The welcome bonus on this card has increased to 65,000, and it now also offers a high-spending perk that lets you choose either an upgrade voucher or a companion ticket. Overall, t...

One of the biggest characteristics of BofA credit cards is consistency. The benefits are generally straightforward and practical, without too many flashy gimmicks, and most of the...

My name is Isaac, I’m based in DC, and I’ve been in the US for 5 years. I’m very happy to have the opportunity to share my experience with everyone....

The signup bonus on this card has been raised to $300, with $3,000 in spending required within three months. In addition, this card also offers 0 APR on all purchases during the fi...

When you apply for an AMEX credit card now, after you fill in all your information and submit, you may see a screen telling you whether you’re eligible for the welcome bonus. There...

Citi is now offering free Experian scores to everyone, even if you do not have a Citi card. You only need to register for an account on Citi’s website and verify your identity—no c...

A credit card's credit limit reflects how much you can spend on that card, and it is one way a bank evaluates your overall credit. A low limit can be inconvenient when making large...

Two days apart, I paid a friend’s AT&T bill twice for $15 each, and the $75 cashback is already pending. AT&T accounts can be overpaid, so you can just help a friend make a payment...

Last time, I shared my experience applying for my first credit card. I believe everyone now has a basic understanding of how credit cards work. This time, I mainly want to share my...

Many people used to apply for a large number of BofA credit cards at once, such as the Alaska Airlines credit card, and earn a lot of welcome bonuses. According to Doctor of Credit...

Recently, BofA added a new 2/3/4 approval rule for credit cards. You can only be approved for 2 new BofA cards within 2 months, 3 new BofA cards within 12 months, and 4 new BofA ca...