# Bank of America (BofA)
BofA Platinum Business Card
The sign-up bonus on this card has been raised to $300, with $3,000 in spending required within three months. In addition, this card also offers 0 APR on all purchases during the f...
Credit Card Application Basics — Reapplying for the Same Card (Churning) [6/13 Update: AMEX Now Shows Why You’re Ineligible]
When you apply for an AMEX credit card now, after you fill in all your information and submit, you may see a screen telling you whether you’re eligible for the welcome bonus. There...
Who Offers the Best Free Credit Score? [2/22 Update: Citi Now Offers Free FICO Scores to Everyone]
Citi is now offering free Experian scores to everyone, even if you do not have a Citi card. You only need to register for an account on Citi’s website and verify your identity—no c...
Ten Questions About Credit Card Limits
A credit card's credit limit reflects how much you can spend on that card, and it is one way a bank evaluates your overall credit. A low limit can be inconvenient when making large...
BofA Cashback Deals Guide [1/30 Update: Paid Phone Bill, $75 Cashback Already Pending]
Two days apart, I paid a friend’s AT&T bill twice for $15 each, and the $75 cashback is already pending. AT&T accounts can be overpaid, so you can just help a friend make a payment...
Beginner Notes (2): Choosing a Second Credit Card
Last time, I shared my experience applying for my first credit card. I believe everyone now has a basic understanding of how credit cards work. This time, I mainly want to share my...
“Bad News”: New BofA 2/3/4 Rule for Credit Card Approvals Now in Effect
Many people used to apply for a large number of BofA credit cards at once, such as the Alaska Airlines credit card, and earn a lot of welcome bonuses. According to Doctor of Credit...
BofA Merrill+ Credit Card: 8/17 Update — Discontinued Soon, 50,000 Bonus Still Available by Phone
According to FrequentMiler, this card will likely be discontinued in mid-September and is expected to be replaced by a new BofA card. If you want to apply, do it soon. Note that so...
Credit Card Application Reconsideration Phone Numbers
In general, if your online credit card application is not approved instantly—whether it is directly denied, goes pending, or requires additional verification—the first thing you sh...
Credit Card Tips — Retention Offers
A retention offer is a special incentive from a credit card company designed to persuade you not to close your card. For cardholders, these offers can provide extra rewards while l...
Expert Interview (1) — WayneWayne: Flying Together with My Wife and Son
We’re launching a new “Expert Interview” series on the site. In each installment, we’ll interview someone with solid experience in credit cards and points, and we hope their firsth...
