Credit Cards 101
1397 posts
What Is a Charge Card? How Is It Different From a Credit Card?
Most people are familiar with credit cards: you spend first and repay when the statement closes. A charge card is a special type of card, and the biggest differences versus a credi...
In-Depth Analysis of This Wave of AMEX Shutdowns [2020.4 Update: Airline Fee Reimbursement Gaming May Lead to Shutdowns and MR Point Balances Being Zeroed Out]
Recently, I’ve again seen several reports of AMEX cards being shut down. The affected cardholders were not exactly AMEX beginners either—they had already gone through FRs where app...
How to "Quickly" Contact Citi Customer Service for a Product Change During the Pandemic [2020.6 Update: Chat product changes are now much faster]
Can't get through to customer service during the pandemic but need to product change your card urgently? Use Chat!...
Opening the floodgates? AMEX boosts the cash-out value of MR points on the Canadian and UK versions of the Platinum Card, up to 1.4 and 1.23 cpp!
AMEX sent emails to cardholders, doubling the cash-out value of MR points on the Canadian and UK versions of the Platinum Card: Canadian Platinum: 1000 MR = 20 CAD. 1000 MR can off...
Chase Temporarily Pulls the Slate 0% APR Credit Card
The Chase Slate card used to offer up to 15 months of 0 APR just for opening the card, making it a great option when cash was tight. Here are the card’s sign-up features (basically...
AMEX Increases Refer Bonuses on Some Cards — Save Those Links Now!
Recently, AMEX’s Refer rewards have also started varying from person to person. If, where you generate a refer link, you see wording like “special offer,” that means AMEX has smile...
AMEX Gold | Grubhub/Seamless extra 1 MR offer is back
The author’s AMEX Gold card has once again received an extra 1 MR offer for Grubhub/Seamless, so be sure to add it to your AMEX Gold card. For more on Grubhub/Seamless, see below,...
UA and Delta Start Offloading Miles to Co-Branded Card Partners! Record-High Bonuses? Major Devaluation?
According to WSJ, both UA and Delta have contacted the banks behind their respective co-branded credit cards, Chase and AMEX, in hopes of selling miles early. Normally, after a ban...
Discover | Credit card application page now shows the welcome bonus
KUKU discovered today while randomly clicking through the site links that Discover it has recently improved its credit card application system: you can now see the welcome bonus di...
Automatically extended to six months! Chase can now also extend the card spending period [some people need to request it themselves]
Chase will automatically extend the card spending period for credit cards applied for between January 1 and March 31 to six months. Cards applied for at other times can be extended...
Get 25¢/gal Off Gas with Chase Pay at 76, Phillips 66, and Conoco
Pay with Chase Pay at 76, Phillips 66, and Conoco now to get 25¢ off per gallon. This offer expires on September 30. Note that you need to download the corresponding gas station ap...