Credit Cards 101
1397 posts
Can You Misreport Your Income When Applying for a US Credit Card?
Income is an important part of any credit card application. So can you exaggerate your income to get approved for a card? Are there any legal issues involved? Here’s what you shoul...
AMEX | Higher Per-Referral Bonuses on Gold and Green!
[Updated 02/21] For most people, the Gold refer bonus has increased to 15,000 per referral (up to $240 in value each time), while a smaller number of people have been bumped up to...
WeChat Pay | Pizza Hut and Its Mini-Programs Also Support U.S. Card Payments (More to Come)
I tried Pizza Hut in mainland China today (Pizza Hut), and you can place an order through a mini-program (dine-in or takeout) and switch to paying with a U.S. credit card. Many min...
Recommended BofA/Chase Offers | Hyatt House/Place 15%, up to $45
This post rounds up some of the better recent BofA Deals and Chase Offers. Chase | Hyatt House/Place 15% up to $45 It was originally set to end on 02/17, but has now been extended...
Introduction to Store Co-branded Credit Cards (Store Credit Card)
Store co-branded credit cards (Store Credit Card) are usually credit cards jointly issued by major brick-and-mortar retailers and online merchants together with banks. Today I’ll s...
AMEX | Targeted Platinum 60,000 Upgrade Bonus (double-upgrade offer drops to 25,000/$2,000)
[2020.2 update] Previously, there was a double-upgrade offer for 60,000, but I didn’t jump on it. Now the offer has been downgraded to 25,000/$2,000... If you get a good offer, you...
Rumor | Emirates to Launch a US Co-Branded Card with Barclays in 2020 (Update: Confirmed)
[2020.2] Barclays further confirmed this news in its Q4 2019 earnings presentation. [2019.12] According to Doc, Emirates, one of the major Middle Eastern airlines, was planning to...
AMEX Offer | Best Buy: Spend $100, Get $10 Back or 1,000 MR Points (Physical Gift Cards Can Be Purchased Online)
An AMEX Offer for Best Buy appeared yesterday: spend $100 and get $10 back or 1,000 MR points, through 03/31. The offer terms specifically state that purchasing physical gift cards...
WeChat Pay | A New Purchase Category Showing Up on VISA/Mastercard Credit Cards: Telephone Service
Recently, I used my browser to scan a QR code and renew my QQ membership, paying through WeChat with my Citi Premier. This card earns 2x TYP on certain travel and dining purchases,...
AMEX Delayed Issuance of the No-Fee Aspire Welcome Bonus「Update 3: Most People Have Received the Bonus」
Most people should have received it by now. Starting in January, quite a few readers began reporting that they got the bonus, and it looks like AMEX did not renege. I met the spend...
Roundup of Extra Credit Card Spending Bonuses (Chase UA, Delta Biz)
Chase UA and AMEX Delta Biz credit cards both have targeted spending offers available recently....