Q4 has started, so don’t forget to activate the 5x categories on Discover it, Chase Freedom, and Citi Dividend. It’s time to update the cards in your wallet. This quarter is pretty...

From now through October 14, you can get a 30% bonus when transferring Citi ThankYou Points to Virgin Atlantic miles. The final ratio is 1,000 = 1,300. You should be able to see th...

Today, WeChat reader bcstyle noticed that one bank's credit card application would not allow an annual income above $1 million. I checked it myself and confirmed it. So I took a lo...

Different credit card issuers have different rules for expedited shipping: some cards can be rushed, some cannot, and some require a shipping fee. This article summarizes the exped...

There’s currently a promo for transferring Choice points to UA miles: 5,000 Choice points can be converted into 2,000 UA miles. If you have Citi ThankYou Points, you can transfer t...

According to DOC, these two cards are expected to launch soon. Citi Strata will be a credit card that can be compared with the AMEX Platinum, and it will also come with a lot of st...

Right now, when you transfer Citi ThankYou Points to Wyndham, you can get a 20% bonus. The standard transfer ratio is 1:1, so this effectively becomes 1:1.2. No registration is req...

Accor has launched an offer that lets you buy an Accor Plus membership for just 4,000 points. Both Citi and Capital One points can be transferred to Accor, so this may be worth con...

Qatar Airways recently launched a points transfer bonus promotion. From now through June 30, 2023, eligible members can receive a 30% bonus on transferred points. A total of 28 ban...

Citi has arguably been one of the most aggressive credit card issuers in recent years. While it’s a bit weaker than some competitors when it comes to point transfers, it makes up f...

If you leave a credit card unused for a long time, the issuer may close it for inactivity. That does have some downsides, but if you have a long credit history, the impact is usual...