About

Recently, “raising lobsters” has gone from a geeky niche to the mainstream—and more and more people are starting to wonder: what practical things can AI agents actually help me do?

If you’ve been asking the same question, today’s answer might be interesting: using AI to assist with investing.

Moomoo has just launched a brand-new feature—Moomoo Skill—that connects Moomoo’s real-time market data and trading functions directly to AI tools like Claude and ChatGPT.

You can talk to AI in Chinese, and it can help you check quotes, analyze data, and even practice buying and selling in a simulated account—no investing knowledge required, no coding skills needed. It’s as easy as sending a message. Of course, you still control whether any trade gets placed, so there are built-in safety protections.

So what exactly can Moomoo Skill do? A few examples should make it clear right away.

What can it help investors do?

Example 1: You see a news headline and want context, but don’t know where to look

Have you ever had this feeling? You see news like “The Fed is meeting today” or “Tech stocks are rallying,” and you have a vague sense it matters to you—but you have no idea how to react or even who to ask.

With Moomoo Skill, you can ask AI directly in Chinese:

  • “The Fed has been talking about cutting rates recently. How would that affect me if I want to buy U.S. stocks?”
  • “Is Nvidia still worth buying right now?”
  • “Gold has gone up so much lately—what’s driving it?”

The AI can pull Moomoo’s real-time data directly and explain current market conditions and related analysis in plain language. You don’t need to dig through The Wall Street Journal yourself, and you don’t need to understand English research reports. You can get answers as easily as asking a friend.

  • View the latest news
  • Screen stocks

Example 2: You want to try AI-assisted investing, but you’re hesitant

A lot of people never get started because of one big concern: what if I buy and the stock drops right away?

Moomoo has a simulated account funded with virtual money. It works just like a real account, but losses don’t sting. You can tell AI:

“I want to try buying Nvidia. Help me buy 5 shares in a simulated account and let’s see what happens over the next week.”

The AI can carry that out in the paper trading account, and you can watch the account value move up and down. It gives you a real feel for what it’s like to own stocks, with no actual money at risk. Once you’re comfortable, you can decide whether to invest real money later.

Example 3: You’re busy with work and don’t have time to watch the market every day

Your situation: you know investing takes time and research, but work already keeps you busy enough. You simply don’t have the energy to watch stock prices every day, let alone keep up with market sentiment around individual names.

How to use Moomoo Skill here: you can hand off the job of “watching the market” to AI and just tell it what you want:

“What’s the current sentiment around NVDA in the community—bullish or bearish?”

The AI can monitor this for you 24/7 and tell you what overall market sentiment looks like right now. You don’t have to read through tons of posts yourself—Moomoo can give you the answer directly and help you understand the market mood more clearly.

Are there safety protections?

When you connect your account to AI, your first reaction is probably: could it mess with my money?

The reassuring part is this: Moomoo Skill operates in a simulated account by default, so the AI can’t touch your real funds. If you want to switch to live trading, you have to manually unlock it yourself + enter your password, and every real trade requires your confirmation again. The AI can only act within the instructions you give it—it has no way to bypass your own decision-making.

You can also open a separate sub-account with limited funds just for AI strategies. Even if something goes wrong, your main account would not be affected.

How do I get started?

After setup, open the AI tool you normally use (Claude, ChatGPT, etc.), send it a message in Chinese, and you’re ready to start. You can begin with a simulated account, chat with AI in Chinese, and ask it any investing questions you want. Once you get comfortable, you can gradually start building your own investing strategy.

After trying it out, I don’t think this feature is only useful for people who already trade stocks. In fact, the opposite may be true: if you’ve wanted to start investing but didn’t know how to take the first step, this feature may be an even better fit for you—it helps lower the barrier to getting started with investing.

