# Credit Reports
Beginner’s Guide: How to Build Credit in the U.S. Without an SSN
This article shares several ways to start building credit if you can’t get an SSN in the short term....
What Should I Do With My U.S. Credit Cards After Moving Back to China? (Including Recommended Cards to Keep)
Quite a few friends around me decided to move back to China for work and long-term living after graduating or after spending a few years working in the U.S. So what should you do w...
Credit Karma Overview — Completely Free Credit Scores, Credit Reports, and Tax Filing Services [2020.1 Update: Free Tax Software Is Here, and It’s Quite Good]
Credit Karma now offers a free tax filing service called Credit Karma Premium Tax Software 2019, which lets you file both your federal and state tax returns online for free. The CK...
Business Credit Cards: A Complete Guide [Updated 2019.11: Added More Content and Business Card Recommendations]
Everything you need to know about business credit cards, including an introduction, how to apply, credit reporting, risks, and recommended top business cards....
Consumers Credit Union (CCU) Rewards Checking Review: Up to 5.09% APY
Consumer Credit Union’s Rewards Checking currently offers up to 5.09% APY on balances up to $10,000, which is unusually high for a checking account. There’s also no monthly fee, an...
Applying for Too Many Credit Cards Could Cost You Your Job!
I saw a post on Reddit from someone who failed a company background check after applying for a lot of credit cards. The person works in a sensitive software development role and is...
Credit Sesame Overview: 4/16 Update — You Can Check Credit Reports and Scores Without an SSN
A reader in DP said that even without an SSN, if you have a credit card or related credit information, you can still pull your credit report and an estimated credit score on Credit...
Guide to Buying a Home With a Mortgage in the U.S. "Including My Personal Experience"
Buying a home is a major life milestone no matter which country you are in. If you are planning to buy a house, it helps to start preparing early and learn about the process in adv...
Our Go-To Tool Recommendations: Get More Done with Less Effort
Here’s a roundup of the tools I use most often for account management, flights, and hotels. Hope they help you too....
Ten Questions About Credit Card Limits
A credit card's credit limit reflects how much you can spend on that card, and it is one way a bank evaluates your overall credit. A low limit can be inconvenient when making large...
[Discontinued] Deserve Classic Mastercard Credit Card ($39 Annual Fee, No Rewards)
Deserve Classic credit card. Not recommended....