# No-Annual-Fee Credit Cards
Chase Ink Business Unlimited Business Credit Card: Last Few Days for the All-Time High 100,000 Points; No Annual Fee
The offer on the card’s official site has dropped to 75,000 points, but the referral link is still at 100,000. Based on past patterns, the 100,000-point offer will likely expire wi...
Chase Ink Cash Business Credit Card: All-Time High 100,000-Point Offer in Its Final Days; No Annual Fee
The official offer on this card has dropped to 75,000 points, but the referral link is still at 100,000. Based on the usual pattern, the 100,000-point offer will likely expire with...
Chase Freedom Flex Credit Card: Q4 5x on Groceries/Dining; 20k Points Sign-Up Bonus, No Annual Fee
The 5x categories for Q4 2026 have been announced: grocery stores, dining, and American Red Cross. I think this round is much easier to use than Q3, especially grocery stores and d...
AMEX Hilton Honors Credit Card: Earn 70,000 Points + 1 Free Night Certificate; No Annual Fee
The welcome offer on this card is 70,000 points plus a free night certificate with no category restrictions! This certificate can be used at any Hilton hotel worldwide, as long as...
Discover it Credit Card: Q4 5% Categories Announced, Kind of a Disappointment; $100+ Sign-Up Bonus and Double Cash Back
Discover announced the fourth-quarter 5% cash back categories, and surprisingly there’s no Amazon! The 5% categories are restaurants, entertainment, utilities, and other bills. The...
BofA Unlimited Cash Rewards Credit Card: $200 + extra 0.5% cash back / $250 sign-up bonus; no annual fee
This card now offers a $250 sign-up bonus. If you don’t put much spend on the card, this is the more straightforward, lower-maintenance choice. If you spend a lot, the offer with $...
Imprint Rakuten Co-Branded Card (AMEX Channel): Limited-Time $200 Sign-Up Bonus; 4% Cash Back on Online Shopping
The sign-up bonus on this card has now been increased to $200, and it ends on August 25! Rakuten points can be converted to Membership Rewards, which opens up access to a huge numb...
Chase Marriott Bonvoy Bold Credit Card: 45,000-Point Welcome Bonus; No Annual Fee
This card has updated its welcome bonus to 45,000 Marriott points. For a no-annual-fee card, that’s a pretty solid welcome offer. This card also lets you redeem Marriott points at...
Chase Amazon Rewards Credit Card: A Wave of Accounts Closed; $150 Sign-Up Bonus
A large number of people have had this card shut down over the past two days, mostly due to excessive spending and long-term inactivity. Details below....
US Bank Kroger Credit Card: Discontinued, Will Be Converted to the Smartly Card
This card has already been discontinued because the partnership between US Bank and Kroger has ended. Existing cardholders will be converted to the US Bank Smartly card, which can...
Chase Freedom Rise Credit Card: Limited-Time 3% Dining Cash Back + $25 Welcome Bonus, Good for Beginners
This card now has a limited-time bonus: for the first six months after opening, dining cash back is doubled to 3%, capped at the first $6,000 in purchases. In addition, all purchas...