About Moomoo

Now register for Moomoo through this site's exclusive link. If you meet the deposit requirements, you can get up to four stackable rewards! Exclusive $150 reward + $1,000 NVDA + $100 trading coupons + idle cash earning an ultra-high 8.1% APY, plus one free year of Moomoo Engine premium features. The four bonuses below can be stacked, so you can look at them one by one. I think the best value is to deposit $2,000 and get $350. If you have enough funds, you can go up to $10,000 and get $450. Idle cash also earns 8.1% APY

First bonus: exclusive to new users on this site, first cumulative deposit of $1,000 gets a $150 stock card + one free year of Moomoo Engine

  • During the promotion period (before September 30), make a cumulative deposit of $1,000
  • The stock cards you receive are three $50 cards, for a total of $150, and they unlock after your deposit has been maintained for 60 days
  • You can only use the stock card when trading U.S. stocks in the Moomoo app (Stocks, REITs, and ETFs all qualify)
  • After the $50 stock card is unlocked, any trade of $50 or more will automatically deduct $50

Second bonus: new user deposit reward, get up to $1,000 in NVDA

  • Make a first cumulative deposit of $500 and receive $30 worth of NVDA stock -> 60-day lock-up
  • Make a first cumulative deposit of $2,000 and receive a cumulative $100 worth of NVDA stock -> 60-day lock-up
  • Make a first cumulative deposit of $10,000 and receive a cumulative $200 worth of NVDA stock-> 60-day lock-up
  • Make a first cumulative deposit of $50,000 and receive a cumulative $400 worth of free NVDA stock -> 120-day lock-up (release $200 after 60 days and the remaining $200 after 120 days)
  • Make a first cumulative deposit of $100,000 and receive a cumulative $1,000 worth of free NVDA stock -> 180-day lock-up (release $200 after 60 days, $400 after 120 days, and the remaining $400 after 180 days)

You can use your deposit to trade, or simply leave it there to earn interest. If you do trade, I recommend depositing a bit more so you don't end up below the threshold after losses!

Third bonus: trading coupon reward, after new users deposit $100, get 10 $10 trading coupons

  • Each $100+ trade can use one, which is basically encouraging you to trade more (if you just want to cash out and buy SGOV, that's fine)
  • Also, if you refer a friend to register for Moomoo, you'll get another $10*10 trading coupons (but then your friend won't get this site's $150 stock card reward)

Fourth bonus: high interest for new users, account-opening bonus Cash Sweep up to 8.1% APY

  • New customers can join cash sweep as soon as they open an account. The coupon will be sent to the account and needs to be activated in the app.
  • Idle cash can earn 3.35% APY + a 2-month 4.75% APY booster (supports deposits and withdrawals anytime + automatic trade settlement). This 8.1% APY applies only to the first $20,000 in cash deposits.

Note: This article covers Moomoo U.S. benefits and product feature information. If you apply with an SSN or ITIN and enter a U.S. address, you can still receive the bonus normally.

Disclaimer

Disclaimer: $0 commission trading is available only to U.S. Residents trading in the U.S. markets through Moomoo Financial Inc. Other fees may apply. For more info, visit . Options trading is risky and not appropriate for everyone. Read the Options Disclosure Document before trading. Options are complex and you may quickly lose the entire investment. Promo 8.1% APY for new users only until 12/31/2025. Actual APY may differ. Rates may change. New user promo subject to terms & conditions. Click the ad for Bank Deposit List, Cash Sweep and Promo details. Terms and Conditions apply. Securities are offered through Moomoo Financial Inc., Member FINRA/SIPC. Crypto services are offered by Moomoo Crypto Inc. (“MCI”) (NMLS ID 2287314), a money services business registered with FinCEN (MSB Registration Number: 31000288349013) . MCI is not a broker-dealer. Cryptocurrency services are not available in all states, see our full licensing disclosures. Cryptocurrencies are not legal tender, not backed by any government, and not FDIC insured or SIPC protected. Cryptocurrency trading involves significant risk and potential loss of principal. It is subject to volatile price swings, market manipulation, and can become illiquid at any time. For more information, see. IPOs can be risky and speculative investments and may not be appropriate for every investor.