【2025.9 Update】AMEX now provides Platinum cardholders with exclusive offers. On the offers page, click "view all" and you should see a dedicated section at the top. They mostly look like offers from luxury brands. However, when I checked a newly opened AMEX Platinum card, it did not have these offers, while an older Platinum card I’ve held for a long time did.

About AMEX Offers

Although AMEX doesn’t have its own cashback/points shopping portal like Chase or Barclays, AMEX Offers can be extremely rewarding if used well. On average, the value can even reach $200 per year. For comparison, if you were using Citi Double Cash at 2% cashback, you would need to spend $10,000 to earn $200. So in this article, I’ll introduce how to use AMEX Offers and share some useful tips. Below are some AMEX Offers I’ve personally used—see if any of these are tempting:

  • Amazon 75 get 25 back, Walmart 15 get 5 back, Lowe's 50 get 10 back, Kohl's 50 get 10 back, Best Buy 300 get 55 back, Staples 100 get 25 back, neiman marcus 250 get 50 back, GNC 50 get 10 back, and more
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Where to Find AMEX Offers

Log in to your AMEX account, and you’ll see the famous AMEX Offers section below.am1

  • available: offers you can add right now
  • added to card: offers you’ve already added
  • saving: how much money you’ve saved through offers

AMEX Offers generally come in three forms:

  • Spend a total of XX dollars at store XX, get XX dollars back
  • Make a single purchase of XX dollars at store XX, get XX dollars back
  • Spend XX dollars at store XX, enter promo code XX, and get XX dollars off

The third type is relatively rare and not very useful, so I won’t cover it here. The first two are much more common and fairly straightforward: as long as you spend the required amount at the merchant mentioned in the offer (the first type requires your cumulative spend to meet or exceed the threshold; the second requires a single purchase to exceed the threshold), AMEX will reimburse you in the form of a statement credit. The rebate rate is usually around 10%-25%, depending on the offer. For example, if you receive an Amazon 20 get 20 back offer, then as long as you spend at least $20 on amazon.com, AMEX will automatically apply a $20 credit to your account.

How to View Offers Efficiently

If you have more than 100 offers, logging in normally may not display anything beyond the first 100, especially newly added offers. One method is to add all the offers you don’t need, then log out and log back in, and you’ll see the remaining offers (again up to 100; if there are still more than 100 left, keep adding and logging back in). Another method is to log in through the link below, which lets you see more than 100 AMEX Offers.

The AMEX Offers interface can now filter offers by tabs, which makes finding deals much easier than before. You can search by shopping category to see whether there’s an offer that fits what you need.

Offers on Authorized User Cards

Authorized User cards on AMEX accounts can also have their own AMEX Offers. After adding the AU card, create a separate online account for that user and log in to view the offers. Generally speaking, creating an online account requires an SSN. If the user doesn’t have one, you can try contacting online chat to see whether identity verification can be done with a passport, and then ask them to help create the online account.

Targeted Offers

New Card Offers

There is now another type of AMEX Offer labeled New Card Offer. It appears to be targeted at people who have just been approved for a new AMEX card. Examples include Walmart, Exxon, GAP, and others. They are actually pretty practical. I checked my older cards and they didn’t have these offers, so if you recently applied for a new card, it’s worth taking a look. Personally, I think this is a pretty good approach since it encourages new users to use their cards more often.

Adding Offers to Third-Party AMEX Cards

【5/25 Update】AMEX previously removed the ability to add AMEX Offers via Twitter and Facebook, which meant that all third-party AMEX cards (not issued by AMEX directly, but using the AMEX payment network) could no longer add AMEX Offers. Recently, AMEX launched a new AMEX Connect feature that allows you to add offers to third-party AMEX cards from a single interface. You only need to enter your name and card number, and the email can be used to receive congratulation emails. That’s definitely good news. However, based on the current offers shown in the interface, they are all fairly weak offers. Hopefully stronger offers will appear there in the future.

