The Path to Financial Freedom: How Should You Plan Insurance? How Do You Choose Between Term Life and IUL?
This is where insurance fits in a financial freedom plan. Insurance is not meant to make us wealthy, nor to replace an investment account. Its role is: Before achieving financial f...
Chase World of Hyatt Business Credit Card: Limited-Time 70,000-Point Welcome Bonus!
This card has an updated welcome bonus of 70,000 points. Hyatt points are quite valuable, and 70,000 points are worth a bit over $1,000 in redemptions. The card also offers up to $...
When Is the Best Time to Pay a U.S. Credit Card? Statement Balance, Due Date, and Closing Date Explained
For most people who use credit cards normally, the answer is actually very simple: paying off your Statement Balance before the Due Date is enough. Usually there’s no need to pay o...
The Path to Financial Freedom: How Should You Use Retirement Accounts When You Need Money Fast, Face a Serious Illness, or Retire?
This article is very important because financial freedom does not end once you put money into the account. When it’s time to actually use that money, the taxes, restrictions, and r...
Path to Financial Freedom: A Must-Read for Middle- and High-Income Earners! Tax-Saving Tips for Contributing More to Roth
For most high-income households, Backdoor Roth IRA and Mega Backdoor Roth are both Roth strategies well worth understanding. They aren’t universal solutions, but when used correctl...
SoFi Bank and Investing Account: Limited-Time $475 Signup Bonus, Stackable with $200 from Cashback Portals!
SoFi’s signup bonus has increased to $475, which should be the highest ever! The bonus is fairly easy to earn, and you can now stack it with cashback portal rewards too. Opening th...
The Road to Financial Freedom: Portfolio Rebalancing in U.S. Investing — Should You Sell When Stocks Have Risen Too Much?
This article explains a concept that is very important in long-term investing but often overlooked by beginners: rebalancing. Simply put, rebalancing is not about predicting the ma...
Path to Financial Freedom: How to Choose Between U.S. Index Funds VOO, VTI, QQQ, VT, and SGOV?
Now that we have these accounts that can help us save on taxes while also allowing us to invest, and the money inside them keeps growing, how do we choose a suitable product that w...
Financial Freedom Roadmap: How Much Do You Need in the U.S. to Be Free?
If the U.S. financial freedom roadmap is about how an ordinary family should get started, then this article is about where the finish line probably is—and how different families ca...
Roadmap to Financial Freedom in the U.S.: How Should a Typical Family Start Managing Money?
This article lays out the master roadmap for the “American Financial Freedom Toolbox” series and ties together the articles we’ve published so far. It doesn’t go deep into the deta...
Citi Business AAdvantage Platinum Business Credit Card: 65,000+10,000 limited-time sign-up bonus, double-dip possible!
If you register for an AA Business Account through the link below, you can earn a 10,000-mile bonus, but you need to be a new account holder. To get the 10,000 bonus, your account...
