# Beginner Guides
Breaking Down a PayPal Invoice Scam Email
I recently received another PayPal invoice scam email, so here’s what was going on and how to handle it....
What Should You Do If an Online Order Never Arrives?
Sometimes an online order never shows up. What’s the most effective way to handle it without wasting too much time or energy? In this post, I’ll share the approach that has worked...
Better Business Bureau (BBB): What It Is and How It Can Help Consumers Resolve Disputes
You can use a BBB complaint to help resolve disputes with merchants, especially when the business is not responding proactively. For lesser-known merchants, BBB complaints can also...
How to Use the Dispute Feature on U.S. Credit Cards to Protect Your Rights
A dispute can be a powerful last resort. If you have a problem with a merchant and they refuse to communicate, keep giving you the runaround, or simply never respond, filing a disp...
“All Cards Will Be Deactivated” Percents Card Review (Self-Driving Card That Automatically Switches to the Best Rewards Credit Card)
Users received an email saying this card’s beta test and service will be terminated. On February 22, all cards will be closed and unusable. In my view, a product that only offers c...
Virtual Credit Cards in the US: A Complete Guide [2023.2 Update: Google Chrome Now Offers Virtual Cards]
Google Chrome now supports automatically generating virtual credit cards for online payments. According to reports online, some AMEX cards and Capital One cards are eligible. Follo...
How to Book Hotel Stays for Someone Else Using Points and Free Night Certificates
Major hotel groups all have ways to book stays for a third party, but the process varies. This article walks through how common hotel programs let you use points and free night cer...
How to Resolve AMEX Identity Verification Reviews on Credit Cards, Including for Those Without an SSN
AMEX is one of the most friendly major U.S. issuers for people applying without an SSN, and it is also one of the easiest issuers to get approved with. However, AMEX also has stric...
MaxRewards: The Pinnacle of Card Management, with One Month of Gold Membership on Sign-Up (2022.9 Update: Added Apple Card and Store Card Linking)
MaxRewards has been updated in 2022.9 and can now link almost all U.S. credit cards, including Apple Card and store cards....
2022 Apple iPhone 14 Buying Guide
The new iPhone for the year is here again. Let’s go over the basics, how to buy it at a discount, and how to make sure you get warranty and insurance benefits, too....
What Should You Do If There’s Negative Information on Your Credit Report? How to Repair It and Improve Your Credit Score
In the U.S., your credit report and credit score are very important. If negative information appears, it’s important to catch it early and address it promptly. This article will wa...