Not Honoring It? Citi May Not Have Actually Extended the Time to Meet Minimum Spending for Sign-Up Bonuses...
I saw a report today about a blogger who opened a Citi Premier card at the end of February. In theory, that account should have qualified for Citi’s additional three-month extensio...
AMEX’s 4-Credit-Card Limit: DP of Getting Denied for a 5th Card [Update: Applied Again, and the Reason Was No Longer the Card Limit]
I had just been approved for the 100,000-point Biz Platinum, so I figured another application probably wouldn’t be denied. So, being a bit stubborn, exactly 30 days later I applied...
Citi Branches Offer 70,000-Point Citi Premier Welcome Bonus for Citi Gold Customers
According to a DOC report, if you are a Citi Gold customer, you may be able to apply for the Citi Premier at a local Citi branch and get a 70,000-point welcome bonus offer. The spe...
Plastiq Payments Can Trigger Citi Prestige’s 5x Online Purchase Promotion
According to a DOC report, the 5x online purchase promotion that Citi Prestige launched during the pandemic can be triggered by payments made through Plastiq. Valuing ThankYou Poin...
Plastiq Will Raise Its Fee to 2.85% Starting July 1 [Reminder: Don’t Forget to Schedule Future Payments at the 2.5% Fee]
[Friendly reminder] If you really need to use Plastiq to complete some spending, it’s a good idea to schedule future check payments before July 1. Payments scheduled in advance are...
AMEX | How I Resolved a Fraud Alert on an Authorized User Card in My Name
What Happened I want to share something that just happened to me. I was shopping online, and my card transaction didn’t go through. Then I opened the app and saw an exclamation mar...
CNB Crystal Visa Infinite Credit Card Review [2020.6 Update: Grocery 5x Returns for June and July]
Cardholders received an email today saying they can earn 5x on grocery purchases in June and July, capped at $1,000 per month. You have to admire the timing—they sent the email whe...
US Bank Cash+ Card Gets a New Design
I just noticed today that US Bank has given its classic 5% quarterly credit card, Cash+, a new card design. The new look seems pretty good—maybe it was made for Contactless? [capti...
What Is a Credit Card Security Code (CVV, CID, CVC), and What Is It Used For?
An introduction to credit card security codes, including CVV, CVC, and CID....
Now you can product change via Citi online chat in just 5–10 minutes, down from at least 30 minutes before
I previously wrote a short filler post about how, during the pandemic, banks were short-staffed in customer service. People were stuck at home with nothing to do and kept calling c...
Credit Card Cash Advance Guide [2020.6 Update: Person-to-person p2p payments may be treated as cash advance]
[2020.6 Update] According to DOC, using a credit card to send money to someone else through Paypal/Square/Venmo may now be treated by the credit card issuer as a Cash Advance (CA),...
