Credit Cards 101
1397 posts
Alipay + U.S. Credit Cards + Risk Control System Introduction [2021.1 Update: Many Alipay Mini Programs Now Accept Foreign Cards, no fee]
Recently, many Alipay mini programs have started accepting foreign credit card payments with no fee. Previously, only QR-code scanning was supported (the merchant scans you, with n...
AMEX | UA Travel Bank Reloads: Charges Now Posting as “Travel Bank” — This Method May Be Dead
Ever since UA Travel became reloadable again, it has been the go-to option for people using up the AMEX airline fee credit. Although the balance expires after only 5 years, this is...
SoFi | After Opening a SoFi Credit Card, You Get Access to the Rewards System: Log In Daily to Earn 5 Points (Worth $0.1)
Some time ago, SoFi’s 2% no FTF credit card officially launched. After you open this card, you’ll be automatically enrolled in the Rewards system. According to information from WeC...
Citi | The app now supports Cash Rewards -> TYP transfers
Citi recently sent an in-app notification that Cash Rewards -> TYP transfers are now supported directly in the app. A convenient improvement. The Citi Double Cash credit card is st...
BofA | Linking Google Voice may trigger a prompt to update your number (VoIP numbers; not mandatory to change)
Some time ago, BofA removed the author's Zelle functionality tied to a Google Voice number. More recently, it has been repeatedly prompting to review the information. I didn’t pay...
CFU/CFF | Costco.com purchases may trigger DrugStore bonus rewards, YMMV "Possibly item-dependent"
WeChat reader 意识刘 recently shared a very interesting DP: purchases at Costco.com can trigger the DrugStore bonus category on the Chase Freedom Flex. This is very likely a bug. If y...
Upgrade to Hilton Aspire With No Annual Fee the First Year: Is It Worth It? [2021.1 Update: Customer Service Says the First-Year Annual Fee Is Indeed Waived]
Under the previous terms, AMEX did not waive the first-year annual fee. But according to DOC, if you contact customer service now, they will tell you the annual fee is waived. If y...
Ctrip | International Credit Card Promotions Roundup: "UnionPay International Cards: ¥100 Off ¥300 on Flights & Hotels"
Ctrip often runs some pretty interesting promotions, especially for international credit card users (basically cards issued outside mainland China). This post is intended to keep t...
WeChat Pay Era: Which Cards Earn Bonus Multipliers (Up to 5x UR) [Jan. 2021 Update: Another 4x DP from a Chase Promo; CF/CFF at 5x This Quarter]
Previously, we only suspected that this extra bonus multiplier could be used with WeChat Pay; now DPs show that it does indeed work. If you have the older Ink card version of the C...
Limited-Time Benefit: AMEX Platinum Reimburses up to $30 in PayPal Purchases Each Month
From January through June 2021, US cardholders of any version of the American Express Platinum Card or Centurion Card can receive up to $30 per month in statement credits for PayPa...
AMEX’s Recent Generous Retention Offers (Platinum, Gold, Hilton, Marriott)
AMEX can now give retention offers through online chat too. I asked for some at year-end and the results were pretty solid....