Credit Cards 101
1386 posts
Heads Up: Citi Travel Credit Now Works at Grocery Stores and Restaurants, Plus 3-Month Extension on Minimum Spend
Travel Credit Citi’s public relations department has confirmed that from May 1 through December 31, purchases at grocery stores and restaurants made with the Citi Prestige can auto...
AMEX Adds a New Round of Benefits Across Many Cards: Statement Credits and Bonus Supermarket Earnings
During the pandemic, AMEX finally made some major moves: not only extending the minimum spending window for all newly opened cards to six months, but also adding targeted temporary...
Limited Time: Earn 6x Points on Marriott Credit Card Grocery Purchases (AMEX and Chase)
DoC reports that Marriott credit cards issued by Chase and AMEX, excluding business cards, are temporarily earning 6x Marriott Bonvoy points at grocery stores. [caption id="attachm...
New Type of AMEX OFFER: Multiple Card Types Can Be Added at the Same Time
A common type of AMEX Offer is bonus MR earnings, such as the recent Tiffany offer. Normally, MR-earning cards should allow only one card to add this offer, but similar offers have...
10,000 Bonus: Should You Upgrade? Targeted Offer to Upgrade the Old IHG Card to the IHG Premier
Chase keeps sending out emails encouraging cardholders to upgrade the old version of the IHG card to the IHG Rewards Club card, with a 10,000-point bonus for upgrading. The main be...
Targeted: Discover 12-14 Month 0% APR Offer, Try Chat or Phone
According to a DOC message, if you contact Discover via chat now, you may be able to get a 12-month 0% APR offer. If you’re short on cash, it’s worth a try. I tried it, but surpris...
What Is a Charge Card? How Is It Different From a Credit Card?
Most people are familiar with credit cards: you spend first and repay when the statement closes. A charge card is a special type of card, and the biggest differences versus a credi...
In-Depth Analysis of This Wave of AMEX Shutdowns [2020.4 Update: Airline Fee Reimbursement Gaming May Lead to Shutdowns and MR Point Balances Being Zeroed Out]
Recently, I’ve again seen several reports of AMEX cards being shut down. The affected cardholders were not exactly AMEX beginners either—they had already gone through FRs where app...
How to "Quickly" Contact Citi Customer Service for a Product Change During the Pandemic [2020.6 Update: Chat product changes are now much faster]
Can't get through to customer service during the pandemic but need to product change your card urgently? Use Chat!...
Opening the floodgates? AMEX boosts the cash-out value of MR points on the Canadian and UK versions of the Platinum Card, up to 1.4 and 1.23 cpp!
AMEX sent emails to cardholders, doubling the cash-out value of MR points on the Canadian and UK versions of the Platinum Card: Canadian Platinum: 1000 MR = 20 CAD. 1000 MR can off...
Chase Temporarily Pulls the Slate 0% APR Credit Card
The Chase Slate card used to offer up to 15 months of 0 APR just for opening the card, making it a great option when cash was tight. Here are the card’s sign-up features (basically...