This article is mainly for beginners who are just getting started with U.S. credit cards. We won’t get into dozens of cards yet, and you do not need to master airline miles, hotel...

There’s now a new sign-up bonus: $500 + 25,000 + 10,000 for adding an authorized user. Compared with that, if you think UA miles can get you 2 cents per point of value—for example,...

The most valuable use of U.S. credit card points is usually not cashing them out directly, but transferring them to airline miles or hotel points and then redeeming them for busine...

This article gives beginners a broad overview of Chase’s various credit cards, so once you have the big picture, you can choose the one that best fits your needs....

The Chase Sapphire Preferred 75,000-point bonus is here, worth $1,100+, and it’s very compelling—don’t miss it! Also, after the recent refresh, this card offers a $100 annual hotel...

This 100,000 offer is about to expire at the end of the month, so move fast! Here’s another useful timing trick. Some people end up getting hit with a 524 only after the 100,000 si...

Staples is currently selling no-fee virtual Visa gift cards, which can be used online right away and are especially useful for paying insurance, utilities, and similar bills. If yo...

PYB redemptions increased in Q2 2025. The Aeroplan card added Home Improvement at 0.8¢/pt, and Sapphire Reserve added Pet at 1.25¢/pt. Adding new categories is a good thing, but th...

The Chase Sapphire Reserve card’s complimentary 3-month Marriott Gold offer is back. Just enroll between July 1 and September 30 to get it. If you complete three paid stays within...

The third quarter of 2026 has begun. Below is a roundup of each card issuer’s 5x cash back categories for this quarter, plus which categories are worth activating and prioritizing....

This card now has a limited-time bonus: for the first six months after opening, dining cash back is doubled to 3%, capped at the first $6,000 in purchases. In addition, all purchas...