When applying for a credit card in the U.S., you usually need a Social Security Number (SSN) as proof of identity. However, new immigrants or international students may not have an...

According to DansDeals, if you have a Double Cash or Custom Cash card, you can still cash out at a 1:1 rate, so this change does not affect you. These two no-annual-fee cards are s...

Streaming services are becoming more and more common—Apple Music, Apple TV, Disney, YouTube memberships, and others—and the total subscription cost can add up over a year. This pos...

This card is officially discontinued and can no longer be applied for. But according to recent information, you can still transfer to this card from another Citi Thank You Rewards...

We received an email that starting July 27, 2025, the transfer ratio from ThankYou Points to Emirates will drop to 1:0.8. It is currently 1:1. We still do not know the reason for t...

From now through April 12, 2025, you can transfer Citi ThankYou points to Avianca LifeMiles and receive a 25% bonus. For every 1,000 Citi ThankYou points transferred, you’ll get 1,...

With a wave of acquisitions and its Preferred Hotels partnership, Choice Hotels has carved out a place in the upper-midscale and resort space. Its elite benefits are pretty solid,...

This card will be forcibly converted to a Citi ThankYou Card on April 12 (the website says it is being renamed). According to the product page, the points earned will also become T...

If you feel you were treated unfairly when dealing with a bank, or the bank refuses to honor what it owes you, you can file a complaint through the CFPB. The CFPB will forward your...

Flight delay insurance is one of the most valuable benefits offered by credit cards. It can help cardholders reduce losses caused by flight delays. Before choosing the right credit...

This is Citi’s no-annual-fee co-branded American Airlines (AA) credit card. The welcome bonus is 10,000 miles + $50, which is not especially strong among airline cards, but it is d...