# Beginner Guides
Guide to Paper Trading for U.S. Stocks (2026 Update)
Paper trading is simulated investing that does not use real money, but it does let you test investment strategies using real market data and market outcomes. Many investors use pap...
Ally Bank Review: Get $200 With an Ally Invest Account
Ally Invest is now offering a $200 bonus. Just transfer in $1,000 and keep it there for 90 days to qualify, which is very easy. Note that if the funding comes from an Ally bank acc...
US Stocks Basics: What Are ETF/ETNs, and How to Buy and Invest in Them
In this article, we’ll walk through the basics of ETFs in the US stock market. Hope everyone can catch each stock during its upward run!...
How Beginners Can Pick U.S. Stocks: A Step-by-Step Guide!
These days, many stock trading platforms offer generous account opening bonuses. After signing up and collecting those bonuses, you may also want to try buying a few stocks yoursel...
United Airlines (UA) Membership and Miles Introduction: “New Co-branded Card Benefits”
UA co-branded credit card holders are getting a new round of benefits: earning more miles on flights, 10%–15% discounts on award tickets, and cardholders’ children can also earn mo...
US Card 101 Blog Joins the Rewards Wise APP! Get the Latest Updates First
We’ve now partnered closely with the Rewards Wise APP to embed our blog content inside it, so you can view the latest US Card 101 blog updates directly in the APP! Both iPhone and...
ANA Mileage Program Guide: Refund Fee Can Now Be Paid With ¥3,000
ANA recently added a new way to pay its refund fee. Previously, it required 3,000 ANA miles per person; now there is also an option to pay ¥3,000. ¥3,000 is about $20, which is cle...
A Guide to US Credit Card Pre-Approval: No Risk, Better Bonuses
Pre-approval not only lets you check whether a bank is likely to approve your application, but sometimes it can also show targeted offers that are better than the standard public o...
About the TopCashback Chinese Site
The TopCashback Chinese site is a convenient option for Chinese users who prefer not to read English. The way to earn cashback is exactly the same as on the U.S. site, and merchant...
Tello Wireless Introduction: Plans Starting at $5/Month, Great for Digital Nomads
I recently activated and used my Tello number, so I’ve fully updated this article. In particular, I’ve added detailed steps for activating Tello in China and how to use it. See the...
2026 U.S. Guide for New International Students: SSN, Credit Cards, Bank Accounts, Phone Numbers, and Money-Saving Tips
This article summarizes useful information for new international students coming to the U.S. in 2025! It distills more than a decade of blog posts that are especially useful for ne...
