# Credit Reports
Trump’s New Executive Order Tightens Financial Oversight: Applying for Credit Cards With an ITIN May Get Harder
Trump’s new executive order signed in May, Restoring Integrity to America’s Financial System, has recently started drawing attention in the credit card space. The reason is simple:...
A Guide to US Credit Card Pre-Approval: No Risk, Better Bonuses
Pre-approval not only lets you check whether a bank is likely to approve your application, but sometimes it can also show targeted offers that are better than the standard public o...
What Happens If Your Card Gets Closed by the Bank?
With the latest AMEX account-closing wave, people worry not only about whether they can recover their points, but also about what other side effects may follow. Here’s what you sho...
Hertz Data Leak: Personal Information of Some Customers May Be Affected (Two Years of Free Credit Monitoring)
Hertz has announced that personal information tied to its Hertz, Dollar, and Thrifty brands may have been affected, and the data may have been stolen. If you have rented a car with...
CFPB Fines Equifax $15 Million Over Credit Report Errors
The Consumer Financial Protection Bureau (CFPB) recently fined credit bureau Equifax $15 million after the company made multiple errors when handling consumer credit reports and fa...
CFPB Finalizes New Rule to Remove Medical Bills from Credit Reports
The CFPB has finalized a rule that will remove medical debt from credit reports, keep lenders from considering it in loan approvals, and curb debt collectors’ use of the credit rep...
How to Get a Free Credit Report? How to Read Your Credit Report? [2023.9 Update: Available Once a Week, Permanently]
The most authoritative credit report website, Annual Credit Report, now offers free weekly reports from all three major credit bureaus! It used to be available only once per year,...
Does a Business Credit Card Affect Your Personal Credit Score?
In this article, we’ll talk about how business credit cards affect your personal credit score and credit report....
Credit Report Rule Change: Medical Debts Under $500 Will No Longer Appear
According to the CFPB, starting in April 2023, medical debts under $500 will be removed from credit reports. Credit scores for affected consumers should increase accordingly, and a...
What Should You Do If There’s Negative Information on Your Credit Report? How to Repair It and Improve Your Credit Score
In the U.S., your credit report and credit score are very important. If negative information appears, it’s important to catch it early and address it promptly. This article will wa...
Experian Go App: Add Bills to Potentially Boost Your Credit Score
Experian has launched an app called Experian Go. You can download it, sign up, view your credit report, and learn some ways to improve your credit score. In addition, you can uploa...