# Beginner Guides
Wire Transfer: An Introduction to Wire Transfers
The term Wire Transfer is probably familiar to many international students. When family sends money each semester, this is often one of the most commonly used transfer methods. Tod...
Guide to ACH Transfers at US Banks
ACH transfers are very convenient. Pros: they can be done online, support transfers in both directions, usually have no fees, and generally arrive fairly quickly. Cons: you usually...
AMEX | How I Resolved a Fraud Alert on an Authorized User Card in My Name
What Happened I want to share something that just happened to me. I was shopping online, and my card transaction didn’t go through. Then I opened the app and saw an exclamation mar...
What Is a Credit Card Security Code (CVV, CID, CVC), and What Is It Used For?
An introduction to credit card security codes, including CVV, CVC, and CID....
Now you can product change via Citi online chat in just 5–10 minutes, down from at least 30 minutes before
I previously wrote a short filler post about how, during the pandemic, banks were short-staffed in customer service. People were stuck at home with nothing to do and kept calling c...
Credit Card Cash Advance Guide [2020.6 Update: Person-to-person p2p payments may be treated as cash advance]
[2020.6 Update] According to DOC, using a credit card to send money to someone else through Paypal/Square/Venmo may now be treated by the credit card issuer as a Cash Advance (CA),...
A Guide to Credit Card Address Verification Service (AVS)
When checking out online, in addition to your credit card number, expiration date, and CVV, you’re usually also asked to enter your billing address. That address may be checked thr...
Infant Award Ticket Purchase Guide: ANA Infant Tickets Now Require Only 10% Mileage (Updated 2020.6)
ANA recently changed the rules for issuing infant tickets on mileage awards, and now you only need 10% of the adult mileage requirement. What does that mean? ANA previously require...
eToro | ID Verification Process to Remove Account Restrictions [Deposit $50, Get $50, No Trading Required]
In a previous post, we introduced the amazing eToro cryptocurrency trading platform. See below: eToro cryptocurrency trading platform review [Deposit $50, Get $50, No Trading Requi...
An Introduction to Real Estate Investing in the United States
I know that for many people, buying a rental property still feels far off. But real estate itself requires a lot of preparation, and it often takes a year or two of learning before...
What Should You Do If a Tire Blows Out on a Remote Highway?
Make sure your auto insurance is complete; if a tire goes flat, do not keep driving. Call roadside assistance right away and have the car towed for air or inspection. If you break...