Credit Cards 101
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17 Things to Know About Citi Credit Cards: New 48-Month Product Change Restriction
Citi has added a new restriction to almost all of its own cards, and now product changes can also affect your welcome bonus eligibility. For example, if you plan to apply for the C...
Consumer Financial Protection Bureau (CFPB) Guide: How to File a Complaint Against a Bank
If you feel you were treated unfairly when dealing with a bank, or the bank refuses to honor what it owes you, you can file a complaint through the CFPB. The CFPB will forward your...
Chase Southwest Personal Cards: 30,000 Points + 1-Year Companion Pass Welcome Offer — Which One Should You Choose?
Chase is offering all three Southwest personal cards — Plus, Premier, and Priority — with a welcome bonus of 30,000 points plus a 1-year Companion Pass, after spending $4,000 in th...
Best Credit Cards for Flight Delay Insurance
Flight delay insurance is one of the most valuable benefits offered by credit cards. It can help cardholders reduce losses caused by flight delays. Before choosing the right credit...
New Bilt 2.0 Card Options: From No Annual Fee to $550 Annual Fee
Bilt is gathering user feedback on its new credit card concepts. Users may get to choose from three different versions of the Bilt Card 2.0, and the company’s idea is to design the...
Citi AAdvantage MileUp Card: 15,000-Mile Welcome Bonus, No Annual Fee
This is Citi’s no-annual-fee co-branded American Airlines (AA) credit card. The welcome bonus is 10,000 miles + $50, which is not especially strong among airline cards, but it is d...
AMEX Card Benefits Changing: ShopRunner and Two Little-Used Perks Are Ending
AMEX recently announced a series of important changes that will directly affect the cardholder experience! Membership Rewards update: Starting March 31, 2025, cardholders will no l...
WeChat Pay Now Supports Apple Pay, Potentially Unlocking Bonus Rewards
Over the past couple of days, the overseas version of WeChat has rolled out a new payment option: you can now choose built-in Apple Pay at checkout. In practice, you just scan as u...
CFPB Fines Equifax $15 Million Over Credit Report Errors
The Consumer Financial Protection Bureau (CFPB) recently fined credit bureau Equifax $15 million after the company made multiple errors when handling consumer credit reports and fa...
Apple in Talks With Barclays and Synchrony to Potentially Replace Goldman Sachs as Apple Card Issuer
On January 15, 2025, an exclusive report citing sources said Apple is in talks with Barclays to replace Goldman Sachs as the new issuer of the Apple Card. At the same time, Apple h...
Targeted Chase Co-Branded Card Spend Bonuses: 5x or 7x at Target, Gas, and Dining
If you have a Chase co-branded card, check your email to see if you received a 5x or 7x bonus offer for Target, gas, or dining. These are still very useful offers. You can also che...