We previously gave a brief introduction to the emerging investment app RockFlow. It is especially suitable for Chinese users who have bank accounts outside the US or in Hong Kong, and you can use it even without an SSN. For the basics on registration, trading, and funding, see this article:

If you’re interested in this app and trading, you can also join our discussion group.

About RockFlow

Founded in July 2021, RockFlow aims to become Asia’s Robinhood by providing a one-stop global investing service. RockFlow is a Singapore-based AI fintech company focused on delivering cross-market, multi-asset investing and wealth-management services for young investors worldwide. Starting from a simple and engaging AI-first US/Hong Kong stock trading app, it uses cross-disciplinary innovation to make investing easier and more enjoyable, turning investing into a lifestyle.

The app is designed for younger users, with an easy learning curve and a more engaging trading experience. Its research and financial modeling capabilities can also be very helpful for investors. Its three main highlights are: 1. Trading GPT, 2. Copy trading, 3. Simplified options (bull/bear screener + easy buy).

On the compliance and security side, RockFlow is a licensed and regulated broker for US and Hong Kong stocks. Whether it is New Zealand FSP registration or Reporting entity status filed with the FMA, Tiger, Snowball, Longbridge, and RockFlow all hold the same type of license in New Zealand, so compliance and safety should not be a major concern. The company is headquartered in Singapore, and client funds are kept separately from company accounts in segregated custody, subject to oversight by banks and regulators. Investment accounts also come with SIPC protection, providing an added layer of safety for client assets.

This investment account is covered by SIPC, so there is protection on the fund safety side.

The insurance for money is up to 500,000 USD, protected by SIPC (Securities Investor Protection Corporation) .

Sign Up (Up to $80 in Rewards)

Sign up for RockFlow now and complete the funding task to receive up to $80 in deposit rewards, plus a chance to win Tesla stock.

Make an initial deposit of more than $1,000 to receive a $10 stock reward. Make an initial deposit of more than $3,500 to receive a $40 stock reward. Make an initial deposit of more than $10,000 to receive a $80 stock reward.

In addition, if you sign up through our referral link, you can also receive a random amount of Tesla stock for free.

Also, users who register with our referral code will receive priority access in the queue for the smart wealth-management feature mentioned below. You will also get early access to upcoming AI advisory and personalized features.

Copy Trading

Not sure what to buy? Copy top traders with one tap.

RockFlow’s top traders are highly active. Just follow the investors you like and receive their trading updates in real time. Once you enter the copy-trading leaderboard, you can review each trader’s past returns, trading activity, trading preferences, and current holdings. Choose the traders you like, follow them for real-time trading updates, and even set up automatic copy trading.

Dip Buyer

This is a wealth-management product built on a short put strategy, somewhat similar to a fixed-term savings product. After purchasing, you receive a cash reward right away, and when the lock-up period ends, you may also get a chance to buy your target stock at a lower price. It is especially suitable for users who want to build positions in large-cap stocks over time, since it can help you buy at lower prices while also earning option premium income.

Example

Suppose Abby wants to build a position in Li Auto with a target price of $20/share, but Li Auto has already risen to $25/share. Buying in now would significantly increase the risk of getting trapped at a high price.

The “Dip Buyer” is designed to solve exactly this kind of timing problem. Abby can buy a Li Auto Dip Buyer product and unlock a sizable cash reward with a very high approximate annualized rate on the purchase day itself. If, after the unlock period, the stock price remains above the target price of $20/share, Abby gets back all of her principal and does not buy the stock. If the stock falls below the target price, she gets to buy the stock at that target price as planned, making it much easier to build a position at a lower cost.

Smart Wealth Management Products

For high-net-worth users with more than $10,000 in idle cash, RockFlow offers smart wealth-management products with annualized yields of 5~6%, providing steady passive income. You can roll them over weekly and allocate funds flexibly.

Smart Stock Lists

To meet a variety of investing needs among existing users, RockFlow clearly categorizes major ETFs on the market into sectors, indexes, leveraged ETFs, and inverse ETFs. It has built a variety of stock lists that users can follow and trade with one click.

For the recently hot A-share and Hong Kong stock markets, RockFlow has also launched curated ideas such as US-listed China concept index ETF lists, Hong Kong stock selections, A-share large-cap index ETF lists, and China strength stock lists. There are also many other themed options, including Meme stocks, earnings-season stock lists, Trump holdings lists, and Pelosi holdings lists, giving you more trading inspiration.

AI-Powered Trading Experience

At RockFlow, users can access a highly intelligent AI-powered trading experience. RockFlow has already launched several AI features that users can use for free. One example is TradeGPT, which uses large-model algorithms represented by ChatGPT to analyze market information and data in real time. Combined with RockFlow’s financial big-data analysis capabilities and AI-driven quantitative algorithms, it matches market themes with relevant stocks or options and generates immersive trading opportunity cards in real time. Over time, it will also build personalized models based on each user’s risk profile and trading behavior preferences, giving the next generation of investors a truly AI-powered trading experience.

Summary

This app is relatively new, but it does offer solid safety protections. If you are new to stock investing, you can try it out with a small amount first and see how it goes before deciding whether to make it your main platform. Traditional stock trading platforms often feel too professional and hard for beginners to get into, while very simple apps like Robinhood can feel lacking in functionality or engagement. RockFlow offers a somewhat fresher experience.

For the basics on registration, trading, and funding, see this article:

If you’re interested in this app and trading, you can also join our discussion group.

Sign-Up Link

Sign up for RockFlow now and complete the funding task to receive up to $80 in deposit rewards, plus a chance to win Tesla stock.