# Premium Credit Cards
How I Used a U.S. Credit Card Trip Delay Insurance Benefit in China: A Full Walkthrough
When we apply for premium cards to earn welcome bonuses, it’s easy to forget about the built-in perks that come with those high annual fees. To be honest, ever since I got into the...
Tips for Applying for the AMEX Business Platinum 100,000/150,000 MR Offer
According to a WeChat reader Leo’s DP, calling in now may get you a 150,000 MR offer after spending $15,000 in three months (no lifetime language), though YMMV. Was the previous de...
Rumor: AMEX Platinum Card Annual Fee to Increase, With New Benefits Added
According to a rumor (DOC comment), the AMEX Platinum card will get a round of updates in July 2021, with a higher annual fee and additional benefits. Existing cardholders would re...
AMEX Platinum Cards Will Lose Free Guest Access to Centurion Lounges (Effective 2023)
According to the latest Centurion Lounge terms, after January 2023, Platinum Card holders will no longer be able to bring guests into Centurion Lounges for free. Bringing in a gues...
AMEX Adds Phone Protection to Select Cards Starting April 1, Including Platinum and Delta Cards
AMEX will add Phone Protection to a number of cards starting on April 1, including: AMEX Platinum personal and business cards, including Schwab and Morgan Stanley versions Platinum...
Is There Any Hidden Benefit to Holding the AMEX Rose Gold? "2021.2 Update 2: Switching to the Rose Gold Card Design Does Not Affect Reimbursement"
Some blogs previously believed that after changing the card design, you could no longer see the reimbursement progress and might lose the airline incidental reimbursement. We also...
AMEX’s Recent Generous Retention Offers (Platinum, Gold, Hilton, Marriott)
AMEX can now give retention offers through online chat too. I asked for some at year-end and the results were pretty solid....
A Reminder of a Few Things to Do Before Year-End (2020)
If there are other things expiring at year-end, feel free to leave a comment and remind everyone so we can help each other avoid getting clawed back......
13 Things You Should Know About U.S. Credit Card Annual Fees
Let’s go over some key facts about credit card annual fees and see how many of these you already know....
How to Avoid the Annual Fee on the AMEX Morgan Stanley Platinum Card: Platinum CashPlus Bank Account ($550 Calendar-Year Bonus)
Platinum CashPlus Bank Account The Platinum CashPlus Bank Account is a cash management account Morgan Stanley launched earlier this year. Since it is called “Plus,” you do in fact...
US Bank Allows Downgrades from Altitude Reserve to the New Altitude Go
According to DOC, you can now downgrade the US Bank Altitude Reserve to the Altitude Go. I guess that’s one of the perks of staying within the same Altitude family. If you downgrad...
