[Updated 2026.2] The welcome bonus on this card now also includes “as high as” language. You won’t see exactly how much welcome bonus you’re eligible for until the final step of the application. Of course, if you don’t like the offer, you can choose not to accept it.
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About AMEX Blue Cash EveryDay:
AMEX Blue Cash Everyday Credit Card
3% cash back at supermarkets; no annual fee! Now includes up to $260 in annual credits!
- Welcome bonus: Up to $200 cash back (spend $2,000 in the first 6 months)
- Rewards: 3% cash back at supermarkets, online shopping, and gas stations (on up to $6,000 in purchases per year in each category), 1% on all other purchases
- Redemption: Can be redeemed directly for cash back; discounted gift card redemptions are sometimes available
- Annual fee: $0
- Apply now>>
Highlights
- Simple, no annual fee, and easy to get: The cashback structure is simple and stays the same year-round, so it doesn’t require ongoing attention like Chase Freedom and Discover it. With no annual fee, it’s a good fit for students with modest spending, especially on groceries, gas, and department stores. It’s also relatively easy to get; in general, 6 months of credit history is often enough for this card.
- Discounted gift card redemptions: The cashback you earn can sometimes be redeemed for gift cards at a discount during promotions. For example, a $100 Macy's gift card may cost only $90 in cashback.
- 0% intro APR on purchases: Balances from purchases made within the first 12 months won’t incur interest as long as you pay at least the minimum payment each month. Please read carefully: “How to handle credit card bills during a 0% APR period”.
- Refer-a-friend bonus: You can earn $50-$100 per approved referral. See: Introduction to the AMEX referral program.
Statement Credit Benefits
In addition, the card now offers a $15 monthly Home Chef credit and a $7 monthly Disney, Hulu, and ESPN credit, worth $84 per year. The card design has also been updated. Note that both of these extra benefits must be activated on the benefit page before they will work properly. There has also been a nice improvement to the streaming credit: now you only need to enable monthly auto-renewal at disneyplus.com, hulu.com, or plus.espn.com to receive the $7 credit, and there is no longer a minimum renewal amount requirement. You must enroll in this offer on the benefit page to receive the credit. That adds up to $84 per year, which is basically free value on a no-annual-fee card.
Home Chef Credit
- Benefit details: https://www.homechef.com/amexbce?voucher=AMEXBCE15
- Home Chef sign-up link ($35 off your first order)
- Commentary: You may be able to take advantage of first-order referral rewards every month (with additional accounts), and when combined with some cashback sites, getting one free meal per month should be very doable.
Now you only need to enable monthly auto-renewal at disneyplus.com, hulu.com, or plus.espn.com to receive the $7 credit, with no minimum renewal amount requirement. You must enroll in this offer on the benefit page to receive the credit. That adds up to $84 per year.
AMEX Card Perks
- AMEX Offer: Amazon spend $20 get $20 back, Walmart $15-$5, phone bill $75-$10. Generous AMEX often gives cardholders great Offers that let you earn cash back while you spend. See also: Recent great AMEX Offers, Past great AMEX Offers roundup, AMEX OFFER guide
- Small Business Day: AMEX credit cards can participate in the annual Small Business Day promotion, which offers extra rewards at eligible merchants. See: Introduction to the Small Business Day promotion
- Generous credit limits: AMEX is very generous with customers and often gives much higher credit limits than other banks.
- 3X credit limit increase: After day 61 of card membership, you may be able to increase your credit limit to three times the original amount through the official website.
- Free ShopRunner membership: Enjoy free two-day shipping at many online stores. See details here: official link
- Extended warranty: Items purchased in full with an AMEX card get an extra year added to the manufacturer’s warranty automatically.
- Free credit report info: Cardholders can check their EX credit score for free. See: Comparison of free credit scores
My Take:
Comparison with similar cards: If you only look at supermarket cashback and spend $6,000 per year on groceries, the no-annual-fee Blue Cash Everyday credit card would earn a total of $180 cashback, while the annual-fee AMEX Blue Cash Preferred would earn $360 cashback - $95 annual fee = $265 total, so the annual-fee card comes out $85 ahead. If your annual supermarket spending is $3,160, the two cards break even at $94 each. If you spend less than $3,160 per year at supermarkets, then the no-annual-fee Blue Cash Everyday credit card is the better choice.
However, you can absolutely apply for the annual-fee AMEX Blue Cash Preferred first, earn the higher welcome bonus, and then downgrade to this no-annual-fee version for long-term holding.
Application
- AMEX official application status check link
- For the same AMEX credit card, the public welcome bonus is generally available only once (once-per-lifetime restriction)
- You can call the reconsideration line (800-528-4800, 877-399-3083, 866-314-0237) to speed up credit card approval or request a review of a denied application.
- AMEX limits you to 4 credit cards and 10 charge cards total.
- You can apply for a total of two AMEX credit cards every 90 days, excluding charge cards.
- After you submit your application, a pop-up may appear telling you that you are not eligible for the welcome bonus. In that case, it is usually best not to continue with the application (detailed analysis)
- More about applying for AMEX credit cards