2020 Credit Card Quarterly 5x Cash Back Summary: “The Fourth Quarter Is Here! Time to Switch Cards!”
Q4 2020 is here. During this special time, it’s still best to go out less. Make good use of your quarterly 5x card and stock up a bit more at once. Analysis below:...
AMEX Platinum Will Cap 5x on Airfare and AMEX Travel Purchases at $500,000 Starting Next Year
AMEX Platinum is adding a cap to the 5x earnings on airfare and AMEX Travel purchases: the bonus will apply only to the first $500,000 in purchases. This change takes effect on Jan...
Refunds May Cause Chase Offer Statement Credits to Be Clawed Back
Chase recently rolled out a Kwiat Offer: spend $3,000 and get $1,000 back. Some people who used this offer received the following language, indicating that the $1,000 statement cre...
[Updated] Synchrony Bank: A Closed Card Can Affect Approval for a New Card for Some Time (Possibly at Least 6 Months)
[Update 2020.9] In the ninth month after one of my cards was shut down, I applied for a new credit card from Synchrony Bank. The denial reason was no longer the one described below...
A Look at Chase’s Recent Tightening on Credit Card Policies [2020.9 Update: Business Card Applications Have Eased Somewhat]
[2020.9 Update] Chase has recently opened up third-party affiliate links for business cards, meaning Chase will pay third parties if you apply through them. In addition, business c...
2020 AMEX Shop Small Small Business Promotion ($5 off $10, usable 10 times) [Must be used by Sept 20! Only 2 days left!]
Remember to use it up by Sept 20. This offer is really easy to max out. If you really don’t have anywhere to use it, just send it to Fluz or eGifter....
"Bug?" On New AMEX Green Cards, Reimbursement Benefits Show Up as Already Added in AMEX Offers
AMEX Green has recently seen an all-time-high welcome bonus. Via refer links, you may be able to pull up an offer for 50,000 or 60,000 MR points. Oddly enough, newly approved AMEX...
Shoddy IT warning: one DP shows Ctrip bound to CSR earning only 0.58x UR, possibly because the $300 travel credit was first used up by grocery spend
Ctrip (not its clone trips.com) can be paid with an overseas credit card. However, for most purchases Ctrip charges a 3% fee; Ctrip car rentals do not charge any fee (though there...
"Garbage IT" Warning: One DP of Alipay + CSR on 12306 With No Points on a 12,306 Purchase, but -3x on Refunds (Possibly Related to Using Up the $300 Travel Credit First via Grocery Purchases)
In my guide to using US credit cards with Alipay, I previously mentioned one use case: linking your CSR/CSP to Alipay and buying 12306 train tickets does not incur Taobao’s 3% fee,...
Update: AMEX | ED supplementary-card offers and only one SSN can be used when adding multiple supplementary cards at once
09/10 Update: Based on reader DPs, there may be three offers: Spend $500 and earn 5,000 MR, up to four cards, HT: OwenHHH Spend $250 and receive $25, up to four cards, HT: Tianxian...
Additional Notes on Using PayPal Key as a Debit Card, Plus Various Data Points
Ever since we published our introductory post, other blogs have also started writing about it. At this point, you could basically say everyone is getting in on it. PayPal is obviou...
