Credit Cards 101
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2020 AMEX Shop Small Small Business Promotion ($5 off $10, usable 10 times) [Must be used by Sept 20! Only 2 days left!]
Remember to use it up by Sept 20. This offer is really easy to max out. If you really don’t have anywhere to use it, just send it to Fluz or eGifter....
"Bug?" On New AMEX Green Cards, Reimbursement Benefits Show Up as Already Added in AMEX Offers
AMEX Green has recently seen an all-time-high welcome bonus. Via refer links, you may be able to pull up an offer for 50,000 or 60,000 MR points. Oddly enough, newly approved AMEX...
Shoddy IT warning: one DP shows Ctrip bound to CSR earning only 0.58x UR, possibly because the $300 travel credit was first used up by grocery spend
Ctrip (not its clone trips.com) can be paid with an overseas credit card. However, for most purchases Ctrip charges a 3% fee; Ctrip car rentals do not charge any fee (though there...
"Garbage IT" Warning: One DP of Alipay + CSR on 12306 With No Points on a 12,306 Purchase, but -3x on Refunds (Possibly Related to Using Up the $300 Travel Credit First via Grocery Purchases)
In my guide to using US credit cards with Alipay, I previously mentioned one use case: linking your CSR/CSP to Alipay and buying 12306 train tickets does not incur Taobao’s 3% fee,...
Update: AMEX | ED supplementary-card offers and only one SSN can be used when adding multiple supplementary cards at once
09/10 Update: Based on reader DPs, there may be three offers: Spend $500 and earn 5,000 MR, up to four cards, HT: OwenHHH Spend $250 and receive $25, up to four cards, HT: Tianxian...
Additional Notes on Using PayPal Key as a Debit Card, Plus Various Data Points
Ever since we published our introductory post, other blogs have also started writing about it. At this point, you could basically say everyone is getting in on it. PayPal is obviou...
“Official letters are going out” Hilton Aspire supermarket 12x points are delayed, and some are even being clawed back! (Including Delta/Marriott co-branded cards)
【Update 2020.9】Some people have already received an official explanation letter. It appears this is related to buying Visa gift cards or other prepaid cards. If AMEX is pulling lev...
“Now Works with WeChat Pay and Cloud QuickPass” Early Summary of China RMB AMEX Credit Cards (Where You Can Use Them in China and Abroad, Repayment Options, and More)
[Update] WeChat Pay finally supports RMB AMEX credit cards. In addition, the RMB version of AMEX credit cards can now be added directly to the Cloud QuickPass App, which was suppos...
Virtual Credit Card Provider Revolut Now Offers a Shopping Portal
Revolut is a classic European virtual credit card provider, which we briefly mentioned in our article on virtual credit cards in the US. After being in the US for a while, Revolut...
Chase Freedom Credit Card [2020.9 Update: A Few Things to Know About the New Card and Product Changes, Plus Analysis of Why Chase Made These Changes]
While this round of benefit updates is very good news overall, there are also a few hidden drawbacks. It looks like CFF is a rather special card. Here’s a quick summary:...
10X on Gas and Dining with Chase Marriott Co-Branded Credit Cards, Extended to 09/30 (Registration Required by 09/15)
This promotion was originally set to end on 09/15, and has now been extended through 09/30. The cap remains $3,500. Registration link: https://www.chase.com/mybonus/marriott31 You...