Credit Cards 101
1397 posts
Apple Card | Physical-Card Spend at Walgreens Drive-Throughs Also Earns 3%
It used to require Apple Pay to get 3%, but now 3% also applies when using a physical card for Walgreens drive-through orders. Apple Card may not be the highest earning option at W...
Chase personal cards earn 5x on DoorDash and Tock
Chase is offering 5x UR on DoorDash and Tock purchases with the Sapphire Reserve, Sapphire Preferred, Freedom, and Freedom Unlimited. The bonus applies on up to $500 in spending, a...
Citi ThankYou Preferred Credit Card [2020.4 Update: Several New 2x Categories, But It Still Doesn’t Matter Much]
[2020.4 Update] According to DOC, this card will add new 2x categories on August 23: cable TV, streaming, and online entertainment. This card is actually no longer available for ap...
AMEX | Hilton 150,000 Upgrade Offer Is Back Again (Targeted)
There is no public link yet. If you received one that is not targeted, feel free to share it in the comments. The author, Chestnut, received this targeted link; screenshot below: A...
Practical Uses of 0% APR Purchases and Balance Transfers [Updated 2020.4]
During the pandemic, some people may be facing cash-flow difficulties. In that situation, making good use of credit card purchases and Balance Transfer 0% APR offers can be a great...
Chase Freedom Student Credit Card [Update 2020.4: Now Available Online, Up to 15,000 Points]
Now available to apply online. ITIN applications are allowed, and students or visiting scholars on F or J visas are eligible to apply....
US Bank Business Cash Rewards Business Credit Card [Discontinued, Replaced by Triple Cash]
The predecessor of this card was the US Bank Business Edge, and now it has returned under a new name. The 3% categories plus the 25% annual bonus work out to an effective 3.75% cas...
3-Month Extension: More Time to Meet the AMEX Welcome-Spend Requirement
When you apply for an AMEX card now, you’ll see a notice. If you applied for an AMEX card between December 1, 2019 and May 31, 2020, you will have three additional months to comple...
Citi Is Giving Out Money: $95 Annual Fee Refunded on Premier Card (Targeted)
You’re not seeing things. This really happened on the Citi ThankYou Premier credit card. Right after CSR just handed out $100, Citi apparently didn’t want to be left behind. Quite...
Synchrony Cathay Pacific Credit Card [2020.4 Update: 40,000 Welcome Bonus]
The 40,000 welcome bonus is back, but the previous high was 50,000, so it may be worth waiting. In any case, it’s not very usable right now......
AMEX | First Round of Post-Refresh Bonuses on Delta Co-Branded Cards Ends 04/01
[Note] Airlines are struggling this year, so think twice before applying for mileage cards and be prepared for possible devaluations. The good news is that the government's bailout...