# Bank of America (BofA)
BofA Merrill+ Credit Card: 8/17 Update — Discontinued Soon, 50,000 Bonus Still Available by Phone
According to FrequentMiler, this card will likely be discontinued in mid-September and is expected to be replaced by a new BofA card. If you want to apply, do it soon. Note that so...
Credit Card Application Reconsideration Phone Numbers
In general, if your online credit card application is not approved instantly—whether it is directly denied, goes pending, or requires additional verification—the first thing you sh...
Credit Card Tips — Retention Offers
A retention offer is a special incentive from a credit card company designed to persuade you not to close your card. For cardholders, these offers can provide extra rewards while l...
Expert Interview (1) — WayneWayne: Flying Together with My Wife and Son
We’re launching a new “Expert Interview” series on the site. In each installment, we’ll interview someone with solid experience in credit cards and points, and we hope their firsth...
Credit Card Application Talk — Sign-Up Bonuses
There are two main ways to evaluate whether a credit card is good: its long-term holding value and its sign-up bonus value. So for most applicants, the motivation for applying usua...
Credit Card Application Talk: App-O-Rama (AOR)
Before introducing this method, readers should note that it is not as suitable for everyone as Reconsider. If your credit history is less than one year or your credit score is belo...
Credit Card Application Talk — Applying Without an SSN
In the U.S., credit cards are practically essential, and if you use them well, the rewards can be substantial. But for students who have just arrived in the U.S.—especially undergr...
Introduction to Common Credit Cards
Common Credit Card Roundup [collapse title="American Express Credit Cards"] EveryDay Preferred (EDP) — the one and only EveryDay Card (ED) — a backup for MR points Blue Cash Everyd...