# Citi
Act Fast: Call to Keep Your Citi Dividend
Citi is finally coming after Citi Dividend cardholders! Some people have already received letters from Citi saying that in March, their Citi Dividend will be converted to the now-u...
An Introduction to Credit Card Balance Transfers (BT)
In addition to lucrative welcome bonuses and everyday cash back, using Balance Transfers to access short-term cash flow is another way people make use of credit cards. Of course, y...
The Domino Effect of a New Credit Card
Minimum spending requirement = overspending + stress? Sign-up bonus = flashy but impractical, or just an excuse for luxury? Bonus categories / AMEX Offers = changing your spending...
Which of These Four Hilton Credit Cards Should You Get? A Full Comparison of Hilton Card Benefits
Among the major hotel chains, Hilton is one of the most interesting when it comes to credit cards, mainly because Hilton partners with both Citi and AMEX and has issued a total of...
Booking a U.S.–China Business Class Award: AA One-Way in Practice
A real-world business class award booking experience, starting from a second-tier city in China and ending in a second-tier city in the U.S. Just when it seemed impossible, a new o...
A Few Things to Do at the Start of 2016
With the new year here, many annual benefits are available again. Here is a list of perks you can claim at the beginning of the year as a reminder and reference. Feel free to leave...
"$2,900-$4,500 in Value": How to Maximize the Citigold 50,000-Point/AA-Mile Account Opening Bonus
Citi recently launched a Citigold account opening bonus of 50,000 TYP/AA miles. If you are not sure how to apply, please refer to our other article. If handled well, this bonus can...
Credit Card Application Reconsideration Phone Numbers
In general, if your online credit card application is not approved instantly—whether it is directly denied, goes pending, or requires additional verification—the first thing you sh...
Virgin America Becomes a New Citi TYP Transfer Partner
Citi ThankYou Points now has another transfer option: TYP can be transferred to Virgin America (VX) Elevate points at a 2:1 ratio. Transfer bonus deal Even better, if you transfer...
American Airlines Miles Guide (4): Advanced Redemptions (Part 2)
In the previous post, American Airlines Miles Guide (3): Advanced Redemptions (Part 1), we covered how to book partner awards that cannot be found on the AA website. AA is one of m...
Credit Card Tips — Retention Offers
A retention offer is a special incentive from a credit card company designed to persuade you not to close your card. For cardholders, these offers can provide extra rewards while l...