7 Tips to Help You Get the All-Time Highest 100,000-Point Welcome Bonus on the Chase Sapphire Preferred!
This 100,000 offer is about to expire at the end of the month, so move fast! Here’s another useful timing trick. Some people end up getting hit with a 524 only after the 100,000 si...
Alaska miles: Wide-open business-class award space between the U.S. and Manila, starting at 75,000 miles
If you've been waiting for Alaska Mileage Plan to add Philippine Airlines redemptions, they’re now available—and because the partnership just opened up, there are still plenty of s...
Teach a man to fish: how can phones in the U.S. be free every year?
In the U.S., the T-Mobile refer/KS/rebates trio can let you buy an iPhone for not just $0, but even come out ahead. Of course, phones in the U.S. are not free out of thin air. What...
Robinhood Platinum Card Overview: Now Live, Benefits Updated
Robinhood Platinum credit card is now officially live and invitations are going out to the first batch of users. Compared with the original version announced in March 2026, Robinho...
Do Parents and Family Need Insurance When They Come to the U.S.? How Do You Buy It?
When parents come to the U.S., travel insurance included with a credit card can help with flight, baggage, and trip expenses, but the real costs to watch out for are U.S. emergency...
Waldorf Astoria Shanghai on the Bund Hotel Review
It may not have the best physical facilities or offer the best value among Shanghai hotels, but it is certainly one of the luxury hotels with the strongest sense of Shanghai charac...
The Path to Financial Freedom: How Should You Plan Insurance? How Do You Choose Between Term Life and IUL?
This is where insurance fits in a financial freedom plan. Insurance is not meant to make us wealthy, nor to replace an investment account. Its role is: Before achieving financial f...
Chase World of Hyatt Business Credit Card: Limited-Time 70,000-Point Welcome Bonus!
This card has an updated welcome bonus of 70,000 points. Hyatt points are quite valuable, and 70,000 points are worth a bit over $1,000 in redemptions. The card also offers up to $...
When Is the Best Time to Pay a U.S. Credit Card? Statement Balance, Due Date, and Closing Date Explained
For most people who use credit cards normally, the answer is actually very simple: paying off your Statement Balance before the Due Date is enough. Usually there’s no need to pay o...
The Path to Financial Freedom: How Should You Use Retirement Accounts When You Need Money Fast, Face a Serious Illness, or Retire?
This article is very important because financial freedom does not end once you put money into the account. When it’s time to actually use that money, the taxes, restrictions, and r...
Path to Financial Freedom: A Must-Read for Middle- and High-Income Earners! Tax-Saving Tips for Contributing More to Roth
For most high-income households, Backdoor Roth IRA and Mega Backdoor Roth are both Roth strategies well worth understanding. They aren’t universal solutions, but when used correctl...
