Credit Cards 101
1386 posts
AMEX | Card Not Present and Alert Settings
This post briefly explains Card Not Present and how to set up this alert with AMEX. AMEX’s banking system is actually pretty solid. In theory, if you trigger the Fraud system, it w...
Citi ThankYou Points (TYP) Card Family Guide
Citi’s product lineup is similar to Chase’s and pretty straightforward. There are several cards that earn ThankYou Points (TYP). No-annual-fee cards cannot transfer TYP to airline...
AMEX | New Display Bug for Platinum Card Airline Fee Credit
Another airline fee credit display bug has appeared in AMEX’s mobile banking login interface, and this time it affects the Platinum Card. Gold and Hilton Aspire are showing normall...
Chase Ultimate Rewards (UR) Trifecta and Best Card Combinations
Building a multi-card setup can help you earn points faster, give you more flexibility when redeeming, and cover a wider range of everyday spending categories. Today, I want to sha...
Hilton Surpass | Best-Ever 150,000+$100 Offer Expires on the 31st (Now Is the Best Time to Jump In)
Using the The Points Guy link, you can see the application page for the best-ever offer of 150,000 Hilton points + $100. If you only see a 125,000-point offer when you open it, try...
Avianca Co-branded Card Shutdown Wave?
Avianca has two co-branded cards in the U.S.: the $149 annual fee version and the $50 annual fee version. Both cards offer a sign-up bonus after one purchase, and there’s a little...
Introduction to the AMEX Hilton Offer Site
Hilton now also has a website similar to Delta’s that shows you targeted AMEX co-branded card offers, although you usually need to use the code from the email to look them up. At t...
AMEX | Testing an ACH Transfer of a Negative Balance
Many readers have probably run into this just like I have: sometimes an AMEX credit card ends up with a negative balance. For example, after making a payment, you may forget that a...
AMEX | How to Check for a Retention Offer in Advance via Online Chat
Today, in the 101 readers’ WeChat group, a reader asked how to find out whether they might have a retention offer. Besides calling directly and awkwardly pretending you want to clo...
Hilton Credit Card | Aspire → No Annual Fee → Aspire ($150,000) Upgrade/Downgrade DP (Plus a Summary of Hilton Upgrade/Downgrade Paths)
Since the Hilton Aspire card has not been around for very long, there is still no DP on whether you can get the upgrade bonus again for "Aspire → no annual fee → Aspire." This post...
AMEX | App Integration for PayPal/Venmo Payments
A new feature was recently added to the AMEX app that lets you jump directly into the AMEX app when making a payment with PayPal/Venmo. You can find it here: It’s unclear what the...