Adding the Same AMEX Offer to Multiple Cards

Ways to Add More

After many revisions, AMEX Offers has actually removed a lot of the more interesting loopholes and tricks. The current characteristics are as follows:

  • The same offer may appear on multiple cards, but once you add it to one card, you usually can’t add it to the others anymore (once per SSN)
  • Offers on Authorized User cards are separate. For the same offer, you may be able to add one on the primary card and one on the AU card (but if the AU SSN is the same as another primary card SSN, the other primary card may not be able to add it)
  • Using multiple tabs or multiple browsers no longer bypasses the restriction

So my suggestion is to choose a card that either earns bonus AMEX points in that merchant category or one on which you still need to meet a minimum spending requirement, and add the AMEX Offer there. You can also expand the number of AMEX offers available to your household by adding Authorized User cards for family members.

Our site also created an extension that can add an AMEX Offer to multiple cards. Consider the risk carefully before deciding whether to use it. So far, there have not been data points showing clawbacks or warnings.

Credit Clawbacks

Below is some information about credits being clawed back after the same offer was added multiple times.

【2018/11/5 Update】According to a report from DOC, another wave of users has received letters saying that rewards from multi-tab AMEX Offers will be clawed back. AMEX limits each SSN to receiving the reward for a particular AMEX Offer only once. This round again affected business credit card users, and the specific offer involved was the earlier Lowe's 10% cashback offer. My guess is that AMEX will focus on business card offers first, since those cashback caps are higher and the losses are bigger for them. If they were to go after consumer users on a large scale, the impact would be much broader, and it could become messy if everyone started going to BBB.

Image from doctor of credit

【2018/8/30 Update】In August, AMEX shut down all methods for adding the same AMEX Offer to multiple cards, which caused AMEX Offers to lose much of their former appeal. Over the past few days, quite a few readers have also received emails saying that AMEX plans to claw back multiple Staples.com 10% credits they added in June (available only on biz cards). Personally, I think AMEX went a bit too far here, because in June the system still allowed these multiple additions, even though the terms did state that you could only get one reward. As for offers that already ended earlier, my guess is that AMEX probably won’t go back and pursue them. If you still currently have multiple copies of the same AMEX Offer added, my suggestion is to just use one of them.

Things to Watch Out For and FAQ

  • Stay calm—don’t buy things you don’t need just because an offer can save you money
  • Pay attention to whether it is an online offer or an in-store offer
  • Pay attention to whether the requirement is cumulative spend or a single purchase
  • If the merchant splits your order into multiple charges and causes the single purchase amount to fall below the threshold, you can use online chat/call AMEX customer service, explain the situation, and they may manually apply the credit
  • The eligible spend is calculated based on the final amount charged to your AMEX card, so as long as the item cost plus shipping and taxes meets or exceeds the required amount in the AMEX Offer, you should be fine
  • You do not necessarily need to redeem the offer through AMEX’s own list. You can also go through a cashback/points shopping portal and simply pay with your AMEX card.
  • In general, if you use the offer before its expiration time (the transaction is pending before the expiration time but posts after it), you can still get the rebate. If you don’t receive it, explaining the situation to customer service will usually get it manually applied. Of course, there’s no need to wait until the very last minute.
  • Check carefully whether buying a gift card qualifies toward the spending requirement (it usually does)
  • If you made the purchase as required but still haven’t received the credit after a week, contact customer service to ask
  • If you used an offer once but the order was later canceled, using the offer again can still trigger the rebate (but the second time you won’t receive the AMEX congratulation email)
  • If the order that used the offer is refunded or returned, the rebate may be clawed back (YMMV), so to be safe, you may want to convert it to store credit and use that later
  • Cards that run on the AMEX payment network, such as AMEX Serve, Bluebird, FIA, and some store co-branded credit cards issued with AMEX, can also use twitter to add offers. However, when linking twitter, you must enter the card number.
  • AMEX Authorized User cards can also have their own separate offers, but AU cards for FIA and store co-branded cards cannot have their own offers (the AU card number is the same as the primary card number).
  • If your AMEX card is lost or stolen and the replacement card has a different card number, offers you previously used may be added again and used one more time.
  • Please reread the first point and repeat it silently three times

Tips for Using AMEX Offers