# Beginner Guides
Privacy.com Introduction: Get $5 for Signing Up; Free Virtual Credit Cards
Privacy.com is a virtual card service that lets you generate separate card numbers for different merchants and set spending limits per transaction, per day, per month, per year, or...
OKX Crypto Platform Guide: $500 Bonus, Higher Requirements; Up to 9.1% APY
The signup bonus has increased to $500, likely an all-time high. Too bad the requirements are higher now. If you sign up through the link below, you can still enjoy a permanent 10%...
BBAE US Brokerage Guide: Plaid Deposits Now Supported, Get Up to $650 for Opening an Account, and You Can Sign Up with a Chinese ID Card!
BBAE now supports Plaid deposits, which is much faster. We recommend using this method! If you link your bank account through Plaid, your full deposit amount can be used immediatel...
Step-by-Step Guide to Getting Super Cheap Xfinity Internet in the U.S.: The Deal Is Back!
Xfinity 1G plan, $50 a month, with a 5-year price lock—the amazing deal is back!...
TenPayGo: A Simple, Smooth Way to Use US Credit Cards for QR-Code Payments in China, with Bonus Earning Potential
Last month, I tested US Bank Altitude Rewards, BofA Alaska Summit, and Chase Sapphire Reserve with TenPayGo + Apple Pay, and all of them triggered 3x bonus earnings. If you have an...
7 Tips to Help You Get the All-Time Highest 100,000-Point Welcome Bonus on the Chase Sapphire Preferred!
This 100,000 offer is about to expire at the end of the month, so move fast! Here’s another useful timing trick. Some people end up getting hit with a 524 only after the 100,000 si...
Teach a man to fish: how can phones in the U.S. be free every year?
In the U.S., the T-Mobile refer/KS/rebates trio can let you buy an iPhone for not just $0, but even come out ahead. Of course, phones in the U.S. are not free out of thin air. What...
Do Parents and Family Need Insurance When They Come to the U.S.? How Do You Buy It?
When parents come to the U.S., travel insurance from a credit card can help cover flight, baggage, and trip expenses, but the real costs to watch out for are U.S. emergency room an...
The Path to Financial Freedom: How Should You Use Retirement Accounts When You Need Money Fast, Face a Serious Illness, or Retire?
This article is very important because financial freedom does not end once you put money into the account. When it’s time to actually use that money, the taxes, restrictions, and r...
ENC Mobile: Dual US-China Numbers, Can Be Activated in China, with US IP Roaming Data!
Many users have reported that Tello can no longer be activated directly in mainland China, and using roaming in China for an extended period may result in account suspension. In ad...
Rove Miles Guide: New Qantas Transfer Partner, Plus a 50% Bonus
Rove has added Qantas as a new transfer partner at a 1:1 ratio. Even better, transfers made before August 14 get a 50% bonus, making it 1:1.5. Their partner list keeps growing!...