# Beginner Guides
Express VPN Overview [Updated 2022.4: Buy 12 Months, Get 3 Months Free]
For now, when you buy a 12-month Express VPN membership, you can get 3 months free. If you plan to use the service long term, this is still the better deal. This offer seems to be...
Pei App Guide — Another Automatic Cashback App [2021.12 Update: Shutting Down, Withdraw Your Money ASAP]
According to recent news, this app will shut down on December 30, 2021. Be sure to cash out before then. The notice says that if you do nothing, the balance will automatically be s...
Beginner’s Guide: How to Choose a US Wireless Carrier and Phone Plan, and How to Save Money
In the US, you can actually save quite a bit on cell phones and wireless plans, and during promotions you may even be able to get an iPhone at a very low price. We’ve published qui...
How to Send Money from the US to China: Which Method Is Best?
This article compares several common ways to send money to China so you can choose the one that best fits your needs....
Giving Assistant Cashback Portal Guide [2021.12 Update: Likely Going Bankrupt, Use with Caution]
Some readers found a notice published by Giving Assistant telling creditors to quickly retrieve their property or risk losses. It certainly looks like the company may be heading fo...
Guide to Third-Party Money Transfer Platforms (PayPal, Venmo, Apple Pay, Google Pay)
Compared with direct bank-to-bank transfers, the biggest advantage of third-party money transfer platforms is that you don’t need to share your full bank account details or as much...
How to Get an EU Vaccine Passport From Home Using a Foreign Vaccination Record
Most European countries have fully reopened to people vaccinated with the three U.S. vaccines, and it has largely returned to normal to apply in the U.S. for Schengen tourist visas...
Citi Updated Its Virtual Account Number Generation Feature
Citi recently updated its virtual card feature. Overall, it’s easier to use now. At the very least, the place to generate a virtual card is much easier to find. Links below: https:...
How to Spot Phishing Emails Pretending to Be From Your Bank
As we all carry more and more credit cards, it’s normal to receive all kinds of emails from banks every month—monthly e-statements, various promotions, and more. But if your email...
Getting Triple Authentication for a Newborn in Orange County / Irvine / Southern California During the Pandemic
The “three-step authentication” covered in this post applies to babies born in the United States. The steps described here are based on Orange County/Irvine/Southern California, bu...