $400, so it is not as good as the offer above.

US Bank Business Checking $1,500

US Bank Business Checking is currently offering a $1,200 or $400 account opening bonus. Also, this account can be funded with up to $3,000 by credit card, and it codes as a purchase, so it can help meet a credit card welcome bonus requirement (AMEX, Visa, and Mastercard all work). The offer expires on June 30, 2026.

Open a US Bank Business Essentials account and you can earn a $400 bonus. Requirements are as follows:

  • Deposit $5,000 within 30 days (cannot come from US Bank products; credit card funding at account opening may not count)
  • Keep $5,000 on deposit for at least 60 days
  • Complete five account activities within 60 days (debit card purchases, ACH credits, wire transfer credits and debits, Zelle® credits and debits, US Bank mobile check deposit, or bill pay). The easiest way is simply to make five debit card purchases.
  • Enroll in paperless statements to waive the monthly fee

Open a US Bank Business Platinum account and you can earn a $1,200 bonus. Requirements are as follows:

  • Deposit $25,000 within 30 days (cannot come from US Bank products; credit card funding at account opening may not count)
  • Keep $25,000 on deposit for at least 60 days
  • Complete five account activities within 60 days (debit card purchases, ACH credits, wire transfer credits and debits, Zelle® credits and debits, US Bank mobile check deposit, or bill pay). The easiest way is simply to make five debit card purchases.
  • Enroll in paperless statements + activate the merchant tool to waive the monthly fee

In addition, based on reader reports, after applying for this $1,200 bonus, you can call customer service and ask them to change the promo code to Q2BUS26. That code gives a $1,500 bonus with the exact same deposit requirement. You can also apply directly through the link below, but it does not have a landing page showing the account opening bonus.

Bank of America Business Checking $750

This account currently has a pretty good account opening bonus. If you deposit $5,000/$15,000 within 30 days after opening the account and maintain an average balance above $5,000/$15,000 for 60 days, you can earn a $400/$750 bonus. The top tier is effectively a 5% return in just 60 days, which is roughly equivalent to a 30% annualized return.

This bonus is quite good, and I have added it to the rankings.

BMO Business Checking $1,500

From May 1, 2026 through August 31, 2026, open a new BMO business checking account online or at a BMO branch. Complete the requirements and you can earn up to a $1,500 bonus.

Bonus tiers are as follows:

  • $400 bonus: On day 30 after account opening, your account balance must be at least $4,000; from day 31 through day 90, the balance must remain at or above $4,000 at all times.
  • $750 bonus: On day 30 after account opening, your account balance must be at least $25,000; from day 31 through day 90, the balance must remain at or above $25,000 at all times.
  • $1,000 bonus: On day 30 after account opening, your account balance must be at least $50,000; from day 31 through day 90, the balance must remain at or above $50,000 at all times.
  • $1,500 bonus: On day 30 after account opening, your account balance must be at least $100,000; from day 31 through day 90, the balance must remain at or above $100,000 at all times.

Final notes:

  • You will receive the bonus corresponding to the highest tier you satisfy.
  • Only for customers opening this BMO business checking account for the first time (for specific exclusions, please refer to the bank's official terms).

Wells Fargo Business $825

For the $825 bonus, you just need to deposit $250,000 within 30 days of account opening and keep it there through day 60. The offer expires on July 7, 2026.

There is also a $400 bonus that is much easier: you only need to deposit $2,500 within 30 days and keep it there through day 60.

Axos Business Checking and Saving $600

Checking

Open an Axos Business Checking account now and earn up to a $200 bonus. This offer ends on June 30.

The requirements for the $200 bonus are fairly simple: you just need to maintain a $3,000 daily average balance for four months. However, the $200 is paid out as four $50 payments. You also need to keep the account open for 180 days.

Saving

Open the Axos Business Saving+Checking Bundle now and earn up to a $600 bonus. Deposits also earn 3.6% APY.

The bonus requirements are as follows. In short, you need to complete the following for six consecutive months:

  • $1,000 in external funding each month; writing yourself a check or doing an ACH transfer both work
  • 2 debit purchases per month, at least $50+
  • Keep $1,500 in Biz Checking and $50,000 in Biz Saving

This savings account itself already earns 3.6% APY, so parking your money there while earning the bonus is not a bad deal.

Capital One Business Checking $500

Open a Capital One Business Checking account now, deposit $5,000 within 30 days, and maintain it for 60 days to earn a $500 bonus. To avoid the monthly fee, you need to keep a $2,000 balance in the checking account.

AMEX Business Checking 30,000

The public welcome bonus has now increased to 30,000 MR. You need to deposit $5,000 within 30 days of account opening and then maintain it for 60 days. In addition, you must complete five qualifying activities within 60 days of opening the account.

Mercury Business Checking $250

Lastly, I want to recommend Mercury Business Checking, which I personally use. One big advantage is that you can open it remotely without an SSN, though you do need an EIN and your company registration information. The interface is very clean and user-friendly. It is especially suitable for import/export businesses or startups. This account also has no monthly fee and no minimum deposit requirement, which is very nice.

The current account opening bonus is $250 after depositing $10,000 within 90 days.

About Business Bank Accounts

In general, business bank accounts require an EIN to apply, but in many cases you can use your SSN as the EIN and apply as a Sole Proprietor. For the detailed steps, see:

Business bank account bonuses are usually easier to earn. Typically, you only need to deposit the required funds, and Direct Deposit is not required, so they are pretty convenient. However, I would suggest first checking whether there are any good personal bank account bonuses available, and then considering business bank account bonuses. Of course, if you already need a business account, just pick one of the banks above that looks good to you.

Best Bonus Roundup

The accounts below all have very solid account opening bonuses. You can pick the ones you like and earn some extra cash. It adds up over time, and over the course of a year you can build a meaningful amount of extra money and travel funds from these financial accounts.