Credit Cards 101
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AMEX to Pay $230 Million Penalty Over Credit Card Sales Misconduct
American Express has recently reached an agreement to pay roughly $230 million in penalties, mainly over deceptive practices tied to small-business credit cards before 2021. This l...
CFPB Finalizes New Rule to Remove Medical Bills from Credit Reports
The CFPB has finalized a rule that will remove medical debt from credit reports, keep lenders from considering it in loan approvals, and curb debt collectors’ use of the credit rep...
US Bank Altitude Go Credit Card: 4x Dining Will Soon Have a Cap
According to the official website, this card will undergo benefit changes on April 14, 2025. The previous unlimited 4x on dining will become capped at $2,000 per quarter, and anyth...
Practical Travel Guide to Colombia
This post mainly covers basic information. I’ll write a separate trip report later, but this article should be a useful reference for anyone planning a trip to Colombia....
Guide to Credit Card Cell Phone Protection Benefits
Removed cards that no longer offer this benefit, and added cards from Bilt, Capital One, and others that do. Also added the best credit cards for paying your cell phone bill....
Citi Costco Credit Card Guide (Personal and Business) "Gas Rewards and Card Face Changes Coming Soon"
According to Reddit reports, this card’s gas rewards are getting an update. Purchases at Costco’s own gas stations will increase to 5% cash back, while gas at other stations will r...
First Tech Credit Union Credit Cards (Welcome Bonuses of $300/$200)
Besides the checking account we covered before, First Tech also has three credit cards with pretty solid perks, so let’s go over all of them here....
January 2025 Bilt Rent Day: Accor Hotel Status Match
During the January 2025 Bilt Rent Day promotion, members have a chance to get a status match with Accor Live Limitless. Here are the offers for each Bilt status tier: Bilt Blue: Co...
AMEX Business Platinum credit reminder: Buy Hilton gift cards to use it
AMEX added a new annual Hilton credit benefit to the Business Platinum at the end of the year: $200 per year, issued as $50 per quarter. If you have this card, remember to use your...
Capital One’s Acquisition of Discover Has Been Approved by the Delaware State Bank Commissioner
On December 18, Capital One (NYSE: COF) officially announced that it had received approval from the Delaware State Bank Commissioner, marking a key step forward in its acquisition...
Chase Freedom Flex Adds an Extra 5x Category Each Quarter
This year marks the 15th anniversary of the Chase Freedom card, so Chase is adding an extra 5x category to the Chase Freedom Flex each quarter. The surprise categories for Q1 are I...