Credit Cards 101
1386 posts
WeChat Pay | K.O.I and Its Mini Program Now Also Accept US Credit Cards for Payment (and There May Be More)
I strongly suspect that stores operated by overseas companies, as well as China-based merchants with foreign-related business, may now all have this permission enabled. Today I dis...
Chase United Club Credit Card [2020.3 Update: Discontinued, Existing Cardholders Can Choose Whether to Upgrade]
According to DOC, this card will be changed from Visa Signature to Visa Infinite, and the annual fee will increase to $525. From March 15 to May 17, the welcome bonus will be incre...
Rumor | US Bank FlexPerks Credit Cards May Be Discontinued Soon
Doc said today that he received reliable information that several US Bank credit cards earning FlexPerks points will be discontinued on March 9. Compared with issuers like AMEX and...
AMEX | “Upgrade” Hilton Aspire to Surpass
Like many readers, KUKU has multiple Hilton Aspire credit cards. I previously wrote a short post about the Hilton “elevator” strategy, which got quite a bit of attention. With AMEX...
What to Do If Your Credit Card Has a Negative Balance (Negative Balance)
A negative balance on a credit card means the amount you owe is negative—in other words, you don’t owe the card issuer money; the card issuer owes you. You can rest assured that th...
AMEX Gold | Instagram or CardMatch Can Surface a $2,000/50,000 Signup Bonus
Where the offer comes from AMEX Gold this dining powerhouse card has long had a low-spend signup bonus ($2,000/50K, and before the refresh it was even $1,000/50K). It mainly shows...
Can You Misreport Your Income When Applying for a US Credit Card?
Income is an important part of any credit card application. So can you exaggerate your income to get approved for a card? Are there any legal issues involved? Here’s what you shoul...
AMEX | Higher Per-Referral Bonuses on Gold and Green!
[Updated 02/21] For most people, the Gold refer bonus has increased to 15,000 per referral (up to $240 in value each time), while a smaller number of people have been bumped up to...
WeChat Pay | Pizza Hut and Its Mini-Programs Also Support U.S. Card Payments (More to Come)
I tried Pizza Hut in mainland China today (Pizza Hut), and you can place an order through a mini-program (dine-in or takeout) and switch to paying with a U.S. credit card. Many min...
Recommended BofA/Chase Offers | Hyatt House/Place 15%, up to $45
This post rounds up some of the better recent BofA Deals and Chase Offers. Chase | Hyatt House/Place 15% up to $45 It was originally set to end on 02/17, but has now been extended...
Introduction to Store Co-branded Credit Cards (Store Credit Card)
Store co-branded credit cards (Store Credit Card) are usually credit cards jointly issued by major brick-and-mortar retailers and online merchants together with banks. Today I’ll s...